▼ 0.50% · 3.625%
HK$14,824
−HK$929/mo
▼ 0.25% · 3.875%
HK$15,285
−HK$468/mo
Today · 4.125%
HK$15,753
baseline
▲ 0.50% · 4.625%
HK$16,712
+HK$959/mo
Deposit HK$3.25M · loan HK$3.25M · min. income ≈ HK$31,506/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$185,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,491
−HK$891/mo
▼ 0.25% · 3.875%
HK$16,934
−HK$448/mo
Today · 4.125%
HK$17,382
baseline
▲ 0.50% · 4.625%
HK$18,298
+HK$916/mo
Deposit HK$3.25M · loan HK$3.25M · min. income ≈ HK$34,764/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$185,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,306
−HK$1,023/mo
▼ 0.25% · 3.875%
HK$16,813
−HK$516/mo
Today · 4.125%
HK$17,329
baseline
▲ 0.50% · 4.625%
HK$18,383
+HK$1,054/mo
Deposit HK$2.93M · loan HK$3.58M · min. income ≈ HK$34,658/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$185,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,140
−HK$980/mo
▼ 0.25% · 3.875%
HK$18,627
−HK$493/mo
Today · 4.125%
HK$19,120
baseline
▲ 0.50% · 4.625%
HK$20,128
+HK$1,008/mo
Deposit HK$2.93M · loan HK$3.58M · min. income ≈ HK$38,240/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$185,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,788
−HK$1,116/mo
▼ 0.25% · 3.875%
HK$18,342
−HK$562/mo
Today · 4.125%
HK$18,904
baseline
▲ 0.50% · 4.625%
HK$20,054
+HK$1,150/mo
Deposit HK$2.60M · loan HK$3.90M · min. income ≈ HK$37,808/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$185,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,789
−HK$1,070/mo
▼ 0.25% · 3.875%
HK$20,320
−HK$539/mo
Today · 4.125%
HK$20,859
baseline
▲ 0.50% · 4.625%
HK$21,958
+HK$1,099/mo
Deposit HK$2.60M · loan HK$3.90M · min. income ≈ HK$41,718/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$185,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,271
−HK$1,208/mo
▼ 0.25% · 3.875%
HK$19,870
−HK$609/mo
Today · 4.125%
HK$20,479
baseline
▲ 0.50% · 4.625%
HK$21,725
+HK$1,246/mo
Deposit HK$2.28M · loan HK$4.23M · min. income ≈ HK$40,958/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$185,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,439
−HK$1,158/mo
▼ 0.25% · 3.875%
HK$22,014
−HK$583/mo
Today · 4.125%
HK$22,597
baseline
▲ 0.50% · 4.625%
HK$23,788
+HK$1,191/mo
Deposit HK$2.28M · loan HK$4.23M · min. income ≈ HK$45,194/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$185,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,753
−HK$1,302/mo
▼ 0.25% · 3.875%
HK$21,399
−HK$656/mo
Today · 4.125%
HK$22,055
baseline
▲ 0.50% · 4.625%
HK$23,397
+HK$1,342/mo
Deposit HK$1.95M · loan HK$4.55M · min. income ≈ HK$44,110/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$185,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,088
−HK$1,247/mo
▼ 0.25% · 3.875%
HK$23,707
−HK$628/mo
Today · 4.125%
HK$24,335
baseline
▲ 0.50% · 4.625%
HK$25,618
+HK$1,283/mo
Deposit HK$1.95M · loan HK$4.55M · min. income ≈ HK$48,670/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$185,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,236
−HK$1,394/mo
▼ 0.25% · 3.875%
HK$22,927
−HK$703/mo
Today · 4.125%
HK$23,630
baseline
▲ 0.50% · 4.625%
HK$25,068
+HK$1,438/mo
Deposit HK$1.63M · loan HK$4.88M · min. income ≈ HK$47,260/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$185,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,737
−HK$1,336/mo
▼ 0.25% · 3.875%
HK$25,400
−HK$673/mo
Today · 4.125%
HK$26,073
baseline
▲ 0.50% · 4.625%
HK$27,448
+HK$1,375/mo
Deposit HK$1.63M · loan HK$4.88M · min. income ≈ HK$52,146/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$185,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,718
−HK$1,487/mo
▼ 0.25% · 3.875%
HK$24,456
−HK$749/mo
Today · 4.125%
HK$25,205
baseline
▲ 0.50% · 4.625%
HK$26,739
+HK$1,534/mo
Deposit HK$1.30M · loan HK$5.20M · min. income ≈ HK$50,410/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$185,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,386
−HK$1,426/mo
▼ 0.25% · 3.875%
HK$27,094
−HK$718/mo
Today · 4.125%
HK$27,812
baseline
▲ 0.50% · 4.625%
HK$29,278
+HK$1,466/mo
Deposit HK$1.30M · loan HK$5.20M · min. income ≈ HK$55,624/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$185,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,200
−HK$1,581/mo
▼ 0.25% · 3.875%
HK$25,984
−HK$797/mo
Today · 4.125%
HK$26,781
baseline
▲ 0.50% · 4.625%
HK$28,410
+HK$1,629/mo
Deposit HK$975K · loan HK$5.53M · min. income ≈ HK$53,562/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$185,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,035
−HK$1,515/mo
▼ 0.25% · 3.875%
HK$28,787
−HK$763/mo
Today · 4.125%
HK$29,550
baseline
▲ 0.50% · 4.625%
HK$31,107
+HK$1,557/mo
Deposit HK$975K · loan HK$5.53M · min. income ≈ HK$59,100/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$185,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,683
−HK$1,673/mo
▼ 0.25% · 3.875%
HK$27,513
−HK$843/mo
Today · 4.125%
HK$28,356
baseline
▲ 0.50% · 4.625%
HK$30,081
+HK$1,725/mo
Deposit HK$650K · loan HK$5.85M · min. income ≈ HK$56,712/mo (50% DSR)
Upfront cash ≈ HK$835K (deposit + AVD stamp duty HK$185,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,684
−HK$1,604/mo
▼ 0.25% · 3.875%
HK$30,480
−HK$808/mo
Today · 4.125%
HK$31,288
baseline
▲ 0.50% · 4.625%
HK$32,937
+HK$1,649/mo
Deposit HK$650K · loan HK$5.85M · min. income ≈ HK$62,576/mo (50% DSR)
Upfront cash ≈ HK$835K (deposit + AVD stamp duty HK$185,090 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).