▼ 0.50% · 3.625%
HK$21,027
−HK$1,319/mo
▼ 0.25% · 3.875%
HK$21,682
−HK$664/mo
Today · 4.125%
HK$22,346
baseline
▲ 0.50% · 4.625%
HK$23,706
+HK$1,360/mo
Deposit HK$4.61M · loan HK$4.61M · min. income ≈ HK$44,692/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$292,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,393
−HK$1,264/mo
▼ 0.25% · 3.875%
HK$24,020
−HK$637/mo
Today · 4.125%
HK$24,657
baseline
▲ 0.50% · 4.625%
HK$25,956
+HK$1,299/mo
Deposit HK$4.61M · loan HK$4.61M · min. income ≈ HK$49,314/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$292,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,130
−HK$1,451/mo
▼ 0.25% · 3.875%
HK$23,850
−HK$731/mo
Today · 4.125%
HK$24,581
baseline
▲ 0.50% · 4.625%
HK$26,076
+HK$1,495/mo
Deposit HK$4.15M · loan HK$5.07M · min. income ≈ HK$49,162/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$292,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,732
−HK$1,390/mo
▼ 0.25% · 3.875%
HK$26,422
−HK$700/mo
Today · 4.125%
HK$27,122
baseline
▲ 0.50% · 4.625%
HK$28,552
+HK$1,430/mo
Deposit HK$4.15M · loan HK$5.07M · min. income ≈ HK$54,244/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$292,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,233
−HK$1,582/mo
▼ 0.25% · 3.875%
HK$26,018
−HK$797/mo
Today · 4.125%
HK$26,815
baseline
▲ 0.50% · 4.625%
HK$28,447
+HK$1,632/mo
Deposit HK$3.69M · loan HK$5.53M · min. income ≈ HK$53,630/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$292,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,071
−HK$1,517/mo
▼ 0.25% · 3.875%
HK$28,824
−HK$764/mo
Today · 4.125%
HK$29,588
baseline
▲ 0.50% · 4.625%
HK$31,148
+HK$1,560/mo
Deposit HK$3.69M · loan HK$5.53M · min. income ≈ HK$59,176/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$292,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,336
−HK$1,714/mo
▼ 0.25% · 3.875%
HK$28,186
−HK$864/mo
Today · 4.125%
HK$29,050
baseline
▲ 0.50% · 4.625%
HK$30,817
+HK$1,767/mo
Deposit HK$3.23M · loan HK$5.99M · min. income ≈ HK$58,100/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$292,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,411
−HK$1,643/mo
▼ 0.25% · 3.875%
HK$31,226
−HK$828/mo
Today · 4.125%
HK$32,054
baseline
▲ 0.50% · 4.625%
HK$33,743
+HK$1,689/mo
Deposit HK$3.23M · loan HK$5.99M · min. income ≈ HK$64,108/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$292,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,438
−HK$1,846/mo
▼ 0.25% · 3.875%
HK$30,354
−HK$930/mo
Today · 4.125%
HK$31,284
baseline
▲ 0.50% · 4.625%
HK$33,188
+HK$1,904/mo
Deposit HK$2.77M · loan HK$6.46M · min. income ≈ HK$62,568/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$292,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,750
−HK$1,769/mo
▼ 0.25% · 3.875%
HK$33,628
−HK$891/mo
Today · 4.125%
HK$34,519
baseline
▲ 0.50% · 4.625%
HK$36,339
+HK$1,820/mo
Deposit HK$2.77M · loan HK$6.46M · min. income ≈ HK$69,038/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$292,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,541
−HK$1,978/mo
▼ 0.25% · 3.875%
HK$32,522
−HK$997/mo
Today · 4.125%
HK$33,519
baseline
▲ 0.50% · 4.625%
HK$35,559
+HK$2,040/mo
Deposit HK$2.31M · loan HK$6.92M · min. income ≈ HK$67,038/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$292,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,089
−HK$1,896/mo
▼ 0.25% · 3.875%
HK$36,030
−HK$955/mo
Today · 4.125%
HK$36,985
baseline
▲ 0.50% · 4.625%
HK$38,935
+HK$1,950/mo
Deposit HK$2.31M · loan HK$6.92M · min. income ≈ HK$73,970/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$292,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,644
−HK$2,110/mo
▼ 0.25% · 3.875%
HK$34,690
−HK$1,064/mo
Today · 4.125%
HK$35,754
baseline
▲ 0.50% · 4.625%
HK$37,929
+HK$2,175/mo
Deposit HK$1.84M · loan HK$7.38M · min. income ≈ HK$71,508/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$292,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,429
−HK$2,022/mo
▼ 0.25% · 3.875%
HK$38,432
−HK$1,019/mo
Today · 4.125%
HK$39,451
baseline
▲ 0.50% · 4.625%
HK$41,530
+HK$2,079/mo
Deposit HK$1.84M · loan HK$7.38M · min. income ≈ HK$78,902/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$292,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,747
−HK$2,241/mo
▼ 0.25% · 3.875%
HK$36,859
−HK$1,129/mo
Today · 4.125%
HK$37,988
baseline
▲ 0.50% · 4.625%
HK$40,300
+HK$2,312/mo
Deposit HK$1.38M · loan HK$7.84M · min. income ≈ HK$75,976/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$292,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,768
−HK$2,148/mo
▼ 0.25% · 3.875%
HK$40,834
−HK$1,082/mo
Today · 4.125%
HK$41,916
baseline
▲ 0.50% · 4.625%
HK$44,126
+HK$2,210/mo
Deposit HK$1.38M · loan HK$7.84M · min. income ≈ HK$83,832/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$292,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,849
−HK$2,374/mo
▼ 0.25% · 3.875%
HK$39,027
−HK$1,196/mo
Today · 4.125%
HK$40,223
baseline
▲ 0.50% · 4.625%
HK$42,670
+HK$2,447/mo
Deposit HK$922K · loan HK$8.30M · min. income ≈ HK$80,446/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$292,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,107
−HK$2,275/mo
▼ 0.25% · 3.875%
HK$43,236
−HK$1,146/mo
Today · 4.125%
HK$44,382
baseline
▲ 0.50% · 4.625%
HK$46,721
+HK$2,339/mo
Deposit HK$922K · loan HK$8.30M · min. income ≈ HK$88,764/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$292,153 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).