▼ 0.50% · 3.625%
HK$19,648
−HK$1,232/mo
▼ 0.25% · 3.875%
HK$20,259
−HK$621/mo
Today · 4.125%
HK$20,880
baseline
▲ 0.50% · 4.625%
HK$22,150
+HK$1,270/mo
Deposit HK$4.31M · loan HK$4.31M · min. income ≈ HK$41,760/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$258,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,858
−HK$1,181/mo
▼ 0.25% · 3.875%
HK$22,444
−HK$595/mo
Today · 4.125%
HK$23,039
baseline
▲ 0.50% · 4.625%
HK$24,253
+HK$1,214/mo
Deposit HK$4.31M · loan HK$4.31M · min. income ≈ HK$46,078/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$258,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,612
−HK$1,356/mo
▼ 0.25% · 3.875%
HK$22,285
−HK$683/mo
Today · 4.125%
HK$22,968
baseline
▲ 0.50% · 4.625%
HK$24,365
+HK$1,397/mo
Deposit HK$3.88M · loan HK$4.74M · min. income ≈ HK$45,936/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$258,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,044
−HK$1,299/mo
▼ 0.25% · 3.875%
HK$24,688
−HK$655/mo
Today · 4.125%
HK$25,343
baseline
▲ 0.50% · 4.625%
HK$26,678
+HK$1,335/mo
Deposit HK$3.88M · loan HK$4.74M · min. income ≈ HK$50,686/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$258,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,577
−HK$1,479/mo
▼ 0.25% · 3.875%
HK$24,310
−HK$746/mo
Today · 4.125%
HK$25,056
baseline
▲ 0.50% · 4.625%
HK$26,580
+HK$1,524/mo
Deposit HK$3.45M · loan HK$5.17M · min. income ≈ HK$50,112/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$258,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,229
−HK$1,417/mo
▼ 0.25% · 3.875%
HK$26,933
−HK$713/mo
Today · 4.125%
HK$27,646
baseline
▲ 0.50% · 4.625%
HK$29,104
+HK$1,458/mo
Deposit HK$3.45M · loan HK$5.17M · min. income ≈ HK$55,292/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$258,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,542
−HK$1,602/mo
▼ 0.25% · 3.875%
HK$26,336
−HK$808/mo
Today · 4.125%
HK$27,144
baseline
▲ 0.50% · 4.625%
HK$28,795
+HK$1,651/mo
Deposit HK$3.02M · loan HK$5.60M · min. income ≈ HK$54,288/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$258,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,415
−HK$1,535/mo
▼ 0.25% · 3.875%
HK$29,177
−HK$773/mo
Today · 4.125%
HK$29,950
baseline
▲ 0.50% · 4.625%
HK$31,529
+HK$1,579/mo
Deposit HK$3.02M · loan HK$5.60M · min. income ≈ HK$59,900/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$258,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,507
−HK$1,725/mo
▼ 0.25% · 3.875%
HK$28,362
−HK$870/mo
Today · 4.125%
HK$29,232
baseline
▲ 0.50% · 4.625%
HK$31,010
+HK$1,778/mo
Deposit HK$2.58M · loan HK$6.03M · min. income ≈ HK$58,464/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$258,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,601
−HK$1,653/mo
▼ 0.25% · 3.875%
HK$31,422
−HK$832/mo
Today · 4.125%
HK$32,254
baseline
▲ 0.50% · 4.625%
HK$33,954
+HK$1,700/mo
Deposit HK$2.58M · loan HK$6.03M · min. income ≈ HK$64,508/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$258,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,471
−HK$1,849/mo
▼ 0.25% · 3.875%
HK$30,388
−HK$932/mo
Today · 4.125%
HK$31,320
baseline
▲ 0.50% · 4.625%
HK$33,225
+HK$1,905/mo
Deposit HK$2.15M · loan HK$6.46M · min. income ≈ HK$62,640/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$258,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,787
−HK$1,771/mo
▼ 0.25% · 3.875%
HK$33,666
−HK$892/mo
Today · 4.125%
HK$34,558
baseline
▲ 0.50% · 4.625%
HK$36,380
+HK$1,822/mo
Deposit HK$2.15M · loan HK$6.46M · min. income ≈ HK$69,116/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$258,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,436
−HK$1,971/mo
▼ 0.25% · 3.875%
HK$32,414
−HK$993/mo
Today · 4.125%
HK$33,407
baseline
▲ 0.50% · 4.625%
HK$35,440
+HK$2,033/mo
Deposit HK$1.72M · loan HK$6.89M · min. income ≈ HK$66,814/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$258,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,972
−HK$1,890/mo
▼ 0.25% · 3.875%
HK$35,910
−HK$952/mo
Today · 4.125%
HK$36,862
baseline
▲ 0.50% · 4.625%
HK$38,805
+HK$1,943/mo
Deposit HK$1.72M · loan HK$6.89M · min. income ≈ HK$73,724/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$258,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,401
−HK$2,094/mo
▼ 0.25% · 3.875%
HK$34,440
−HK$1,055/mo
Today · 4.125%
HK$35,495
baseline
▲ 0.50% · 4.625%
HK$37,655
+HK$2,160/mo
Deposit HK$1.29M · loan HK$7.32M · min. income ≈ HK$70,990/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$258,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,158
−HK$2,008/mo
▼ 0.25% · 3.875%
HK$38,155
−HK$1,011/mo
Today · 4.125%
HK$39,166
baseline
▲ 0.50% · 4.625%
HK$41,230
+HK$2,064/mo
Deposit HK$1.29M · loan HK$7.32M · min. income ≈ HK$78,332/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$258,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,366
−HK$2,217/mo
▼ 0.25% · 3.875%
HK$36,466
−HK$1,117/mo
Today · 4.125%
HK$37,583
baseline
▲ 0.50% · 4.625%
HK$39,870
+HK$2,287/mo
Deposit HK$862K · loan HK$7.75M · min. income ≈ HK$75,166/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$258,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,344
−HK$2,126/mo
▼ 0.25% · 3.875%
HK$40,399
−HK$1,071/mo
Today · 4.125%
HK$41,470
baseline
▲ 0.50% · 4.625%
HK$43,655
+HK$2,185/mo
Deposit HK$862K · loan HK$7.75M · min. income ≈ HK$82,940/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$258,492 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).