▼ 0.50% · 3.625%
HK$17,863
−HK$1,120/mo
▼ 0.25% · 3.875%
HK$18,418
−HK$565/mo
Today · 4.125%
HK$18,983
baseline
▲ 0.50% · 4.625%
HK$20,138
+HK$1,155/mo
Deposit HK$3.92M · loan HK$3.92M · min. income ≈ HK$37,966/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$235,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,872
−HK$1,074/mo
▼ 0.25% · 3.875%
HK$20,405
−HK$541/mo
Today · 4.125%
HK$20,946
baseline
▲ 0.50% · 4.625%
HK$22,050
+HK$1,104/mo
Deposit HK$3.92M · loan HK$3.92M · min. income ≈ HK$41,892/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$235,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,649
−HK$1,232/mo
▼ 0.25% · 3.875%
HK$20,260
−HK$621/mo
Today · 4.125%
HK$20,881
baseline
▲ 0.50% · 4.625%
HK$22,152
+HK$1,271/mo
Deposit HK$3.53M · loan HK$4.31M · min. income ≈ HK$41,762/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$235,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,859
−HK$1,181/mo
▼ 0.25% · 3.875%
HK$22,446
−HK$594/mo
Today · 4.125%
HK$23,040
baseline
▲ 0.50% · 4.625%
HK$24,255
+HK$1,215/mo
Deposit HK$3.53M · loan HK$4.31M · min. income ≈ HK$46,080/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$235,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,435
−HK$1,344/mo
▼ 0.25% · 3.875%
HK$22,102
−HK$677/mo
Today · 4.125%
HK$22,779
baseline
▲ 0.50% · 4.625%
HK$24,166
+HK$1,387/mo
Deposit HK$3.13M · loan HK$4.70M · min. income ≈ HK$45,558/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$235,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,847
−HK$1,288/mo
▼ 0.25% · 3.875%
HK$24,486
−HK$649/mo
Today · 4.125%
HK$25,135
baseline
▲ 0.50% · 4.625%
HK$26,460
+HK$1,325/mo
Deposit HK$3.13M · loan HK$4.70M · min. income ≈ HK$50,270/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$235,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,222
−HK$1,456/mo
▼ 0.25% · 3.875%
HK$23,944
−HK$734/mo
Today · 4.125%
HK$24,678
baseline
▲ 0.50% · 4.625%
HK$26,179
+HK$1,501/mo
Deposit HK$2.74M · loan HK$5.09M · min. income ≈ HK$49,356/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$235,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,834
−HK$1,395/mo
▼ 0.25% · 3.875%
HK$26,527
−HK$702/mo
Today · 4.125%
HK$27,229
baseline
▲ 0.50% · 4.625%
HK$28,665
+HK$1,436/mo
Deposit HK$2.74M · loan HK$5.09M · min. income ≈ HK$54,458/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$235,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,008
−HK$1,568/mo
▼ 0.25% · 3.875%
HK$25,786
−HK$790/mo
Today · 4.125%
HK$26,576
baseline
▲ 0.50% · 4.625%
HK$28,193
+HK$1,617/mo
Deposit HK$2.35M · loan HK$5.48M · min. income ≈ HK$53,152/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$235,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,821
−HK$1,503/mo
▼ 0.25% · 3.875%
HK$28,567
−HK$757/mo
Today · 4.125%
HK$29,324
baseline
▲ 0.50% · 4.625%
HK$30,870
+HK$1,546/mo
Deposit HK$2.35M · loan HK$5.48M · min. income ≈ HK$58,648/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$235,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,794
−HK$1,680/mo
▼ 0.25% · 3.875%
HK$27,628
−HK$846/mo
Today · 4.125%
HK$28,474
baseline
▲ 0.50% · 4.625%
HK$30,207
+HK$1,733/mo
Deposit HK$1.96M · loan HK$5.88M · min. income ≈ HK$56,948/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$235,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,808
−HK$1,611/mo
▼ 0.25% · 3.875%
HK$30,608
−HK$811/mo
Today · 4.125%
HK$31,419
baseline
▲ 0.50% · 4.625%
HK$33,075
+HK$1,656/mo
Deposit HK$1.96M · loan HK$5.88M · min. income ≈ HK$62,838/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$235,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,580
−HK$1,793/mo
▼ 0.25% · 3.875%
HK$29,469
−HK$904/mo
Today · 4.125%
HK$30,373
baseline
▲ 0.50% · 4.625%
HK$32,221
+HK$1,848/mo
Deposit HK$1.57M · loan HK$6.27M · min. income ≈ HK$60,746/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$235,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,795
−HK$1,718/mo
▼ 0.25% · 3.875%
HK$32,648
−HK$865/mo
Today · 4.125%
HK$33,513
baseline
▲ 0.50% · 4.625%
HK$35,280
+HK$1,767/mo
Deposit HK$1.57M · loan HK$6.27M · min. income ≈ HK$67,026/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$235,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,367
−HK$1,904/mo
▼ 0.25% · 3.875%
HK$31,311
−HK$960/mo
Today · 4.125%
HK$32,271
baseline
▲ 0.50% · 4.625%
HK$34,235
+HK$1,964/mo
Deposit HK$1.18M · loan HK$6.66M · min. income ≈ HK$64,542/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$235,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,783
−HK$1,825/mo
▼ 0.25% · 3.875%
HK$34,689
−HK$919/mo
Today · 4.125%
HK$35,608
baseline
▲ 0.50% · 4.625%
HK$37,485
+HK$1,877/mo
Deposit HK$1.18M · loan HK$6.66M · min. income ≈ HK$71,216/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$235,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,153
−HK$2,016/mo
▼ 0.25% · 3.875%
HK$33,153
−HK$1,016/mo
Today · 4.125%
HK$34,169
baseline
▲ 0.50% · 4.625%
HK$36,248
+HK$2,079/mo
Deposit HK$783K · loan HK$7.05M · min. income ≈ HK$68,338/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$235,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,770
−HK$1,932/mo
▼ 0.25% · 3.875%
HK$36,729
−HK$973/mo
Today · 4.125%
HK$37,702
baseline
▲ 0.50% · 4.625%
HK$39,690
+HK$1,988/mo
Deposit HK$783K · loan HK$7.05M · min. income ≈ HK$75,404/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$235,010 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).