▼ 0.50% · 3.625%
HK$4,551
−HK$286/mo
▼ 0.25% · 3.875%
HK$4,693
−HK$144/mo
Today · 4.125%
HK$4,837
baseline
▲ 0.50% · 4.625%
HK$5,131
+HK$294/mo
Deposit HK$998K · loan HK$998K · min. income ≈ HK$9,674/mo (50% DSR)
Upfront cash ≈ HK$998K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,063
−HK$274/mo
▼ 0.25% · 3.875%
HK$5,199
−HK$138/mo
Today · 4.125%
HK$5,337
baseline
▲ 0.50% · 4.625%
HK$5,618
+HK$281/mo
Deposit HK$998K · loan HK$998K · min. income ≈ HK$10,674/mo (50% DSR)
Upfront cash ≈ HK$998K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,006
−HK$314/mo
▼ 0.25% · 3.875%
HK$5,162
−HK$158/mo
Today · 4.125%
HK$5,320
baseline
▲ 0.50% · 4.625%
HK$5,644
+HK$324/mo
Deposit HK$898K · loan HK$1.10M · min. income ≈ HK$10,640/mo (50% DSR)
Upfront cash ≈ HK$898K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,570
−HK$301/mo
▼ 0.25% · 3.875%
HK$5,719
−HK$152/mo
Today · 4.125%
HK$5,871
baseline
▲ 0.50% · 4.625%
HK$6,180
+HK$309/mo
Deposit HK$898K · loan HK$1.10M · min. income ≈ HK$11,742/mo (50% DSR)
Upfront cash ≈ HK$898K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,462
−HK$342/mo
▼ 0.25% · 3.875%
HK$5,631
−HK$173/mo
Today · 4.125%
HK$5,804
baseline
▲ 0.50% · 4.625%
HK$6,157
+HK$353/mo
Deposit HK$798K · loan HK$1.20M · min. income ≈ HK$11,608/mo (50% DSR)
Upfront cash ≈ HK$798K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,076
−HK$328/mo
▼ 0.25% · 3.875%
HK$6,239
−HK$165/mo
Today · 4.125%
HK$6,404
baseline
▲ 0.50% · 4.625%
HK$6,742
+HK$338/mo
Deposit HK$798K · loan HK$1.20M · min. income ≈ HK$12,808/mo (50% DSR)
Upfront cash ≈ HK$798K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,917
−HK$371/mo
▼ 0.25% · 3.875%
HK$6,101
−HK$187/mo
Today · 4.125%
HK$6,288
baseline
▲ 0.50% · 4.625%
HK$6,670
+HK$382/mo
Deposit HK$699K · loan HK$1.30M · min. income ≈ HK$12,576/mo (50% DSR)
Upfront cash ≈ HK$699K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,582
−HK$356/mo
▼ 0.25% · 3.875%
HK$6,759
−HK$179/mo
Today · 4.125%
HK$6,938
baseline
▲ 0.50% · 4.625%
HK$7,304
+HK$366/mo
Deposit HK$699K · loan HK$1.30M · min. income ≈ HK$13,876/mo (50% DSR)
Upfront cash ≈ HK$699K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,372
−HK$399/mo
▼ 0.25% · 3.875%
HK$6,570
−HK$201/mo
Today · 4.125%
HK$6,771
baseline
▲ 0.50% · 4.625%
HK$7,183
+HK$412/mo
Deposit HK$599K · loan HK$1.40M · min. income ≈ HK$13,542/mo (50% DSR)
Upfront cash ≈ HK$599K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,089
−HK$383/mo
▼ 0.25% · 3.875%
HK$7,279
−HK$193/mo
Today · 4.125%
HK$7,472
baseline
▲ 0.50% · 4.625%
HK$7,865
+HK$393/mo
Deposit HK$599K · loan HK$1.40M · min. income ≈ HK$14,944/mo (50% DSR)
Upfront cash ≈ HK$599K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,827
−HK$428/mo
▼ 0.25% · 3.875%
HK$7,039
−HK$216/mo
Today · 4.125%
HK$7,255
baseline
▲ 0.50% · 4.625%
HK$7,697
+HK$442/mo
Deposit HK$499K · loan HK$1.50M · min. income ≈ HK$14,510/mo (50% DSR)
Upfront cash ≈ HK$499K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,595
−HK$410/mo
▼ 0.25% · 3.875%
HK$7,799
−HK$206/mo
Today · 4.125%
HK$8,005
baseline
▲ 0.50% · 4.625%
HK$8,427
+HK$422/mo
Deposit HK$499K · loan HK$1.50M · min. income ≈ HK$16,010/mo (50% DSR)
Upfront cash ≈ HK$499K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,282
−HK$457/mo
▼ 0.25% · 3.875%
HK$7,509
−HK$230/mo
Today · 4.125%
HK$7,739
baseline
▲ 0.50% · 4.625%
HK$8,210
+HK$471/mo
Deposit HK$399K · loan HK$1.60M · min. income ≈ HK$15,478/mo (50% DSR)
Upfront cash ≈ HK$399K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,101
−HK$438/mo
▼ 0.25% · 3.875%
HK$8,319
−HK$220/mo
Today · 4.125%
HK$8,539
baseline
▲ 0.50% · 4.625%
HK$8,989
+HK$450/mo
Deposit HK$399K · loan HK$1.60M · min. income ≈ HK$17,078/mo (50% DSR)
Upfront cash ≈ HK$399K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,737
−HK$485/mo
▼ 0.25% · 3.875%
HK$7,978
−HK$244/mo
Today · 4.125%
HK$8,222
baseline
▲ 0.50% · 4.625%
HK$8,723
+HK$501/mo
Deposit HK$299K · loan HK$1.70M · min. income ≈ HK$16,444/mo (50% DSR)
Upfront cash ≈ HK$299K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,608
−HK$465/mo
▼ 0.25% · 3.875%
HK$8,838
−HK$235/mo
Today · 4.125%
HK$9,073
baseline
▲ 0.50% · 4.625%
HK$9,551
+HK$478/mo
Deposit HK$299K · loan HK$1.70M · min. income ≈ HK$18,146/mo (50% DSR)
Upfront cash ≈ HK$299K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,192
−HK$514/mo
▼ 0.25% · 3.875%
HK$8,447
−HK$259/mo
Today · 4.125%
HK$8,706
baseline
▲ 0.50% · 4.625%
HK$9,236
+HK$530/mo
Deposit HK$200K · loan HK$1.80M · min. income ≈ HK$17,412/mo (50% DSR)
Upfront cash ≈ HK$200K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,114
−HK$492/mo
▼ 0.25% · 3.875%
HK$9,358
−HK$248/mo
Today · 4.125%
HK$9,606
baseline
▲ 0.50% · 4.625%
HK$10,113
+HK$507/mo
Deposit HK$200K · loan HK$1.80M · min. income ≈ HK$19,212/mo (50% DSR)
Upfront cash ≈ HK$200K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).