▼ 0.50% · 3.625%
HK$21,323
−HK$1,337/mo
▼ 0.25% · 3.875%
HK$21,986
−HK$674/mo
Today · 4.125%
HK$22,660
baseline
▲ 0.50% · 4.625%
HK$24,039
+HK$1,379/mo
Deposit HK$4.68M · loan HK$4.68M · min. income ≈ HK$45,320/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$305,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,721
−HK$1,282/mo
▼ 0.25% · 3.875%
HK$24,358
−HK$645/mo
Today · 4.125%
HK$25,003
baseline
▲ 0.50% · 4.625%
HK$26,321
+HK$1,318/mo
Deposit HK$4.68M · loan HK$4.68M · min. income ≈ HK$50,006/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$305,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,455
−HK$1,471/mo
▼ 0.25% · 3.875%
HK$24,185
−HK$741/mo
Today · 4.125%
HK$24,926
baseline
▲ 0.50% · 4.625%
HK$26,443
+HK$1,517/mo
Deposit HK$4.21M · loan HK$5.14M · min. income ≈ HK$49,852/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$305,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,094
−HK$1,409/mo
▼ 0.25% · 3.875%
HK$26,793
−HK$710/mo
Today · 4.125%
HK$27,503
baseline
▲ 0.50% · 4.625%
HK$28,953
+HK$1,450/mo
Deposit HK$4.21M · loan HK$5.14M · min. income ≈ HK$55,006/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$305,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,587
−HK$1,605/mo
▼ 0.25% · 3.875%
HK$26,383
−HK$809/mo
Today · 4.125%
HK$27,192
baseline
▲ 0.50% · 4.625%
HK$28,846
+HK$1,654/mo
Deposit HK$3.74M · loan HK$5.61M · min. income ≈ HK$54,384/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$305,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,466
−HK$1,538/mo
▼ 0.25% · 3.875%
HK$29,229
−HK$775/mo
Today · 4.125%
HK$30,004
baseline
▲ 0.50% · 4.625%
HK$31,585
+HK$1,581/mo
Deposit HK$3.74M · loan HK$5.61M · min. income ≈ HK$60,008/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$305,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,720
−HK$1,738/mo
▼ 0.25% · 3.875%
HK$28,582
−HK$876/mo
Today · 4.125%
HK$29,458
baseline
▲ 0.50% · 4.625%
HK$31,250
+HK$1,792/mo
Deposit HK$3.27M · loan HK$6.08M · min. income ≈ HK$58,916/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$305,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,838
−HK$1,666/mo
▼ 0.25% · 3.875%
HK$31,665
−HK$839/mo
Today · 4.125%
HK$32,504
baseline
▲ 0.50% · 4.625%
HK$34,217
+HK$1,713/mo
Deposit HK$3.27M · loan HK$6.08M · min. income ≈ HK$65,008/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$305,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,852
−HK$1,872/mo
▼ 0.25% · 3.875%
HK$30,781
−HK$943/mo
Today · 4.125%
HK$31,724
baseline
▲ 0.50% · 4.625%
HK$33,654
+HK$1,930/mo
Deposit HK$2.81M · loan HK$6.55M · min. income ≈ HK$63,448/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$305,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,210
−HK$1,794/mo
▼ 0.25% · 3.875%
HK$34,101
−HK$903/mo
Today · 4.125%
HK$35,004
baseline
▲ 0.50% · 4.625%
HK$36,849
+HK$1,845/mo
Deposit HK$2.81M · loan HK$6.55M · min. income ≈ HK$70,008/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$305,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,984
−HK$2,006/mo
▼ 0.25% · 3.875%
HK$32,979
−HK$1,011/mo
Today · 4.125%
HK$33,990
baseline
▲ 0.50% · 4.625%
HK$36,058
+HK$2,068/mo
Deposit HK$2.34M · loan HK$7.01M · min. income ≈ HK$67,980/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$305,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,582
−HK$1,923/mo
▼ 0.25% · 3.875%
HK$36,536
−HK$969/mo
Today · 4.125%
HK$37,505
baseline
▲ 0.50% · 4.625%
HK$39,481
+HK$1,976/mo
Deposit HK$2.34M · loan HK$7.01M · min. income ≈ HK$75,010/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$305,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,117
−HK$2,139/mo
▼ 0.25% · 3.875%
HK$35,178
−HK$1,078/mo
Today · 4.125%
HK$36,256
baseline
▲ 0.50% · 4.625%
HK$38,462
+HK$2,206/mo
Deposit HK$1.87M · loan HK$7.48M · min. income ≈ HK$72,512/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$305,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,954
−HK$2,051/mo
▼ 0.25% · 3.875%
HK$38,972
−HK$1,033/mo
Today · 4.125%
HK$40,005
baseline
▲ 0.50% · 4.625%
HK$42,114
+HK$2,109/mo
Deposit HK$1.87M · loan HK$7.48M · min. income ≈ HK$80,010/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$305,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,249
−HK$2,273/mo
▼ 0.25% · 3.875%
HK$37,376
−HK$1,146/mo
Today · 4.125%
HK$38,522
baseline
▲ 0.50% · 4.625%
HK$40,866
+HK$2,344/mo
Deposit HK$1.40M · loan HK$7.95M · min. income ≈ HK$77,044/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$305,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,326
−HK$2,179/mo
▼ 0.25% · 3.875%
HK$41,408
−HK$1,097/mo
Today · 4.125%
HK$42,505
baseline
▲ 0.50% · 4.625%
HK$44,746
+HK$2,241/mo
Deposit HK$1.40M · loan HK$7.95M · min. income ≈ HK$85,010/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$305,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,381
−HK$2,407/mo
▼ 0.25% · 3.875%
HK$39,575
−HK$1,213/mo
Today · 4.125%
HK$40,788
baseline
▲ 0.50% · 4.625%
HK$43,270
+HK$2,482/mo
Deposit HK$935K · loan HK$8.42M · min. income ≈ HK$81,576/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$305,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,699
−HK$2,306/mo
▼ 0.25% · 3.875%
HK$43,844
−HK$1,161/mo
Today · 4.125%
HK$45,005
baseline
▲ 0.50% · 4.625%
HK$47,378
+HK$2,373/mo
Deposit HK$935K · loan HK$8.42M · min. income ≈ HK$90,010/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$305,107 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).