▼ 0.50% · 3.625%
HK$19,684
−HK$1,235/mo
▼ 0.25% · 3.875%
HK$20,297
−HK$622/mo
Today · 4.125%
HK$20,919
baseline
▲ 0.50% · 4.625%
HK$22,192
+HK$1,273/mo
Deposit HK$4.32M · loan HK$4.32M · min. income ≈ HK$41,838/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$258,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,899
−HK$1,183/mo
▼ 0.25% · 3.875%
HK$22,486
−HK$596/mo
Today · 4.125%
HK$23,082
baseline
▲ 0.50% · 4.625%
HK$24,299
+HK$1,217/mo
Deposit HK$4.32M · loan HK$4.32M · min. income ≈ HK$46,164/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$258,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,653
−HK$1,358/mo
▼ 0.25% · 3.875%
HK$22,326
−HK$685/mo
Today · 4.125%
HK$23,011
baseline
▲ 0.50% · 4.625%
HK$24,411
+HK$1,400/mo
Deposit HK$3.88M · loan HK$4.75M · min. income ≈ HK$46,022/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$258,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,089
−HK$1,301/mo
▼ 0.25% · 3.875%
HK$24,735
−HK$655/mo
Today · 4.125%
HK$25,390
baseline
▲ 0.50% · 4.625%
HK$26,728
+HK$1,338/mo
Deposit HK$3.88M · loan HK$4.75M · min. income ≈ HK$50,780/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$258,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,621
−HK$1,482/mo
▼ 0.25% · 3.875%
HK$24,356
−HK$747/mo
Today · 4.125%
HK$25,103
baseline
▲ 0.50% · 4.625%
HK$26,630
+HK$1,527/mo
Deposit HK$3.45M · loan HK$5.18M · min. income ≈ HK$50,206/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$258,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,278
−HK$1,420/mo
▼ 0.25% · 3.875%
HK$26,983
−HK$715/mo
Today · 4.125%
HK$27,698
baseline
▲ 0.50% · 4.625%
HK$29,158
+HK$1,460/mo
Deposit HK$3.45M · loan HK$5.18M · min. income ≈ HK$55,396/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$258,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,590
−HK$1,604/mo
▼ 0.25% · 3.875%
HK$26,386
−HK$808/mo
Today · 4.125%
HK$27,194
baseline
▲ 0.50% · 4.625%
HK$28,849
+HK$1,655/mo
Deposit HK$3.02M · loan HK$5.61M · min. income ≈ HK$54,388/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$258,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,468
−HK$1,538/mo
▼ 0.25% · 3.875%
HK$29,232
−HK$774/mo
Today · 4.125%
HK$30,006
baseline
▲ 0.50% · 4.625%
HK$31,588
+HK$1,582/mo
Deposit HK$3.02M · loan HK$5.61M · min. income ≈ HK$60,012/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$258,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,558
−HK$1,728/mo
▼ 0.25% · 3.875%
HK$28,415
−HK$871/mo
Today · 4.125%
HK$29,286
baseline
▲ 0.50% · 4.625%
HK$31,068
+HK$1,782/mo
Deposit HK$2.59M · loan HK$6.04M · min. income ≈ HK$58,572/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$258,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,658
−HK$1,657/mo
▼ 0.25% · 3.875%
HK$31,480
−HK$835/mo
Today · 4.125%
HK$32,315
baseline
▲ 0.50% · 4.625%
HK$34,018
+HK$1,703/mo
Deposit HK$2.59M · loan HK$6.04M · min. income ≈ HK$64,630/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$258,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,527
−HK$1,851/mo
▼ 0.25% · 3.875%
HK$30,445
−HK$933/mo
Today · 4.125%
HK$31,378
baseline
▲ 0.50% · 4.625%
HK$33,288
+HK$1,910/mo
Deposit HK$2.16M · loan HK$6.47M · min. income ≈ HK$62,756/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$258,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,848
−HK$1,775/mo
▼ 0.25% · 3.875%
HK$33,729
−HK$894/mo
Today · 4.125%
HK$34,623
baseline
▲ 0.50% · 4.625%
HK$36,448
+HK$1,825/mo
Deposit HK$2.16M · loan HK$6.47M · min. income ≈ HK$69,246/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$258,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,495
−HK$1,975/mo
▼ 0.25% · 3.875%
HK$32,475
−HK$995/mo
Today · 4.125%
HK$33,470
baseline
▲ 0.50% · 4.625%
HK$35,507
+HK$2,037/mo
Deposit HK$1.73M · loan HK$6.91M · min. income ≈ HK$66,940/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$258,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,038
−HK$1,893/mo
▼ 0.25% · 3.875%
HK$35,978
−HK$953/mo
Today · 4.125%
HK$36,931
baseline
▲ 0.50% · 4.625%
HK$38,878
+HK$1,947/mo
Deposit HK$1.73M · loan HK$6.91M · min. income ≈ HK$73,862/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$258,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,464
−HK$2,098/mo
▼ 0.25% · 3.875%
HK$34,504
−HK$1,058/mo
Today · 4.125%
HK$35,562
baseline
▲ 0.50% · 4.625%
HK$37,726
+HK$2,164/mo
Deposit HK$1.29M · loan HK$7.34M · min. income ≈ HK$71,124/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$258,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,228
−HK$2,011/mo
▼ 0.25% · 3.875%
HK$38,226
−HK$1,013/mo
Today · 4.125%
HK$39,239
baseline
▲ 0.50% · 4.625%
HK$41,308
+HK$2,069/mo
Deposit HK$1.29M · loan HK$7.34M · min. income ≈ HK$78,478/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$258,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,432
−HK$2,222/mo
▼ 0.25% · 3.875%
HK$36,534
−HK$1,120/mo
Today · 4.125%
HK$37,654
baseline
▲ 0.50% · 4.625%
HK$39,945
+HK$2,291/mo
Deposit HK$863K · loan HK$7.77M · min. income ≈ HK$75,308/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$258,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,418
−HK$2,129/mo
▼ 0.25% · 3.875%
HK$40,475
−HK$1,072/mo
Today · 4.125%
HK$41,547
baseline
▲ 0.50% · 4.625%
HK$43,737
+HK$2,190/mo
Deposit HK$863K · loan HK$7.77M · min. income ≈ HK$83,094/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$258,977 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).