▼ 0.50% · 3.625%
HK$4,303
−HK$270/mo
▼ 0.25% · 3.875%
HK$4,437
−HK$136/mo
Today · 4.125%
HK$4,573
baseline
▲ 0.50% · 4.625%
HK$4,851
+HK$278/mo
Deposit HK$944K · loan HK$944K · min. income ≈ HK$9,146/mo (50% DSR)
Upfront cash ≈ HK$944K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,787
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,916
−HK$130/mo
Today · 4.125%
HK$5,046
baseline
▲ 0.50% · 4.625%
HK$5,312
+HK$266/mo
Deposit HK$944K · loan HK$944K · min. income ≈ HK$10,092/mo (50% DSR)
Upfront cash ≈ HK$944K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,734
−HK$296/mo
▼ 0.25% · 3.875%
HK$4,881
−HK$149/mo
Today · 4.125%
HK$5,030
baseline
▲ 0.50% · 4.625%
HK$5,337
+HK$307/mo
Deposit HK$849K · loan HK$1.04M · min. income ≈ HK$10,060/mo (50% DSR)
Upfront cash ≈ HK$849K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,266
−HK$285/mo
▼ 0.25% · 3.875%
HK$5,407
−HK$144/mo
Today · 4.125%
HK$5,551
baseline
▲ 0.50% · 4.625%
HK$5,843
+HK$292/mo
Deposit HK$849K · loan HK$1.04M · min. income ≈ HK$11,102/mo (50% DSR)
Upfront cash ≈ HK$849K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,164
−HK$324/mo
▼ 0.25% · 3.875%
HK$5,325
−HK$163/mo
Today · 4.125%
HK$5,488
baseline
▲ 0.50% · 4.625%
HK$5,822
+HK$334/mo
Deposit HK$755K · loan HK$1.13M · min. income ≈ HK$10,976/mo (50% DSR)
Upfront cash ≈ HK$755K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,745
−HK$310/mo
▼ 0.25% · 3.875%
HK$5,899
−HK$156/mo
Today · 4.125%
HK$6,055
baseline
▲ 0.50% · 4.625%
HK$6,374
+HK$319/mo
Deposit HK$755K · loan HK$1.13M · min. income ≈ HK$12,110/mo (50% DSR)
Upfront cash ≈ HK$755K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,594
−HK$351/mo
▼ 0.25% · 3.875%
HK$5,768
−HK$177/mo
Today · 4.125%
HK$5,945
baseline
▲ 0.50% · 4.625%
HK$6,307
+HK$362/mo
Deposit HK$661K · loan HK$1.23M · min. income ≈ HK$11,890/mo (50% DSR)
Upfront cash ≈ HK$661K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,224
−HK$336/mo
▼ 0.25% · 3.875%
HK$6,391
−HK$169/mo
Today · 4.125%
HK$6,560
baseline
▲ 0.50% · 4.625%
HK$6,906
+HK$346/mo
Deposit HK$661K · loan HK$1.23M · min. income ≈ HK$13,120/mo (50% DSR)
Upfront cash ≈ HK$661K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,025
−HK$377/mo
▼ 0.25% · 3.875%
HK$6,212
−HK$190/mo
Today · 4.125%
HK$6,402
baseline
▲ 0.50% · 4.625%
HK$6,792
+HK$390/mo
Deposit HK$566K · loan HK$1.32M · min. income ≈ HK$12,804/mo (50% DSR)
Upfront cash ≈ HK$566K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,702
−HK$362/mo
▼ 0.25% · 3.875%
HK$6,882
−HK$182/mo
Today · 4.125%
HK$7,064
baseline
▲ 0.50% · 4.625%
HK$7,437
+HK$373/mo
Deposit HK$566K · loan HK$1.32M · min. income ≈ HK$14,128/mo (50% DSR)
Upfront cash ≈ HK$566K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,455
−HK$405/mo
▼ 0.25% · 3.875%
HK$6,656
−HK$204/mo
Today · 4.125%
HK$6,860
baseline
▲ 0.50% · 4.625%
HK$7,277
+HK$417/mo
Deposit HK$472K · loan HK$1.42M · min. income ≈ HK$13,720/mo (50% DSR)
Upfront cash ≈ HK$472K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,181
−HK$388/mo
▼ 0.25% · 3.875%
HK$7,374
−HK$195/mo
Today · 4.125%
HK$7,569
baseline
▲ 0.50% · 4.625%
HK$7,968
+HK$399/mo
Deposit HK$472K · loan HK$1.42M · min. income ≈ HK$15,138/mo (50% DSR)
Upfront cash ≈ HK$472K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,885
−HK$432/mo
▼ 0.25% · 3.875%
HK$7,099
−HK$218/mo
Today · 4.125%
HK$7,317
baseline
▲ 0.50% · 4.625%
HK$7,762
+HK$445/mo
Deposit HK$377K · loan HK$1.51M · min. income ≈ HK$14,634/mo (50% DSR)
Upfront cash ≈ HK$378K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,660
−HK$414/mo
▼ 0.25% · 3.875%
HK$7,865
−HK$209/mo
Today · 4.125%
HK$8,074
baseline
▲ 0.50% · 4.625%
HK$8,499
+HK$425/mo
Deposit HK$377K · loan HK$1.51M · min. income ≈ HK$16,148/mo (50% DSR)
Upfront cash ≈ HK$378K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,316
−HK$458/mo
▼ 0.25% · 3.875%
HK$7,543
−HK$231/mo
Today · 4.125%
HK$7,774
baseline
▲ 0.50% · 4.625%
HK$8,247
+HK$473/mo
Deposit HK$283K · loan HK$1.60M · min. income ≈ HK$15,548/mo (50% DSR)
Upfront cash ≈ HK$283K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,139
−HK$439/mo
▼ 0.25% · 3.875%
HK$8,357
−HK$221/mo
Today · 4.125%
HK$8,578
baseline
▲ 0.50% · 4.625%
HK$9,030
+HK$452/mo
Deposit HK$283K · loan HK$1.60M · min. income ≈ HK$17,156/mo (50% DSR)
Upfront cash ≈ HK$283K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,746
−HK$486/mo
▼ 0.25% · 3.875%
HK$7,987
−HK$245/mo
Today · 4.125%
HK$8,232
baseline
▲ 0.50% · 4.625%
HK$8,733
+HK$501/mo
Deposit HK$189K · loan HK$1.70M · min. income ≈ HK$16,464/mo (50% DSR)
Upfront cash ≈ HK$189K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,617
−HK$466/mo
▼ 0.25% · 3.875%
HK$8,848
−HK$235/mo
Today · 4.125%
HK$9,083
baseline
▲ 0.50% · 4.625%
HK$9,562
+HK$479/mo
Deposit HK$189K · loan HK$1.70M · min. income ≈ HK$18,166/mo (50% DSR)
Upfront cash ≈ HK$189K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).