▼ 0.50% · 3.625%
HK$20,394
−HK$1,279/mo
▼ 0.25% · 3.875%
HK$21,028
−HK$645/mo
Today · 4.125%
HK$21,673
baseline
▲ 0.50% · 4.625%
HK$22,992
+HK$1,319/mo
Deposit HK$4.47M · loan HK$4.47M · min. income ≈ HK$43,346/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$268,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,688
−HK$1,226/mo
▼ 0.25% · 3.875%
HK$23,297
−HK$617/mo
Today · 4.125%
HK$23,914
baseline
▲ 0.50% · 4.625%
HK$25,175
+HK$1,261/mo
Deposit HK$4.47M · loan HK$4.47M · min. income ≈ HK$47,828/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$268,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,434
−HK$1,406/mo
▼ 0.25% · 3.875%
HK$23,131
−HK$709/mo
Today · 4.125%
HK$23,840
baseline
▲ 0.50% · 4.625%
HK$25,291
+HK$1,451/mo
Deposit HK$4.02M · loan HK$4.92M · min. income ≈ HK$47,680/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$268,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,957
−HK$1,348/mo
▼ 0.25% · 3.875%
HK$25,626
−HK$679/mo
Today · 4.125%
HK$26,305
baseline
▲ 0.50% · 4.625%
HK$27,692
+HK$1,387/mo
Deposit HK$4.02M · loan HK$4.92M · min. income ≈ HK$52,610/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$268,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,473
−HK$1,535/mo
▼ 0.25% · 3.875%
HK$25,234
−HK$774/mo
Today · 4.125%
HK$26,008
baseline
▲ 0.50% · 4.625%
HK$27,590
+HK$1,582/mo
Deposit HK$3.58M · loan HK$5.37M · min. income ≈ HK$52,016/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$268,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,226
−HK$1,471/mo
▼ 0.25% · 3.875%
HK$27,956
−HK$741/mo
Today · 4.125%
HK$28,697
baseline
▲ 0.50% · 4.625%
HK$30,209
+HK$1,512/mo
Deposit HK$3.58M · loan HK$5.37M · min. income ≈ HK$57,394/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$268,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,512
−HK$1,663/mo
▼ 0.25% · 3.875%
HK$27,337
−HK$838/mo
Today · 4.125%
HK$28,175
baseline
▲ 0.50% · 4.625%
HK$29,889
+HK$1,714/mo
Deposit HK$3.13M · loan HK$5.81M · min. income ≈ HK$56,350/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$268,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,495
−HK$1,593/mo
▼ 0.25% · 3.875%
HK$30,286
−HK$802/mo
Today · 4.125%
HK$31,088
baseline
▲ 0.50% · 4.625%
HK$32,727
+HK$1,639/mo
Deposit HK$3.13M · loan HK$5.81M · min. income ≈ HK$62,176/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$268,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,552
−HK$1,790/mo
▼ 0.25% · 3.875%
HK$29,440
−HK$902/mo
Today · 4.125%
HK$30,342
baseline
▲ 0.50% · 4.625%
HK$32,188
+HK$1,846/mo
Deposit HK$2.68M · loan HK$6.26M · min. income ≈ HK$60,684/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$268,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,764
−HK$1,716/mo
▼ 0.25% · 3.875%
HK$32,615
−HK$865/mo
Today · 4.125%
HK$33,480
baseline
▲ 0.50% · 4.625%
HK$35,244
+HK$1,764/mo
Deposit HK$2.68M · loan HK$6.26M · min. income ≈ HK$66,960/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$268,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,591
−HK$1,918/mo
▼ 0.25% · 3.875%
HK$31,543
−HK$966/mo
Today · 4.125%
HK$32,509
baseline
▲ 0.50% · 4.625%
HK$34,488
+HK$1,979/mo
Deposit HK$2.24M · loan HK$6.71M · min. income ≈ HK$65,018/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$268,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,032
−HK$1,839/mo
▼ 0.25% · 3.875%
HK$34,945
−HK$926/mo
Today · 4.125%
HK$35,871
baseline
▲ 0.50% · 4.625%
HK$37,762
+HK$1,891/mo
Deposit HK$2.24M · loan HK$6.71M · min. income ≈ HK$71,742/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$268,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,631
−HK$2,046/mo
▼ 0.25% · 3.875%
HK$33,646
−HK$1,031/mo
Today · 4.125%
HK$34,677
baseline
▲ 0.50% · 4.625%
HK$36,787
+HK$2,110/mo
Deposit HK$1.79M · loan HK$7.16M · min. income ≈ HK$69,354/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$268,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,301
−HK$1,961/mo
▼ 0.25% · 3.875%
HK$37,275
−HK$987/mo
Today · 4.125%
HK$38,262
baseline
▲ 0.50% · 4.625%
HK$40,279
+HK$2,017/mo
Deposit HK$1.79M · loan HK$7.16M · min. income ≈ HK$76,524/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$268,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,670
−HK$2,174/mo
▼ 0.25% · 3.875%
HK$35,748
−HK$1,096/mo
Today · 4.125%
HK$36,844
baseline
▲ 0.50% · 4.625%
HK$39,086
+HK$2,242/mo
Deposit HK$1.34M · loan HK$7.60M · min. income ≈ HK$73,688/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$268,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,570
−HK$2,084/mo
▼ 0.25% · 3.875%
HK$39,604
−HK$1,050/mo
Today · 4.125%
HK$40,654
baseline
▲ 0.50% · 4.625%
HK$42,797
+HK$2,143/mo
Deposit HK$1.34M · loan HK$7.60M · min. income ≈ HK$81,308/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$268,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,709
−HK$2,302/mo
▼ 0.25% · 3.875%
HK$37,851
−HK$1,160/mo
Today · 4.125%
HK$39,011
baseline
▲ 0.50% · 4.625%
HK$41,385
+HK$2,374/mo
Deposit HK$894K · loan HK$8.05M · min. income ≈ HK$78,022/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$268,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,839
−HK$2,206/mo
▼ 0.25% · 3.875%
HK$41,934
−HK$1,111/mo
Today · 4.125%
HK$43,045
baseline
▲ 0.50% · 4.625%
HK$45,314
+HK$2,269/mo
Deposit HK$894K · loan HK$8.05M · min. income ≈ HK$86,090/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$268,314 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).