▼ 0.50% · 3.625%
HK$18,151
−HK$1,138/mo
▼ 0.25% · 3.875%
HK$18,716
−HK$573/mo
Today · 4.125%
HK$19,289
baseline
▲ 0.50% · 4.625%
HK$20,463
+HK$1,174/mo
Deposit HK$3.98M · loan HK$3.98M · min. income ≈ HK$38,578/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$238,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,193
−HK$1,091/mo
▼ 0.25% · 3.875%
HK$20,735
−HK$549/mo
Today · 4.125%
HK$21,284
baseline
▲ 0.50% · 4.625%
HK$22,406
+HK$1,122/mo
Deposit HK$3.98M · loan HK$3.98M · min. income ≈ HK$42,568/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$238,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,966
−HK$1,252/mo
▼ 0.25% · 3.875%
HK$20,587
−HK$631/mo
Today · 4.125%
HK$21,218
baseline
▲ 0.50% · 4.625%
HK$22,509
+HK$1,291/mo
Deposit HK$3.58M · loan HK$4.38M · min. income ≈ HK$42,436/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$238,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,212
−HK$1,200/mo
▼ 0.25% · 3.875%
HK$22,808
−HK$604/mo
Today · 4.125%
HK$23,412
baseline
▲ 0.50% · 4.625%
HK$24,646
+HK$1,234/mo
Deposit HK$3.58M · loan HK$4.38M · min. income ≈ HK$46,824/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$238,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,781
−HK$1,366/mo
▼ 0.25% · 3.875%
HK$22,459
−HK$688/mo
Today · 4.125%
HK$23,147
baseline
▲ 0.50% · 4.625%
HK$24,556
+HK$1,409/mo
Deposit HK$3.18M · loan HK$4.78M · min. income ≈ HK$46,294/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$238,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,232
−HK$1,309/mo
▼ 0.25% · 3.875%
HK$24,881
−HK$660/mo
Today · 4.125%
HK$25,541
baseline
▲ 0.50% · 4.625%
HK$26,887
+HK$1,346/mo
Deposit HK$3.18M · loan HK$4.78M · min. income ≈ HK$51,082/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$238,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,596
−HK$1,480/mo
▼ 0.25% · 3.875%
HK$24,330
−HK$746/mo
Today · 4.125%
HK$25,076
baseline
▲ 0.50% · 4.625%
HK$26,602
+HK$1,526/mo
Deposit HK$2.79M · loan HK$5.17M · min. income ≈ HK$50,152/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$238,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,251
−HK$1,418/mo
▼ 0.25% · 3.875%
HK$26,955
−HK$714/mo
Today · 4.125%
HK$27,669
baseline
▲ 0.50% · 4.625%
HK$29,128
+HK$1,459/mo
Deposit HK$2.79M · loan HK$5.17M · min. income ≈ HK$55,338/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$238,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,412
−HK$1,593/mo
▼ 0.25% · 3.875%
HK$26,202
−HK$803/mo
Today · 4.125%
HK$27,005
baseline
▲ 0.50% · 4.625%
HK$28,648
+HK$1,643/mo
Deposit HK$2.39M · loan HK$5.57M · min. income ≈ HK$54,010/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$238,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,270
−HK$1,527/mo
▼ 0.25% · 3.875%
HK$29,028
−HK$769/mo
Today · 4.125%
HK$29,797
baseline
▲ 0.50% · 4.625%
HK$31,368
+HK$1,571/mo
Deposit HK$2.39M · loan HK$5.57M · min. income ≈ HK$59,594/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$238,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,227
−HK$1,707/mo
▼ 0.25% · 3.875%
HK$28,074
−HK$860/mo
Today · 4.125%
HK$28,934
baseline
▲ 0.50% · 4.625%
HK$30,695
+HK$1,761/mo
Deposit HK$1.99M · loan HK$5.97M · min. income ≈ HK$57,868/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$238,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,289
−HK$1,637/mo
▼ 0.25% · 3.875%
HK$31,102
−HK$824/mo
Today · 4.125%
HK$31,926
baseline
▲ 0.50% · 4.625%
HK$33,609
+HK$1,683/mo
Deposit HK$1.99M · loan HK$5.97M · min. income ≈ HK$63,852/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$238,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,042
−HK$1,821/mo
▼ 0.25% · 3.875%
HK$29,945
−HK$918/mo
Today · 4.125%
HK$30,863
baseline
▲ 0.50% · 4.625%
HK$32,741
+HK$1,878/mo
Deposit HK$1.59M · loan HK$6.37M · min. income ≈ HK$61,726/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$238,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,309
−HK$1,745/mo
▼ 0.25% · 3.875%
HK$33,175
−HK$879/mo
Today · 4.125%
HK$34,054
baseline
▲ 0.50% · 4.625%
HK$35,849
+HK$1,795/mo
Deposit HK$1.59M · loan HK$6.37M · min. income ≈ HK$68,108/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$238,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,857
−HK$1,935/mo
▼ 0.25% · 3.875%
HK$31,817
−HK$975/mo
Today · 4.125%
HK$32,792
baseline
▲ 0.50% · 4.625%
HK$34,787
+HK$1,995/mo
Deposit HK$1.19M · loan HK$6.77M · min. income ≈ HK$65,584/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$238,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,328
−HK$1,855/mo
▼ 0.25% · 3.875%
HK$35,249
−HK$934/mo
Today · 4.125%
HK$36,183
baseline
▲ 0.50% · 4.625%
HK$38,090
+HK$1,907/mo
Deposit HK$1.19M · loan HK$6.77M · min. income ≈ HK$72,366/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$238,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,672
−HK$2,049/mo
▼ 0.25% · 3.875%
HK$33,688
−HK$1,033/mo
Today · 4.125%
HK$34,721
baseline
▲ 0.50% · 4.625%
HK$36,834
+HK$2,113/mo
Deposit HK$796K · loan HK$7.16M · min. income ≈ HK$69,442/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$238,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,347
−HK$1,964/mo
▼ 0.25% · 3.875%
HK$37,322
−HK$989/mo
Today · 4.125%
HK$38,311
baseline
▲ 0.50% · 4.625%
HK$40,330
+HK$2,019/mo
Deposit HK$796K · loan HK$7.16M · min. income ≈ HK$76,622/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$238,804 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).