▼ 0.50% · 3.625%
HK$3,158
−HK$198/mo
▼ 0.25% · 3.875%
HK$3,256
−HK$100/mo
Today · 4.125%
HK$3,356
baseline
▲ 0.50% · 4.625%
HK$3,560
+HK$204/mo
Deposit HK$692K · loan HK$692K · min. income ≈ HK$6,712/mo (50% DSR)
Upfront cash ≈ HK$693K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,513
−HK$190/mo
▼ 0.25% · 3.875%
HK$3,607
−HK$96/mo
Today · 4.125%
HK$3,703
baseline
▲ 0.50% · 4.625%
HK$3,898
+HK$195/mo
Deposit HK$692K · loan HK$692K · min. income ≈ HK$7,406/mo (50% DSR)
Upfront cash ≈ HK$693K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,474
−HK$218/mo
▼ 0.25% · 3.875%
HK$3,582
−HK$110/mo
Today · 4.125%
HK$3,692
baseline
▲ 0.50% · 4.625%
HK$3,916
+HK$224/mo
Deposit HK$623K · loan HK$762K · min. income ≈ HK$7,384/mo (50% DSR)
Upfront cash ≈ HK$623K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,864
−HK$209/mo
▼ 0.25% · 3.875%
HK$3,968
−HK$105/mo
Today · 4.125%
HK$4,073
baseline
▲ 0.50% · 4.625%
HK$4,288
+HK$215/mo
Deposit HK$623K · loan HK$762K · min. income ≈ HK$8,146/mo (50% DSR)
Upfront cash ≈ HK$623K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,790
−HK$237/mo
▼ 0.25% · 3.875%
HK$3,907
−HK$120/mo
Today · 4.125%
HK$4,027
baseline
▲ 0.50% · 4.625%
HK$4,272
+HK$245/mo
Deposit HK$554K · loan HK$831K · min. income ≈ HK$8,054/mo (50% DSR)
Upfront cash ≈ HK$554K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,216
−HK$228/mo
▼ 0.25% · 3.875%
HK$4,329
−HK$115/mo
Today · 4.125%
HK$4,444
baseline
▲ 0.50% · 4.625%
HK$4,678
+HK$234/mo
Deposit HK$554K · loan HK$831K · min. income ≈ HK$8,888/mo (50% DSR)
Upfront cash ≈ HK$554K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,105
−HK$258/mo
▼ 0.25% · 3.875%
HK$4,233
−HK$130/mo
Today · 4.125%
HK$4,363
baseline
▲ 0.50% · 4.625%
HK$4,628
+HK$265/mo
Deposit HK$485K · loan HK$900K · min. income ≈ HK$8,726/mo (50% DSR)
Upfront cash ≈ HK$485K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,567
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,690
−HK$124/mo
Today · 4.125%
HK$4,814
baseline
▲ 0.50% · 4.625%
HK$5,068
+HK$254/mo
Deposit HK$485K · loan HK$900K · min. income ≈ HK$9,628/mo (50% DSR)
Upfront cash ≈ HK$485K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,421
−HK$277/mo
▼ 0.25% · 3.875%
HK$4,559
−HK$139/mo
Today · 4.125%
HK$4,698
baseline
▲ 0.50% · 4.625%
HK$4,984
+HK$286/mo
Deposit HK$415K · loan HK$969K · min. income ≈ HK$9,396/mo (50% DSR)
Upfront cash ≈ HK$416K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,918
−HK$266/mo
▼ 0.25% · 3.875%
HK$5,050
−HK$134/mo
Today · 4.125%
HK$5,184
baseline
▲ 0.50% · 4.625%
HK$5,457
+HK$273/mo
Deposit HK$415K · loan HK$969K · min. income ≈ HK$10,368/mo (50% DSR)
Upfront cash ≈ HK$416K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,737
−HK$297/mo
▼ 0.25% · 3.875%
HK$4,884
−HK$150/mo
Today · 4.125%
HK$5,034
baseline
▲ 0.50% · 4.625%
HK$5,340
+HK$306/mo
Deposit HK$346K · loan HK$1.04M · min. income ≈ HK$10,068/mo (50% DSR)
Upfront cash ≈ HK$346K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,270
−HK$284/mo
▼ 0.25% · 3.875%
HK$5,411
−HK$143/mo
Today · 4.125%
HK$5,554
baseline
▲ 0.50% · 4.625%
HK$5,847
+HK$293/mo
Deposit HK$346K · loan HK$1.04M · min. income ≈ HK$11,108/mo (50% DSR)
Upfront cash ≈ HK$346K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,053
−HK$317/mo
▼ 0.25% · 3.875%
HK$5,210
−HK$160/mo
Today · 4.125%
HK$5,370
baseline
▲ 0.50% · 4.625%
HK$5,696
+HK$326/mo
Deposit HK$277K · loan HK$1.11M · min. income ≈ HK$10,740/mo (50% DSR)
Upfront cash ≈ HK$277K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,621
−HK$304/mo
▼ 0.25% · 3.875%
HK$5,772
−HK$153/mo
Today · 4.125%
HK$5,925
baseline
▲ 0.50% · 4.625%
HK$6,237
+HK$312/mo
Deposit HK$277K · loan HK$1.11M · min. income ≈ HK$11,850/mo (50% DSR)
Upfront cash ≈ HK$277K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,368
−HK$337/mo
▼ 0.25% · 3.875%
HK$5,535
−HK$170/mo
Today · 4.125%
HK$5,705
baseline
▲ 0.50% · 4.625%
HK$6,052
+HK$347/mo
Deposit HK$208K · loan HK$1.18M · min. income ≈ HK$11,410/mo (50% DSR)
Upfront cash ≈ HK$208K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,972
−HK$323/mo
▼ 0.25% · 3.875%
HK$6,133
−HK$162/mo
Today · 4.125%
HK$6,295
baseline
▲ 0.50% · 4.625%
HK$6,627
+HK$332/mo
Deposit HK$208K · loan HK$1.18M · min. income ≈ HK$12,590/mo (50% DSR)
Upfront cash ≈ HK$208K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,684
−HK$357/mo
▼ 0.25% · 3.875%
HK$5,861
−HK$180/mo
Today · 4.125%
HK$6,041
baseline
▲ 0.50% · 4.625%
HK$6,408
+HK$367/mo
Deposit HK$138K · loan HK$1.25M · min. income ≈ HK$12,082/mo (50% DSR)
Upfront cash ≈ HK$139K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,324
−HK$341/mo
▼ 0.25% · 3.875%
HK$6,493
−HK$172/mo
Today · 4.125%
HK$6,665
baseline
▲ 0.50% · 4.625%
HK$7,017
+HK$352/mo
Deposit HK$138K · loan HK$1.25M · min. income ≈ HK$13,330/mo (50% DSR)
Upfront cash ≈ HK$139K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).