▼ 0.50% · 3.625%
HK$21,814
−HK$1,367/mo
▼ 0.25% · 3.875%
HK$22,492
−HK$689/mo
Today · 4.125%
HK$23,181
baseline
▲ 0.50% · 4.625%
HK$24,592
+HK$1,411/mo
Deposit HK$4.78M · loan HK$4.78M · min. income ≈ HK$46,362/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$326,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,267
−HK$1,311/mo
▼ 0.25% · 3.875%
HK$24,918
−HK$660/mo
Today · 4.125%
HK$25,578
baseline
▲ 0.50% · 4.625%
HK$26,927
+HK$1,349/mo
Deposit HK$4.78M · loan HK$4.78M · min. income ≈ HK$51,156/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$326,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,995
−HK$1,505/mo
▼ 0.25% · 3.875%
HK$24,741
−HK$759/mo
Today · 4.125%
HK$25,500
baseline
▲ 0.50% · 4.625%
HK$27,051
+HK$1,551/mo
Deposit HK$4.30M · loan HK$5.26M · min. income ≈ HK$51,000/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$326,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,694
−HK$1,442/mo
▼ 0.25% · 3.875%
HK$27,410
−HK$726/mo
Today · 4.125%
HK$28,136
baseline
▲ 0.50% · 4.625%
HK$29,619
+HK$1,483/mo
Deposit HK$4.30M · loan HK$5.26M · min. income ≈ HK$56,272/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$326,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,176
−HK$1,642/mo
▼ 0.25% · 3.875%
HK$26,990
−HK$828/mo
Today · 4.125%
HK$27,818
baseline
▲ 0.50% · 4.625%
HK$29,510
+HK$1,692/mo
Deposit HK$3.83M · loan HK$5.74M · min. income ≈ HK$55,636/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$326,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,121
−HK$1,573/mo
▼ 0.25% · 3.875%
HK$29,902
−HK$792/mo
Today · 4.125%
HK$30,694
baseline
▲ 0.50% · 4.625%
HK$32,312
+HK$1,618/mo
Deposit HK$3.83M · loan HK$5.74M · min. income ≈ HK$61,388/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$326,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,358
−HK$1,778/mo
▼ 0.25% · 3.875%
HK$29,240
−HK$896/mo
Today · 4.125%
HK$30,136
baseline
▲ 0.50% · 4.625%
HK$31,970
+HK$1,834/mo
Deposit HK$3.35M · loan HK$6.22M · min. income ≈ HK$60,272/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$326,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,547
−HK$1,705/mo
▼ 0.25% · 3.875%
HK$32,394
−HK$858/mo
Today · 4.125%
HK$33,252
baseline
▲ 0.50% · 4.625%
HK$35,005
+HK$1,753/mo
Deposit HK$3.35M · loan HK$6.22M · min. income ≈ HK$66,504/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$326,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,539
−HK$1,915/mo
▼ 0.25% · 3.875%
HK$31,489
−HK$965/mo
Today · 4.125%
HK$32,454
baseline
▲ 0.50% · 4.625%
HK$34,429
+HK$1,975/mo
Deposit HK$2.87M · loan HK$6.70M · min. income ≈ HK$64,908/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$326,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,974
−HK$1,836/mo
▼ 0.25% · 3.875%
HK$34,885
−HK$925/mo
Today · 4.125%
HK$35,810
baseline
▲ 0.50% · 4.625%
HK$37,697
+HK$1,887/mo
Deposit HK$2.87M · loan HK$6.70M · min. income ≈ HK$71,620/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$326,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,720
−HK$2,052/mo
▼ 0.25% · 3.875%
HK$33,738
−HK$1,034/mo
Today · 4.125%
HK$34,772
baseline
▲ 0.50% · 4.625%
HK$36,888
+HK$2,116/mo
Deposit HK$2.39M · loan HK$7.17M · min. income ≈ HK$69,544/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$326,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,401
−HK$1,967/mo
▼ 0.25% · 3.875%
HK$37,377
−HK$991/mo
Today · 4.125%
HK$38,368
baseline
▲ 0.50% · 4.625%
HK$40,390
+HK$2,022/mo
Deposit HK$2.39M · loan HK$7.17M · min. income ≈ HK$76,736/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$326,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,902
−HK$2,188/mo
▼ 0.25% · 3.875%
HK$35,987
−HK$1,103/mo
Today · 4.125%
HK$37,090
baseline
▲ 0.50% · 4.625%
HK$39,347
+HK$2,257/mo
Deposit HK$1.91M · loan HK$7.65M · min. income ≈ HK$74,180/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$326,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,828
−HK$2,097/mo
▼ 0.25% · 3.875%
HK$39,869
−HK$1,056/mo
Today · 4.125%
HK$40,925
baseline
▲ 0.50% · 4.625%
HK$43,083
+HK$2,158/mo
Deposit HK$1.91M · loan HK$7.65M · min. income ≈ HK$81,850/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$326,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,083
−HK$2,325/mo
▼ 0.25% · 3.875%
HK$38,236
−HK$1,172/mo
Today · 4.125%
HK$39,408
baseline
▲ 0.50% · 4.625%
HK$41,806
+HK$2,398/mo
Deposit HK$1.43M · loan HK$8.13M · min. income ≈ HK$78,816/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$326,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,254
−HK$2,229/mo
▼ 0.25% · 3.875%
HK$42,361
−HK$1,122/mo
Today · 4.125%
HK$43,483
baseline
▲ 0.50% · 4.625%
HK$45,775
+HK$2,292/mo
Deposit HK$1.43M · loan HK$8.13M · min. income ≈ HK$86,966/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$326,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,264
−HK$2,463/mo
▼ 0.25% · 3.875%
HK$40,486
−HK$1,241/mo
Today · 4.125%
HK$41,727
baseline
▲ 0.50% · 4.625%
HK$44,265
+HK$2,538/mo
Deposit HK$957K · loan HK$8.61M · min. income ≈ HK$83,454/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$326,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,681
−HK$2,360/mo
▼ 0.25% · 3.875%
HK$44,853
−HK$1,188/mo
Today · 4.125%
HK$46,041
baseline
▲ 0.50% · 4.625%
HK$48,468
+HK$2,427/mo
Deposit HK$957K · loan HK$8.61M · min. income ≈ HK$92,082/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$326,626 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).