▼ 0.50% · 3.625%
HK$20,299
−HK$1,273/mo
▼ 0.25% · 3.875%
HK$20,930
−HK$642/mo
Today · 4.125%
HK$21,572
baseline
▲ 0.50% · 4.625%
HK$22,885
+HK$1,313/mo
Deposit HK$4.45M · loan HK$4.45M · min. income ≈ HK$43,144/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$267,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,582
−HK$1,221/mo
▼ 0.25% · 3.875%
HK$23,188
−HK$615/mo
Today · 4.125%
HK$23,803
baseline
▲ 0.50% · 4.625%
HK$25,057
+HK$1,254/mo
Deposit HK$4.45M · loan HK$4.45M · min. income ≈ HK$47,606/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$267,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,329
−HK$1,400/mo
▼ 0.25% · 3.875%
HK$23,024
−HK$705/mo
Today · 4.125%
HK$23,729
baseline
▲ 0.50% · 4.625%
HK$25,173
+HK$1,444/mo
Deposit HK$4.01M · loan HK$4.90M · min. income ≈ HK$47,458/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$267,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,841
−HK$1,342/mo
▼ 0.25% · 3.875%
HK$25,507
−HK$676/mo
Today · 4.125%
HK$26,183
baseline
▲ 0.50% · 4.625%
HK$27,563
+HK$1,380/mo
Deposit HK$4.01M · loan HK$4.90M · min. income ≈ HK$52,366/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$267,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,359
−HK$1,527/mo
▼ 0.25% · 3.875%
HK$25,117
−HK$769/mo
Today · 4.125%
HK$25,886
baseline
▲ 0.50% · 4.625%
HK$27,462
+HK$1,576/mo
Deposit HK$3.56M · loan HK$5.34M · min. income ≈ HK$51,772/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$267,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,099
−HK$1,464/mo
▼ 0.25% · 3.875%
HK$27,826
−HK$737/mo
Today · 4.125%
HK$28,563
baseline
▲ 0.50% · 4.625%
HK$30,069
+HK$1,506/mo
Deposit HK$3.56M · loan HK$5.34M · min. income ≈ HK$57,126/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$267,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,389
−HK$1,655/mo
▼ 0.25% · 3.875%
HK$27,210
−HK$834/mo
Today · 4.125%
HK$28,044
baseline
▲ 0.50% · 4.625%
HK$29,750
+HK$1,706/mo
Deposit HK$3.12M · loan HK$5.79M · min. income ≈ HK$56,088/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$267,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,357
−HK$1,586/mo
▼ 0.25% · 3.875%
HK$30,145
−HK$798/mo
Today · 4.125%
HK$30,943
baseline
▲ 0.50% · 4.625%
HK$32,574
+HK$1,631/mo
Deposit HK$3.12M · loan HK$5.79M · min. income ≈ HK$61,886/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$267,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,419
−HK$1,782/mo
▼ 0.25% · 3.875%
HK$29,303
−HK$898/mo
Today · 4.125%
HK$30,201
baseline
▲ 0.50% · 4.625%
HK$32,038
+HK$1,837/mo
Deposit HK$2.67M · loan HK$6.23M · min. income ≈ HK$60,402/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$267,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,615
−HK$1,709/mo
▼ 0.25% · 3.875%
HK$32,463
−HK$861/mo
Today · 4.125%
HK$33,324
baseline
▲ 0.50% · 4.625%
HK$35,080
+HK$1,756/mo
Deposit HK$2.67M · loan HK$6.23M · min. income ≈ HK$66,648/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$267,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,449
−HK$1,909/mo
▼ 0.25% · 3.875%
HK$31,396
−HK$962/mo
Today · 4.125%
HK$32,358
baseline
▲ 0.50% · 4.625%
HK$34,327
+HK$1,969/mo
Deposit HK$2.23M · loan HK$6.68M · min. income ≈ HK$64,716/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$267,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,874
−HK$1,830/mo
▼ 0.25% · 3.875%
HK$34,782
−HK$922/mo
Today · 4.125%
HK$35,704
baseline
▲ 0.50% · 4.625%
HK$37,586
+HK$1,882/mo
Deposit HK$2.23M · loan HK$6.68M · min. income ≈ HK$71,408/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$267,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,478
−HK$2,037/mo
▼ 0.25% · 3.875%
HK$33,489
−HK$1,026/mo
Today · 4.125%
HK$34,515
baseline
▲ 0.50% · 4.625%
HK$36,615
+HK$2,100/mo
Deposit HK$1.78M · loan HK$7.12M · min. income ≈ HK$69,030/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$267,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,132
−HK$1,952/mo
▼ 0.25% · 3.875%
HK$37,101
−HK$983/mo
Today · 4.125%
HK$38,084
baseline
▲ 0.50% · 4.625%
HK$40,092
+HK$2,008/mo
Deposit HK$1.78M · loan HK$7.12M · min. income ≈ HK$76,168/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$267,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,508
−HK$2,164/mo
▼ 0.25% · 3.875%
HK$35,582
−HK$1,090/mo
Today · 4.125%
HK$36,672
baseline
▲ 0.50% · 4.625%
HK$38,904
+HK$2,232/mo
Deposit HK$1.34M · loan HK$7.57M · min. income ≈ HK$73,344/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$267,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,390
−HK$2,074/mo
▼ 0.25% · 3.875%
HK$39,420
−HK$1,044/mo
Today · 4.125%
HK$40,464
baseline
▲ 0.50% · 4.625%
HK$42,597
+HK$2,133/mo
Deposit HK$1.34M · loan HK$7.57M · min. income ≈ HK$80,928/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$267,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,538
−HK$2,292/mo
▼ 0.25% · 3.875%
HK$37,675
−HK$1,155/mo
Today · 4.125%
HK$38,830
baseline
▲ 0.50% · 4.625%
HK$41,192
+HK$2,362/mo
Deposit HK$890K · loan HK$8.01M · min. income ≈ HK$77,660/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$267,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,648
−HK$2,197/mo
▼ 0.25% · 3.875%
HK$41,739
−HK$1,106/mo
Today · 4.125%
HK$42,845
baseline
▲ 0.50% · 4.625%
HK$45,103
+HK$2,258/mo
Deposit HK$890K · loan HK$8.01M · min. income ≈ HK$85,690/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$267,063 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).