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1/F 39 348 ft² 2/F 37 274 ft² 2/F 40 352 ft² 2/F 41 352 ft² 2/F 42 352 ft² 2/F 45 352 ft² 2/F 46 352 ft² 2/F 48 352 ft² 3/F 37 274 ft² 3/F 38 274 ft² 3/F 39 352 ft² 3/F 40 352 ft² 3/F 46 352 ft² 3/F 48 352 ft² 4/F 37 274 ft² 4/F 39 352 ft² 4/F 40 352 ft² 4/F 45 352 ft² 5/F 38 288 ft² 5/F 41 352 ft² 5/F 42 352 ft² 5/F 44 352 ft² 5/F 48 352 ft² 6/F 38 274 ft² 6/F 41 352 ft² 6/F 44 352 ft² 6/F 45 352 ft² 6/F 48 348 ft² 7/F 37 274 ft² 7/F 44 352 ft² 7/F 45 352 ft² 7/F 47 352 ft² 8/F 37 274 ft² 8/F 38 274 ft² 8/F 40 352 ft² 8/F 41 352 ft² 8/F 42 352 ft² 8/F 43 352 ft² 9/F 43 352 ft² 9/F 44 352 ft² 9/F 46 352 ft² 10/F 37 274 ft² 10/F 39 352 ft² 10/F 44 352 ft² 10/F 45 352 ft² 11/F 37 274 ft² 11/F 38 274 ft² 11/F 39 352 ft² 11/F 41 352 ft² 11/F 43 352 ft² 12/F 37 274 ft² 12/F 42 352 ft² 12/F 43 352 ft² 12/F 44 352 ft² 12/F 47 352 ft² 12/F 48 348 ft² 13/F 37 274 ft² 13/F 40 352 ft² 13/F 41 352 ft² 13/F 42 352 ft² 13/F 44 352 ft² 13/F 45 352 ft² 13/F 46 352 ft² 14/F 41 352 ft² 14/F 44 352 ft² 14/F 47 352 ft² 15/F 37 274 ft² 15/F 40 352 ft² 15/F 42 352 ft² 15/F 48 352 ft² 16/F 37 274 ft² 16/F 41 352 ft² 16/F 45 352 ft² 16/F 46 352 ft² 17/F 42 352 ft² 17/F 43 352 ft² 17/F 46 352 ft² 17/F 47 352 ft² 18/F 38 274 ft² 18/F 40 352 ft² 18/F 41 352 ft² 18/F 42 352 ft² 18/F 48 348 ft² 19/F 37 274 ft² 19/F 39 352 ft² 19/F 40 352 ft² 19/F 42 352 ft² 19/F 43 352 ft² 19/F 47 348 ft² 19/F 48 352 ft² 20/F 37 274 ft² 20/F 38 274 ft² 20/F 39 352 ft² 20/F 41 352 ft² 20/F 45 352 ft² 20/F 46 352 ft² 20/F 47 352 ft² 21/F 40 352 ft² 21/F 42 352 ft² 21/F 44 352 ft² 21/F 47 352 ft² 22/F 40 352 ft² 22/F 41 352 ft² 22/F 42 352 ft² 22/F 44 352 ft² 22/F 45 352 ft² 23/F 38 274 ft² 23/F 40 352 ft² 23/F 42 352 ft² 23/F 44 352 ft² 24/F 40 352 ft² 24/F 41 352 ft² 24/F 42 352 ft² 24/F 44 352 ft² 24/F 46 352 ft² 25/F 37 274 ft² 25/F 39 352 ft² 25/F 42 352 ft² 25/F 45 352 ft² 25/F 46 352 ft² 25/F 47 352 ft² 26/F 37 274 ft² 26/F 38 274 ft² 26/F 44 352 ft² 27/F 44 352 ft² 27/F 47 352 ft² 28/F 37 274 ft² 28/F 40 352 ft² 28/F 42 352 ft² 28/F 43 352 ft² 28/F 44 352 ft²
Crescira AVM · estimated value Medium confidence
HK$3.37M
≈ HK$9,572 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$337K, with repayments around HK$14,696/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$13,829
−HK$867/mo
▼ 0.25% · 3.875%
HK$14,259
−HK$437/mo
Today · 4.125%
HK$14,696
baseline
▲ 0.50% · 4.625%
HK$15,590
+HK$894/mo

Deposit HK$337K · loan HK$3.03M · min. income ≈ HK$29,392/mo (50% DSR)

Upfront cash ≈ HK$337K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
22/F
Flat
45
Saleable Area
352 ft²
Gross Area
465 ft²
Efficiency
76%
School net (POA)
16

Transaction History

Date Price Gain / loss
2006-06-23 HK$990K −33.1%
1997-06-19 HK$1.48M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Sai Wan Ho
≈ 1 min walk · 56 m
Education
47
schools within 1 km (19 within 500 m)
Daily convenience
44
within 1 km (11 within 500 m)
Health
8
hospitals/clinics within 1 km
Recreation
48
parks, libraries, sports within 1 km

Excellent connectivity — about 1 min walk to Sai Wan Ho Station (a rail station within an 8-min walk earns this label).

Family-friendly — 47 schools within a 1 km walk.

Everyday convenience — 44 shopping and daily-needs spots nearby.

Healthcare close by — 8 hospitals/clinics within 1 km.

Green space & leisure — 48 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com