▼ 0.50% · 3.625%
HK$20,745
−HK$1,301/mo
▼ 0.25% · 3.875%
HK$21,391
−HK$655/mo
Today · 4.125%
HK$22,046
baseline
▲ 0.50% · 4.625%
HK$23,388
+HK$1,342/mo
Deposit HK$4.55M · loan HK$4.55M · min. income ≈ HK$44,092/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$279,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,079
−HK$1,247/mo
▼ 0.25% · 3.875%
HK$23,698
−HK$628/mo
Today · 4.125%
HK$24,326
baseline
▲ 0.50% · 4.625%
HK$25,608
+HK$1,282/mo
Deposit HK$4.55M · loan HK$4.55M · min. income ≈ HK$48,652/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$279,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,820
−HK$1,431/mo
▼ 0.25% · 3.875%
HK$23,530
−HK$721/mo
Today · 4.125%
HK$24,251
baseline
▲ 0.50% · 4.625%
HK$25,727
+HK$1,476/mo
Deposit HK$4.09M · loan HK$5.00M · min. income ≈ HK$48,502/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$279,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,387
−HK$1,372/mo
▼ 0.25% · 3.875%
HK$26,068
−HK$691/mo
Today · 4.125%
HK$26,759
baseline
▲ 0.50% · 4.625%
HK$28,169
+HK$1,410/mo
Deposit HK$4.09M · loan HK$5.00M · min. income ≈ HK$53,518/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$279,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,895
−HK$1,561/mo
▼ 0.25% · 3.875%
HK$25,669
−HK$787/mo
Today · 4.125%
HK$26,456
baseline
▲ 0.50% · 4.625%
HK$28,065
+HK$1,609/mo
Deposit HK$3.64M · loan HK$5.46M · min. income ≈ HK$52,912/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$279,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,695
−HK$1,496/mo
▼ 0.25% · 3.875%
HK$28,438
−HK$753/mo
Today · 4.125%
HK$29,191
baseline
▲ 0.50% · 4.625%
HK$30,730
+HK$1,539/mo
Deposit HK$3.64M · loan HK$5.46M · min. income ≈ HK$58,382/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$279,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,969
−HK$1,691/mo
▼ 0.25% · 3.875%
HK$27,808
−HK$852/mo
Today · 4.125%
HK$28,660
baseline
▲ 0.50% · 4.625%
HK$30,404
+HK$1,744/mo
Deposit HK$3.18M · loan HK$5.91M · min. income ≈ HK$57,320/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$279,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,003
−HK$1,621/mo
▼ 0.25% · 3.875%
HK$30,808
−HK$816/mo
Today · 4.125%
HK$31,624
baseline
▲ 0.50% · 4.625%
HK$33,291
+HK$1,667/mo
Deposit HK$3.18M · loan HK$5.91M · min. income ≈ HK$63,248/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$279,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,044
−HK$1,821/mo
▼ 0.25% · 3.875%
HK$29,947
−HK$918/mo
Today · 4.125%
HK$30,865
baseline
▲ 0.50% · 4.625%
HK$32,743
+HK$1,878/mo
Deposit HK$2.73M · loan HK$6.37M · min. income ≈ HK$61,730/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$279,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,311
−HK$1,745/mo
▼ 0.25% · 3.875%
HK$33,177
−HK$879/mo
Today · 4.125%
HK$34,056
baseline
▲ 0.50% · 4.625%
HK$35,852
+HK$1,796/mo
Deposit HK$2.73M · loan HK$6.37M · min. income ≈ HK$68,112/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$279,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,118
−HK$1,952/mo
▼ 0.25% · 3.875%
HK$32,086
−HK$984/mo
Today · 4.125%
HK$33,070
baseline
▲ 0.50% · 4.625%
HK$35,082
+HK$2,012/mo
Deposit HK$2.27M · loan HK$6.82M · min. income ≈ HK$66,140/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$279,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,619
−HK$1,870/mo
▼ 0.25% · 3.875%
HK$35,547
−HK$942/mo
Today · 4.125%
HK$36,489
baseline
▲ 0.50% · 4.625%
HK$38,412
+HK$1,923/mo
Deposit HK$2.27M · loan HK$6.82M · min. income ≈ HK$72,978/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$279,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,193
−HK$2,081/mo
▼ 0.25% · 3.875%
HK$34,225
−HK$1,049/mo
Today · 4.125%
HK$35,274
baseline
▲ 0.50% · 4.625%
HK$37,421
+HK$2,147/mo
Deposit HK$1.82M · loan HK$7.28M · min. income ≈ HK$70,548/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$279,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,927
−HK$1,995/mo
▼ 0.25% · 3.875%
HK$37,917
−HK$1,005/mo
Today · 4.125%
HK$38,922
baseline
▲ 0.50% · 4.625%
HK$40,973
+HK$2,051/mo
Deposit HK$1.82M · loan HK$7.28M · min. income ≈ HK$77,844/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$279,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,267
−HK$2,212/mo
▼ 0.25% · 3.875%
HK$36,364
−HK$1,115/mo
Today · 4.125%
HK$37,479
baseline
▲ 0.50% · 4.625%
HK$39,759
+HK$2,280/mo
Deposit HK$1.36M · loan HK$7.73M · min. income ≈ HK$74,958/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$279,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,235
−HK$2,119/mo
▼ 0.25% · 3.875%
HK$40,287
−HK$1,067/mo
Today · 4.125%
HK$41,354
baseline
▲ 0.50% · 4.625%
HK$43,534
+HK$2,180/mo
Deposit HK$1.36M · loan HK$7.73M · min. income ≈ HK$82,708/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$279,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,342
−HK$2,342/mo
▼ 0.25% · 3.875%
HK$38,503
−HK$1,181/mo
Today · 4.125%
HK$39,684
baseline
▲ 0.50% · 4.625%
HK$42,098
+HK$2,414/mo
Deposit HK$910K · loan HK$8.19M · min. income ≈ HK$79,368/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$279,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,542
−HK$2,245/mo
▼ 0.25% · 3.875%
HK$42,657
−HK$1,130/mo
Today · 4.125%
HK$43,787
baseline
▲ 0.50% · 4.625%
HK$46,095
+HK$2,308/mo
Deposit HK$910K · loan HK$8.19M · min. income ≈ HK$87,574/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$279,788 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).