▼ 0.50% · 3.625%
HK$5,613
−HK$352/mo
▼ 0.25% · 3.875%
HK$5,787
−HK$178/mo
Today · 4.125%
HK$5,965
baseline
▲ 0.50% · 4.625%
HK$6,328
+HK$363/mo
Deposit HK$1.23M · loan HK$1.23M · min. income ≈ HK$11,930/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,244
−HK$338/mo
▼ 0.25% · 3.875%
HK$6,412
−HK$170/mo
Today · 4.125%
HK$6,582
baseline
▲ 0.50% · 4.625%
HK$6,928
+HK$346/mo
Deposit HK$1.23M · loan HK$1.23M · min. income ≈ HK$13,164/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,174
−HK$387/mo
▼ 0.25% · 3.875%
HK$6,366
−HK$195/mo
Today · 4.125%
HK$6,561
baseline
▲ 0.50% · 4.625%
HK$6,960
+HK$399/mo
Deposit HK$1.11M · loan HK$1.35M · min. income ≈ HK$13,122/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,869
−HK$371/mo
▼ 0.25% · 3.875%
HK$7,053
−HK$187/mo
Today · 4.125%
HK$7,240
baseline
▲ 0.50% · 4.625%
HK$7,621
+HK$381/mo
Deposit HK$1.11M · loan HK$1.35M · min. income ≈ HK$14,480/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,735
−HK$423/mo
▼ 0.25% · 3.875%
HK$6,945
−HK$213/mo
Today · 4.125%
HK$7,158
baseline
▲ 0.50% · 4.625%
HK$7,593
+HK$435/mo
Deposit HK$985K · loan HK$1.48M · min. income ≈ HK$14,316/mo (50% DSR)
Upfront cash ≈ HK$985K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,493
−HK$405/mo
▼ 0.25% · 3.875%
HK$7,694
−HK$204/mo
Today · 4.125%
HK$7,898
baseline
▲ 0.50% · 4.625%
HK$8,314
+HK$416/mo
Deposit HK$985K · loan HK$1.48M · min. income ≈ HK$15,796/mo (50% DSR)
Upfront cash ≈ HK$985K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,297
−HK$457/mo
▼ 0.25% · 3.875%
HK$7,524
−HK$230/mo
Today · 4.125%
HK$7,754
baseline
▲ 0.50% · 4.625%
HK$8,226
+HK$472/mo
Deposit HK$862K · loan HK$1.60M · min. income ≈ HK$15,508/mo (50% DSR)
Upfront cash ≈ HK$862K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,117
−HK$439/mo
▼ 0.25% · 3.875%
HK$8,335
−HK$221/mo
Today · 4.125%
HK$8,556
baseline
▲ 0.50% · 4.625%
HK$9,007
+HK$451/mo
Deposit HK$862K · loan HK$1.60M · min. income ≈ HK$17,112/mo (50% DSR)
Upfront cash ≈ HK$862K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,858
−HK$493/mo
▼ 0.25% · 3.875%
HK$8,102
−HK$249/mo
Today · 4.125%
HK$8,351
baseline
▲ 0.50% · 4.625%
HK$8,859
+HK$508/mo
Deposit HK$738K · loan HK$1.72M · min. income ≈ HK$16,702/mo (50% DSR)
Upfront cash ≈ HK$739K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,742
−HK$472/mo
▼ 0.25% · 3.875%
HK$8,976
−HK$238/mo
Today · 4.125%
HK$9,214
baseline
▲ 0.50% · 4.625%
HK$9,700
+HK$486/mo
Deposit HK$738K · loan HK$1.72M · min. income ≈ HK$18,428/mo (50% DSR)
Upfront cash ≈ HK$739K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,419
−HK$528/mo
▼ 0.25% · 3.875%
HK$8,681
−HK$266/mo
Today · 4.125%
HK$8,947
baseline
▲ 0.50% · 4.625%
HK$9,492
+HK$545/mo
Deposit HK$615K · loan HK$1.85M · min. income ≈ HK$17,894/mo (50% DSR)
Upfront cash ≈ HK$615K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,366
−HK$506/mo
▼ 0.25% · 3.875%
HK$9,617
−HK$255/mo
Today · 4.125%
HK$9,872
baseline
▲ 0.50% · 4.625%
HK$10,393
+HK$521/mo
Deposit HK$615K · loan HK$1.85M · min. income ≈ HK$19,744/mo (50% DSR)
Upfront cash ≈ HK$615K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,980
−HK$564/mo
▼ 0.25% · 3.875%
HK$9,260
−HK$284/mo
Today · 4.125%
HK$9,544
baseline
▲ 0.50% · 4.625%
HK$10,124
+HK$580/mo
Deposit HK$492K · loan HK$1.97M · min. income ≈ HK$19,088/mo (50% DSR)
Upfront cash ≈ HK$492K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,991
−HK$539/mo
▼ 0.25% · 3.875%
HK$10,259
−HK$271/mo
Today · 4.125%
HK$10,530
baseline
▲ 0.50% · 4.625%
HK$11,086
+HK$556/mo
Deposit HK$492K · loan HK$1.97M · min. income ≈ HK$21,060/mo (50% DSR)
Upfront cash ≈ HK$492K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,542
−HK$598/mo
▼ 0.25% · 3.875%
HK$9,839
−HK$301/mo
Today · 4.125%
HK$10,140
baseline
▲ 0.50% · 4.625%
HK$10,757
+HK$617/mo
Deposit HK$369K · loan HK$2.09M · min. income ≈ HK$20,280/mo (50% DSR)
Upfront cash ≈ HK$369K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,615
−HK$574/mo
▼ 0.25% · 3.875%
HK$10,900
−HK$289/mo
Today · 4.125%
HK$11,189
baseline
▲ 0.50% · 4.625%
HK$11,778
+HK$589/mo
Deposit HK$369K · loan HK$2.09M · min. income ≈ HK$22,378/mo (50% DSR)
Upfront cash ≈ HK$369K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,103
−HK$634/mo
▼ 0.25% · 3.875%
HK$10,417
−HK$320/mo
Today · 4.125%
HK$10,737
baseline
▲ 0.50% · 4.625%
HK$11,390
+HK$653/mo
Deposit HK$246K · loan HK$2.22M · min. income ≈ HK$21,474/mo (50% DSR)
Upfront cash ≈ HK$246K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,240
−HK$607/mo
▼ 0.25% · 3.875%
HK$11,541
−HK$306/mo
Today · 4.125%
HK$11,847
baseline
▲ 0.50% · 4.625%
HK$12,471
+HK$624/mo
Deposit HK$246K · loan HK$2.22M · min. income ≈ HK$23,694/mo (50% DSR)
Upfront cash ≈ HK$246K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).