▼ 0.50% · 3.625%
HK$4,403
−HK$276/mo
▼ 0.25% · 3.875%
HK$4,540
−HK$139/mo
Today · 4.125%
HK$4,679
baseline
▲ 0.50% · 4.625%
HK$4,963
+HK$284/mo
Deposit HK$965K · loan HK$965K · min. income ≈ HK$9,358/mo (50% DSR)
Upfront cash ≈ HK$965K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,898
−HK$264/mo
▼ 0.25% · 3.875%
HK$5,029
−HK$133/mo
Today · 4.125%
HK$5,162
baseline
▲ 0.50% · 4.625%
HK$5,435
+HK$273/mo
Deposit HK$965K · loan HK$965K · min. income ≈ HK$10,324/mo (50% DSR)
Upfront cash ≈ HK$965K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,843
−HK$304/mo
▼ 0.25% · 3.875%
HK$4,993
−HK$154/mo
Today · 4.125%
HK$5,147
baseline
▲ 0.50% · 4.625%
HK$5,460
+HK$313/mo
Deposit HK$869K · loan HK$1.06M · min. income ≈ HK$10,294/mo (50% DSR)
Upfront cash ≈ HK$869K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,388
−HK$291/mo
▼ 0.25% · 3.875%
HK$5,532
−HK$147/mo
Today · 4.125%
HK$5,679
baseline
▲ 0.50% · 4.625%
HK$5,978
+HK$299/mo
Deposit HK$869K · loan HK$1.06M · min. income ≈ HK$11,358/mo (50% DSR)
Upfront cash ≈ HK$869K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,283
−HK$331/mo
▼ 0.25% · 3.875%
HK$5,447
−HK$167/mo
Today · 4.125%
HK$5,614
baseline
▲ 0.50% · 4.625%
HK$5,956
+HK$342/mo
Deposit HK$772K · loan HK$1.16M · min. income ≈ HK$11,228/mo (50% DSR)
Upfront cash ≈ HK$772K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,877
−HK$318/mo
▼ 0.25% · 3.875%
HK$6,035
−HK$160/mo
Today · 4.125%
HK$6,195
baseline
▲ 0.50% · 4.625%
HK$6,521
+HK$326/mo
Deposit HK$772K · loan HK$1.16M · min. income ≈ HK$12,390/mo (50% DSR)
Upfront cash ≈ HK$772K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,723
−HK$359/mo
▼ 0.25% · 3.875%
HK$5,901
−HK$181/mo
Today · 4.125%
HK$6,082
baseline
▲ 0.50% · 4.625%
HK$6,452
+HK$370/mo
Deposit HK$676K · loan HK$1.25M · min. income ≈ HK$12,164/mo (50% DSR)
Upfront cash ≈ HK$676K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,367
−HK$344/mo
▼ 0.25% · 3.875%
HK$6,538
−HK$173/mo
Today · 4.125%
HK$6,711
baseline
▲ 0.50% · 4.625%
HK$7,065
+HK$354/mo
Deposit HK$676K · loan HK$1.25M · min. income ≈ HK$13,422/mo (50% DSR)
Upfront cash ≈ HK$676K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,164
−HK$386/mo
▼ 0.25% · 3.875%
HK$6,355
−HK$195/mo
Today · 4.125%
HK$6,550
baseline
▲ 0.50% · 4.625%
HK$6,949
+HK$399/mo
Deposit HK$579K · loan HK$1.35M · min. income ≈ HK$13,100/mo (50% DSR)
Upfront cash ≈ HK$579K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,857
−HK$370/mo
▼ 0.25% · 3.875%
HK$7,041
−HK$186/mo
Today · 4.125%
HK$7,227
baseline
▲ 0.50% · 4.625%
HK$7,608
+HK$381/mo
Deposit HK$579K · loan HK$1.35M · min. income ≈ HK$14,454/mo (50% DSR)
Upfront cash ≈ HK$579K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,604
−HK$414/mo
▼ 0.25% · 3.875%
HK$6,809
−HK$209/mo
Today · 4.125%
HK$7,018
baseline
▲ 0.50% · 4.625%
HK$7,445
+HK$427/mo
Deposit HK$483K · loan HK$1.45M · min. income ≈ HK$14,036/mo (50% DSR)
Upfront cash ≈ HK$483K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,347
−HK$397/mo
▼ 0.25% · 3.875%
HK$7,544
−HK$200/mo
Today · 4.125%
HK$7,744
baseline
▲ 0.50% · 4.625%
HK$8,152
+HK$408/mo
Deposit HK$483K · loan HK$1.45M · min. income ≈ HK$15,488/mo (50% DSR)
Upfront cash ≈ HK$483K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,044
−HK$442/mo
▼ 0.25% · 3.875%
HK$7,263
−HK$223/mo
Today · 4.125%
HK$7,486
baseline
▲ 0.50% · 4.625%
HK$7,941
+HK$455/mo
Deposit HK$386K · loan HK$1.54M · min. income ≈ HK$14,972/mo (50% DSR)
Upfront cash ≈ HK$386K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,837
−HK$423/mo
▼ 0.25% · 3.875%
HK$8,047
−HK$213/mo
Today · 4.125%
HK$8,260
baseline
▲ 0.50% · 4.625%
HK$8,695
+HK$435/mo
Deposit HK$386K · loan HK$1.54M · min. income ≈ HK$16,520/mo (50% DSR)
Upfront cash ≈ HK$386K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,484
−HK$470/mo
▼ 0.25% · 3.875%
HK$7,717
−HK$237/mo
Today · 4.125%
HK$7,954
baseline
▲ 0.50% · 4.625%
HK$8,438
+HK$484/mo
Deposit HK$290K · loan HK$1.64M · min. income ≈ HK$15,908/mo (50% DSR)
Upfront cash ≈ HK$290K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,326
−HK$450/mo
▼ 0.25% · 3.875%
HK$8,550
−HK$226/mo
Today · 4.125%
HK$8,776
baseline
▲ 0.50% · 4.625%
HK$9,239
+HK$463/mo
Deposit HK$290K · loan HK$1.64M · min. income ≈ HK$17,552/mo (50% DSR)
Upfront cash ≈ HK$290K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,925
−HK$497/mo
▼ 0.25% · 3.875%
HK$8,171
−HK$251/mo
Today · 4.125%
HK$8,422
baseline
▲ 0.50% · 4.625%
HK$8,934
+HK$512/mo
Deposit HK$193K · loan HK$1.74M · min. income ≈ HK$16,844/mo (50% DSR)
Upfront cash ≈ HK$193K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,816
−HK$476/mo
▼ 0.25% · 3.875%
HK$9,053
−HK$239/mo
Today · 4.125%
HK$9,292
baseline
▲ 0.50% · 4.625%
HK$9,782
+HK$490/mo
Deposit HK$193K · loan HK$1.74M · min. income ≈ HK$18,584/mo (50% DSR)
Upfront cash ≈ HK$193K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).