▼ 0.50% · 3.625%
HK$21,164
−HK$1,327/mo
▼ 0.25% · 3.875%
HK$21,822
−HK$669/mo
Today · 4.125%
HK$22,491
baseline
▲ 0.50% · 4.625%
HK$23,860
+HK$1,369/mo
Deposit HK$4.64M · loan HK$4.64M · min. income ≈ HK$44,982/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$298,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,545
−HK$1,272/mo
▼ 0.25% · 3.875%
HK$24,176
−HK$641/mo
Today · 4.125%
HK$24,817
baseline
▲ 0.50% · 4.625%
HK$26,125
+HK$1,308/mo
Deposit HK$4.64M · loan HK$4.64M · min. income ≈ HK$49,634/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$298,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,280
−HK$1,460/mo
▼ 0.25% · 3.875%
HK$24,004
−HK$736/mo
Today · 4.125%
HK$24,740
baseline
▲ 0.50% · 4.625%
HK$26,245
+HK$1,505/mo
Deposit HK$4.18M · loan HK$5.10M · min. income ≈ HK$49,480/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$298,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,899
−HK$1,399/mo
▼ 0.25% · 3.875%
HK$26,594
−HK$704/mo
Today · 4.125%
HK$27,298
baseline
▲ 0.50% · 4.625%
HK$28,737
+HK$1,439/mo
Deposit HK$4.18M · loan HK$5.10M · min. income ≈ HK$54,596/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$298,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,397
−HK$1,592/mo
▼ 0.25% · 3.875%
HK$26,187
−HK$802/mo
Today · 4.125%
HK$26,989
baseline
▲ 0.50% · 4.625%
HK$28,631
+HK$1,642/mo
Deposit HK$3.71M · loan HK$5.57M · min. income ≈ HK$53,978/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$298,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,253
−HK$1,527/mo
▼ 0.25% · 3.875%
HK$29,011
−HK$769/mo
Today · 4.125%
HK$29,780
baseline
▲ 0.50% · 4.625%
HK$31,350
+HK$1,570/mo
Deposit HK$3.71M · loan HK$5.57M · min. income ≈ HK$59,560/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$298,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,513
−HK$1,725/mo
▼ 0.25% · 3.875%
HK$28,369
−HK$869/mo
Today · 4.125%
HK$29,238
baseline
▲ 0.50% · 4.625%
HK$31,017
+HK$1,779/mo
Deposit HK$3.25M · loan HK$6.03M · min. income ≈ HK$58,476/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$298,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,608
−HK$1,654/mo
▼ 0.25% · 3.875%
HK$31,429
−HK$833/mo
Today · 4.125%
HK$32,262
baseline
▲ 0.50% · 4.625%
HK$33,962
+HK$1,700/mo
Deposit HK$3.25M · loan HK$6.03M · min. income ≈ HK$64,524/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$298,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,629
−HK$1,858/mo
▼ 0.25% · 3.875%
HK$30,551
−HK$936/mo
Today · 4.125%
HK$31,487
baseline
▲ 0.50% · 4.625%
HK$33,403
+HK$1,916/mo
Deposit HK$2.78M · loan HK$6.50M · min. income ≈ HK$62,974/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$298,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,962
−HK$1,781/mo
▼ 0.25% · 3.875%
HK$33,846
−HK$897/mo
Today · 4.125%
HK$34,743
baseline
▲ 0.50% · 4.625%
HK$36,575
+HK$1,832/mo
Deposit HK$2.78M · loan HK$6.50M · min. income ≈ HK$69,486/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$298,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,746
−HK$1,990/mo
▼ 0.25% · 3.875%
HK$32,733
−HK$1,003/mo
Today · 4.125%
HK$33,736
baseline
▲ 0.50% · 4.625%
HK$35,789
+HK$2,053/mo
Deposit HK$2.32M · loan HK$6.96M · min. income ≈ HK$67,472/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$298,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,317
−HK$1,908/mo
▼ 0.25% · 3.875%
HK$36,264
−HK$961/mo
Today · 4.125%
HK$37,225
baseline
▲ 0.50% · 4.625%
HK$39,187
+HK$1,962/mo
Deposit HK$2.32M · loan HK$6.96M · min. income ≈ HK$74,450/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$298,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,862
−HK$2,124/mo
▼ 0.25% · 3.875%
HK$34,915
−HK$1,071/mo
Today · 4.125%
HK$35,986
baseline
▲ 0.50% · 4.625%
HK$38,175
+HK$2,189/mo
Deposit HK$1.86M · loan HK$7.43M · min. income ≈ HK$71,972/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$298,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,671
−HK$2,036/mo
▼ 0.25% · 3.875%
HK$38,682
−HK$1,025/mo
Today · 4.125%
HK$39,707
baseline
▲ 0.50% · 4.625%
HK$41,800
+HK$2,093/mo
Deposit HK$1.86M · loan HK$7.43M · min. income ≈ HK$79,414/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$298,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,979
−HK$2,256/mo
▼ 0.25% · 3.875%
HK$37,098
−HK$1,137/mo
Today · 4.125%
HK$38,235
baseline
▲ 0.50% · 4.625%
HK$40,561
+HK$2,326/mo
Deposit HK$1.39M · loan HK$7.89M · min. income ≈ HK$76,470/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$298,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,026
−HK$2,162/mo
▼ 0.25% · 3.875%
HK$41,099
−HK$1,089/mo
Today · 4.125%
HK$42,188
baseline
▲ 0.50% · 4.625%
HK$44,412
+HK$2,224/mo
Deposit HK$1.39M · loan HK$7.89M · min. income ≈ HK$84,376/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$298,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,095
−HK$2,389/mo
▼ 0.25% · 3.875%
HK$39,280
−HK$1,204/mo
Today · 4.125%
HK$40,484
baseline
▲ 0.50% · 4.625%
HK$42,947
+HK$2,463/mo
Deposit HK$928K · loan HK$8.35M · min. income ≈ HK$80,968/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$298,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,380
−HK$2,290/mo
▼ 0.25% · 3.875%
HK$43,517
−HK$1,153/mo
Today · 4.125%
HK$44,670
baseline
▲ 0.50% · 4.625%
HK$47,024
+HK$2,354/mo
Deposit HK$928K · loan HK$8.35M · min. income ≈ HK$89,340/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$298,134 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).