▼ 0.50% · 3.625%
HK$3,024
−HK$190/mo
▼ 0.25% · 3.875%
HK$3,118
−HK$96/mo
Today · 4.125%
HK$3,214
baseline
▲ 0.50% · 4.625%
HK$3,409
+HK$195/mo
Deposit HK$663K · loan HK$663K · min. income ≈ HK$6,428/mo (50% DSR)
Upfront cash ≈ HK$663K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,364
−HK$182/mo
▼ 0.25% · 3.875%
HK$3,455
−HK$91/mo
Today · 4.125%
HK$3,546
baseline
▲ 0.50% · 4.625%
HK$3,733
+HK$187/mo
Deposit HK$663K · loan HK$663K · min. income ≈ HK$7,092/mo (50% DSR)
Upfront cash ≈ HK$663K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,327
−HK$208/mo
▼ 0.25% · 3.875%
HK$3,430
−HK$105/mo
Today · 4.125%
HK$3,535
baseline
▲ 0.50% · 4.625%
HK$3,750
+HK$215/mo
Deposit HK$597K · loan HK$729K · min. income ≈ HK$7,070/mo (50% DSR)
Upfront cash ≈ HK$597K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,701
−HK$200/mo
▼ 0.25% · 3.875%
HK$3,800
−HK$101/mo
Today · 4.125%
HK$3,901
baseline
▲ 0.50% · 4.625%
HK$4,106
+HK$205/mo
Deposit HK$597K · loan HK$729K · min. income ≈ HK$7,802/mo (50% DSR)
Upfront cash ≈ HK$597K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,629
−HK$228/mo
▼ 0.25% · 3.875%
HK$3,742
−HK$115/mo
Today · 4.125%
HK$3,857
baseline
▲ 0.50% · 4.625%
HK$4,091
+HK$234/mo
Deposit HK$530K · loan HK$796K · min. income ≈ HK$7,714/mo (50% DSR)
Upfront cash ≈ HK$531K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,037
−HK$218/mo
▼ 0.25% · 3.875%
HK$4,145
−HK$110/mo
Today · 4.125%
HK$4,255
baseline
▲ 0.50% · 4.625%
HK$4,480
+HK$225/mo
Deposit HK$530K · loan HK$796K · min. income ≈ HK$8,510/mo (50% DSR)
Upfront cash ≈ HK$531K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,931
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,054
−HK$124/mo
Today · 4.125%
HK$4,178
baseline
▲ 0.50% · 4.625%
HK$4,432
+HK$254/mo
Deposit HK$464K · loan HK$862K · min. income ≈ HK$8,356/mo (50% DSR)
Upfront cash ≈ HK$464K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,374
−HK$236/mo
▼ 0.25% · 3.875%
HK$4,491
−HK$119/mo
Today · 4.125%
HK$4,610
baseline
▲ 0.50% · 4.625%
HK$4,853
+HK$243/mo
Deposit HK$464K · loan HK$862K · min. income ≈ HK$9,220/mo (50% DSR)
Upfront cash ≈ HK$464K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,234
−HK$265/mo
▼ 0.25% · 3.875%
HK$4,365
−HK$134/mo
Today · 4.125%
HK$4,499
baseline
▲ 0.50% · 4.625%
HK$4,773
+HK$274/mo
Deposit HK$398K · loan HK$928K · min. income ≈ HK$8,998/mo (50% DSR)
Upfront cash ≈ HK$398K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,710
−HK$255/mo
▼ 0.25% · 3.875%
HK$4,836
−HK$129/mo
Today · 4.125%
HK$4,965
baseline
▲ 0.50% · 4.625%
HK$5,226
+HK$261/mo
Deposit HK$398K · loan HK$928K · min. income ≈ HK$9,930/mo (50% DSR)
Upfront cash ≈ HK$398K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,536
−HK$285/mo
▼ 0.25% · 3.875%
HK$4,677
−HK$144/mo
Today · 4.125%
HK$4,821
baseline
▲ 0.50% · 4.625%
HK$5,114
+HK$293/mo
Deposit HK$332K · loan HK$995K · min. income ≈ HK$9,642/mo (50% DSR)
Upfront cash ≈ HK$332K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,046
−HK$273/mo
▼ 0.25% · 3.875%
HK$5,182
−HK$137/mo
Today · 4.125%
HK$5,319
baseline
▲ 0.50% · 4.625%
HK$5,599
+HK$280/mo
Deposit HK$332K · loan HK$995K · min. income ≈ HK$10,638/mo (50% DSR)
Upfront cash ≈ HK$332K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,839
−HK$303/mo
▼ 0.25% · 3.875%
HK$4,989
−HK$153/mo
Today · 4.125%
HK$5,142
baseline
▲ 0.50% · 4.625%
HK$5,455
+HK$313/mo
Deposit HK$265K · loan HK$1.06M · min. income ≈ HK$10,284/mo (50% DSR)
Upfront cash ≈ HK$265K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,383
−HK$291/mo
▼ 0.25% · 3.875%
HK$5,527
−HK$147/mo
Today · 4.125%
HK$5,674
baseline
▲ 0.50% · 4.625%
HK$5,973
+HK$299/mo
Deposit HK$265K · loan HK$1.06M · min. income ≈ HK$11,348/mo (50% DSR)
Upfront cash ≈ HK$265K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,141
−HK$322/mo
▼ 0.25% · 3.875%
HK$5,301
−HK$162/mo
Today · 4.125%
HK$5,463
baseline
▲ 0.50% · 4.625%
HK$5,796
+HK$333/mo
Deposit HK$199K · loan HK$1.13M · min. income ≈ HK$10,926/mo (50% DSR)
Upfront cash ≈ HK$199K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,719
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,873
−HK$155/mo
Today · 4.125%
HK$6,028
baseline
▲ 0.50% · 4.625%
HK$6,346
+HK$318/mo
Deposit HK$199K · loan HK$1.13M · min. income ≈ HK$12,056/mo (50% DSR)
Upfront cash ≈ HK$199K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,443
−HK$342/mo
▼ 0.25% · 3.875%
HK$5,613
−HK$172/mo
Today · 4.125%
HK$5,785
baseline
▲ 0.50% · 4.625%
HK$6,137
+HK$352/mo
Deposit HK$133K · loan HK$1.19M · min. income ≈ HK$11,570/mo (50% DSR)
Upfront cash ≈ HK$133K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,056
−HK$327/mo
▼ 0.25% · 3.875%
HK$6,218
−HK$165/mo
Today · 4.125%
HK$6,383
baseline
▲ 0.50% · 4.625%
HK$6,719
+HK$336/mo
Deposit HK$133K · loan HK$1.19M · min. income ≈ HK$12,766/mo (50% DSR)
Upfront cash ≈ HK$133K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).