▼ 0.50% · 3.625%
HK$2,985
−HK$188/mo
▼ 0.25% · 3.875%
HK$3,078
−HK$95/mo
Today · 4.125%
HK$3,173
baseline
▲ 0.50% · 4.625%
HK$3,366
+HK$193/mo
Deposit HK$655K · loan HK$655K · min. income ≈ HK$6,346/mo (50% DSR)
Upfront cash ≈ HK$655K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,321
−HK$180/mo
▼ 0.25% · 3.875%
HK$3,410
−HK$91/mo
Today · 4.125%
HK$3,501
baseline
▲ 0.50% · 4.625%
HK$3,685
+HK$184/mo
Deposit HK$655K · loan HK$655K · min. income ≈ HK$7,002/mo (50% DSR)
Upfront cash ≈ HK$655K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,284
−HK$206/mo
▼ 0.25% · 3.875%
HK$3,386
−HK$104/mo
Today · 4.125%
HK$3,490
baseline
▲ 0.50% · 4.625%
HK$3,702
+HK$212/mo
Deposit HK$589K · loan HK$720K · min. income ≈ HK$6,980/mo (50% DSR)
Upfront cash ≈ HK$589K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,653
−HK$198/mo
▼ 0.25% · 3.875%
HK$3,751
−HK$100/mo
Today · 4.125%
HK$3,851
baseline
▲ 0.50% · 4.625%
HK$4,054
+HK$203/mo
Deposit HK$589K · loan HK$720K · min. income ≈ HK$7,702/mo (50% DSR)
Upfront cash ≈ HK$589K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,583
−HK$224/mo
▼ 0.25% · 3.875%
HK$3,694
−HK$113/mo
Today · 4.125%
HK$3,807
baseline
▲ 0.50% · 4.625%
HK$4,039
+HK$232/mo
Deposit HK$524K · loan HK$786K · min. income ≈ HK$7,614/mo (50% DSR)
Upfront cash ≈ HK$524K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,986
−HK$215/mo
▼ 0.25% · 3.875%
HK$4,092
−HK$109/mo
Today · 4.125%
HK$4,201
baseline
▲ 0.50% · 4.625%
HK$4,422
+HK$221/mo
Deposit HK$524K · loan HK$786K · min. income ≈ HK$8,402/mo (50% DSR)
Upfront cash ≈ HK$524K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,881
−HK$244/mo
▼ 0.25% · 3.875%
HK$4,002
−HK$123/mo
Today · 4.125%
HK$4,125
baseline
▲ 0.50% · 4.625%
HK$4,375
+HK$250/mo
Deposit HK$458K · loan HK$851K · min. income ≈ HK$8,250/mo (50% DSR)
Upfront cash ≈ HK$458K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,318
−HK$233/mo
▼ 0.25% · 3.875%
HK$4,434
−HK$117/mo
Today · 4.125%
HK$4,551
baseline
▲ 0.50% · 4.625%
HK$4,791
+HK$240/mo
Deposit HK$458K · loan HK$851K · min. income ≈ HK$9,102/mo (50% DSR)
Upfront cash ≈ HK$458K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,180
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,310
−HK$132/mo
Today · 4.125%
HK$4,442
baseline
▲ 0.50% · 4.625%
HK$4,712
+HK$270/mo
Deposit HK$393K · loan HK$916K · min. income ≈ HK$8,884/mo (50% DSR)
Upfront cash ≈ HK$393K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,650
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,775
−HK$126/mo
Today · 4.125%
HK$4,901
baseline
▲ 0.50% · 4.625%
HK$5,159
+HK$258/mo
Deposit HK$393K · loan HK$916K · min. income ≈ HK$9,802/mo (50% DSR)
Upfront cash ≈ HK$393K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,478
−HK$281/mo
▼ 0.25% · 3.875%
HK$4,618
−HK$141/mo
Today · 4.125%
HK$4,759
baseline
▲ 0.50% · 4.625%
HK$5,049
+HK$290/mo
Deposit HK$327K · loan HK$982K · min. income ≈ HK$9,518/mo (50% DSR)
Upfront cash ≈ HK$327K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,982
−HK$269/mo
▼ 0.25% · 3.875%
HK$5,116
−HK$135/mo
Today · 4.125%
HK$5,251
baseline
▲ 0.50% · 4.625%
HK$5,528
+HK$277/mo
Deposit HK$327K · loan HK$982K · min. income ≈ HK$10,502/mo (50% DSR)
Upfront cash ≈ HK$327K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,777
−HK$299/mo
▼ 0.25% · 3.875%
HK$4,925
−HK$151/mo
Today · 4.125%
HK$5,076
baseline
▲ 0.50% · 4.625%
HK$5,385
+HK$309/mo
Deposit HK$262K · loan HK$1.05M · min. income ≈ HK$10,152/mo (50% DSR)
Upfront cash ≈ HK$262K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,314
−HK$287/mo
▼ 0.25% · 3.875%
HK$5,457
−HK$144/mo
Today · 4.125%
HK$5,601
baseline
▲ 0.50% · 4.625%
HK$5,896
+HK$295/mo
Deposit HK$262K · loan HK$1.05M · min. income ≈ HK$11,202/mo (50% DSR)
Upfront cash ≈ HK$262K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,075
−HK$319/mo
▼ 0.25% · 3.875%
HK$5,233
−HK$161/mo
Today · 4.125%
HK$5,394
baseline
▲ 0.50% · 4.625%
HK$5,722
+HK$328/mo
Deposit HK$196K · loan HK$1.11M · min. income ≈ HK$10,788/mo (50% DSR)
Upfront cash ≈ HK$196K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,646
−HK$305/mo
▼ 0.25% · 3.875%
HK$5,798
−HK$153/mo
Today · 4.125%
HK$5,951
baseline
▲ 0.50% · 4.625%
HK$6,265
+HK$314/mo
Deposit HK$196K · loan HK$1.11M · min. income ≈ HK$11,902/mo (50% DSR)
Upfront cash ≈ HK$196K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,374
−HK$337/mo
▼ 0.25% · 3.875%
HK$5,541
−HK$170/mo
Today · 4.125%
HK$5,711
baseline
▲ 0.50% · 4.625%
HK$6,058
+HK$347/mo
Deposit HK$131K · loan HK$1.18M · min. income ≈ HK$11,422/mo (50% DSR)
Upfront cash ≈ HK$131K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,978
−HK$323/mo
▼ 0.25% · 3.875%
HK$6,139
−HK$162/mo
Today · 4.125%
HK$6,301
baseline
▲ 0.50% · 4.625%
HK$6,634
+HK$333/mo
Deposit HK$131K · loan HK$1.18M · min. income ≈ HK$12,602/mo (50% DSR)
Upfront cash ≈ HK$131K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).