▼ 0.50% · 3.625%
HK$3,107
−HK$195/mo
▼ 0.25% · 3.875%
HK$3,203
−HK$99/mo
Today · 4.125%
HK$3,302
baseline
▲ 0.50% · 4.625%
HK$3,502
+HK$200/mo
Deposit HK$681K · loan HK$681K · min. income ≈ HK$6,604/mo (50% DSR)
Upfront cash ≈ HK$681K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,456
−HK$187/mo
▼ 0.25% · 3.875%
HK$3,549
−HK$94/mo
Today · 4.125%
HK$3,643
baseline
▲ 0.50% · 4.625%
HK$3,835
+HK$192/mo
Deposit HK$681K · loan HK$681K · min. income ≈ HK$7,286/mo (50% DSR)
Upfront cash ≈ HK$681K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,417
−HK$215/mo
▼ 0.25% · 3.875%
HK$3,524
−HK$108/mo
Today · 4.125%
HK$3,632
baseline
▲ 0.50% · 4.625%
HK$3,853
+HK$221/mo
Deposit HK$613K · loan HK$749K · min. income ≈ HK$7,264/mo (50% DSR)
Upfront cash ≈ HK$613K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,802
−HK$205/mo
▼ 0.25% · 3.875%
HK$3,904
−HK$103/mo
Today · 4.125%
HK$4,007
baseline
▲ 0.50% · 4.625%
HK$4,218
+HK$211/mo
Deposit HK$613K · loan HK$749K · min. income ≈ HK$8,014/mo (50% DSR)
Upfront cash ≈ HK$613K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,728
−HK$234/mo
▼ 0.25% · 3.875%
HK$3,844
−HK$118/mo
Today · 4.125%
HK$3,962
baseline
▲ 0.50% · 4.625%
HK$4,203
+HK$241/mo
Deposit HK$545K · loan HK$817K · min. income ≈ HK$7,924/mo (50% DSR)
Upfront cash ≈ HK$545K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,147
−HK$224/mo
▼ 0.25% · 3.875%
HK$4,259
−HK$112/mo
Today · 4.125%
HK$4,371
baseline
▲ 0.50% · 4.625%
HK$4,602
+HK$231/mo
Deposit HK$545K · loan HK$817K · min. income ≈ HK$8,742/mo (50% DSR)
Upfront cash ≈ HK$545K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,039
−HK$253/mo
▼ 0.25% · 3.875%
HK$4,164
−HK$128/mo
Today · 4.125%
HK$4,292
baseline
▲ 0.50% · 4.625%
HK$4,553
+HK$261/mo
Deposit HK$477K · loan HK$886K · min. income ≈ HK$8,584/mo (50% DSR)
Upfront cash ≈ HK$477K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,493
−HK$243/mo
▼ 0.25% · 3.875%
HK$4,614
−HK$122/mo
Today · 4.125%
HK$4,736
baseline
▲ 0.50% · 4.625%
HK$4,985
+HK$249/mo
Deposit HK$477K · loan HK$886K · min. income ≈ HK$9,472/mo (50% DSR)
Upfront cash ≈ HK$477K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,349
−HK$273/mo
▼ 0.25% · 3.875%
HK$4,485
−HK$137/mo
Today · 4.125%
HK$4,622
baseline
▲ 0.50% · 4.625%
HK$4,903
+HK$281/mo
Deposit HK$409K · loan HK$954K · min. income ≈ HK$9,244/mo (50% DSR)
Upfront cash ≈ HK$409K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,839
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,968
−HK$132/mo
Today · 4.125%
HK$5,100
baseline
▲ 0.50% · 4.625%
HK$5,369
+HK$269/mo
Deposit HK$409K · loan HK$954K · min. income ≈ HK$10,200/mo (50% DSR)
Upfront cash ≈ HK$409K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,660
−HK$292/mo
▼ 0.25% · 3.875%
HK$4,805
−HK$147/mo
Today · 4.125%
HK$4,952
baseline
▲ 0.50% · 4.625%
HK$5,254
+HK$302/mo
Deposit HK$341K · loan HK$1.02M · min. income ≈ HK$9,904/mo (50% DSR)
Upfront cash ≈ HK$341K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,184
−HK$280/mo
▼ 0.25% · 3.875%
HK$5,323
−HK$141/mo
Today · 4.125%
HK$5,464
baseline
▲ 0.50% · 4.625%
HK$5,752
+HK$288/mo
Deposit HK$341K · loan HK$1.02M · min. income ≈ HK$10,928/mo (50% DSR)
Upfront cash ≈ HK$341K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,971
−HK$311/mo
▼ 0.25% · 3.875%
HK$5,125
−HK$157/mo
Today · 4.125%
HK$5,282
baseline
▲ 0.50% · 4.625%
HK$5,604
+HK$322/mo
Deposit HK$272K · loan HK$1.09M · min. income ≈ HK$10,564/mo (50% DSR)
Upfront cash ≈ HK$273K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,530
−HK$299/mo
▼ 0.25% · 3.875%
HK$5,678
−HK$151/mo
Today · 4.125%
HK$5,829
baseline
▲ 0.50% · 4.625%
HK$6,136
+HK$307/mo
Deposit HK$272K · loan HK$1.09M · min. income ≈ HK$11,658/mo (50% DSR)
Upfront cash ≈ HK$273K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,281
−HK$332/mo
▼ 0.25% · 3.875%
HK$5,446
−HK$167/mo
Today · 4.125%
HK$5,613
baseline
▲ 0.50% · 4.625%
HK$5,954
+HK$341/mo
Deposit HK$204K · loan HK$1.16M · min. income ≈ HK$11,226/mo (50% DSR)
Upfront cash ≈ HK$204K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,875
−HK$318/mo
▼ 0.25% · 3.875%
HK$6,033
−HK$160/mo
Today · 4.125%
HK$6,193
baseline
▲ 0.50% · 4.625%
HK$6,519
+HK$326/mo
Deposit HK$204K · loan HK$1.16M · min. income ≈ HK$12,386/mo (50% DSR)
Upfront cash ≈ HK$204K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,592
−HK$351/mo
▼ 0.25% · 3.875%
HK$5,766
−HK$177/mo
Today · 4.125%
HK$5,943
baseline
▲ 0.50% · 4.625%
HK$6,304
+HK$361/mo
Deposit HK$136K · loan HK$1.23M · min. income ≈ HK$11,886/mo (50% DSR)
Upfront cash ≈ HK$136K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,221
−HK$336/mo
▼ 0.25% · 3.875%
HK$6,388
−HK$169/mo
Today · 4.125%
HK$6,557
baseline
▲ 0.50% · 4.625%
HK$6,903
+HK$346/mo
Deposit HK$136K · loan HK$1.23M · min. income ≈ HK$13,114/mo (50% DSR)
Upfront cash ≈ HK$136K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).