▼ 0.50% · 3.625%
HK$22,532
−HK$1,413/mo
▼ 0.25% · 3.875%
HK$23,233
−HK$712/mo
Today · 4.125%
HK$23,945
baseline
▲ 0.50% · 4.625%
HK$25,402
+HK$1,457/mo
Deposit HK$4.94M · loan HK$4.94M · min. income ≈ HK$47,890/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$358,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,067
−HK$1,354/mo
▼ 0.25% · 3.875%
HK$25,739
−HK$682/mo
Today · 4.125%
HK$26,421
baseline
▲ 0.50% · 4.625%
HK$27,814
+HK$1,393/mo
Deposit HK$4.94M · loan HK$4.94M · min. income ≈ HK$52,842/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$358,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,785
−HK$1,554/mo
▼ 0.25% · 3.875%
HK$25,556
−HK$783/mo
Today · 4.125%
HK$26,339
baseline
▲ 0.50% · 4.625%
HK$27,942
+HK$1,603/mo
Deposit HK$4.45M · loan HK$5.43M · min. income ≈ HK$52,678/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$358,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,573
−HK$1,490/mo
▼ 0.25% · 3.875%
HK$28,313
−HK$750/mo
Today · 4.125%
HK$29,063
baseline
▲ 0.50% · 4.625%
HK$30,595
+HK$1,532/mo
Deposit HK$4.45M · loan HK$5.43M · min. income ≈ HK$58,126/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$358,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,038
−HK$1,696/mo
▼ 0.25% · 3.875%
HK$27,879
−HK$855/mo
Today · 4.125%
HK$28,734
baseline
▲ 0.50% · 4.625%
HK$30,482
+HK$1,748/mo
Deposit HK$3.95M · loan HK$5.93M · min. income ≈ HK$57,468/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$358,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,080
−HK$1,625/mo
▼ 0.25% · 3.875%
HK$30,887
−HK$818/mo
Today · 4.125%
HK$31,705
baseline
▲ 0.50% · 4.625%
HK$33,376
+HK$1,671/mo
Deposit HK$3.95M · loan HK$5.93M · min. income ≈ HK$63,410/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$358,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,292
−HK$1,836/mo
▼ 0.25% · 3.875%
HK$30,203
−HK$925/mo
Today · 4.125%
HK$31,128
baseline
▲ 0.50% · 4.625%
HK$33,022
+HK$1,894/mo
Deposit HK$3.46M · loan HK$6.42M · min. income ≈ HK$62,256/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$358,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,587
−HK$1,760/mo
▼ 0.25% · 3.875%
HK$33,461
−HK$886/mo
Today · 4.125%
HK$34,347
baseline
▲ 0.50% · 4.625%
HK$36,158
+HK$1,811/mo
Deposit HK$3.46M · loan HK$6.42M · min. income ≈ HK$68,694/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$358,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,545
−HK$1,978/mo
▼ 0.25% · 3.875%
HK$32,526
−HK$997/mo
Today · 4.125%
HK$33,523
baseline
▲ 0.50% · 4.625%
HK$35,563
+HK$2,040/mo
Deposit HK$2.96M · loan HK$6.92M · min. income ≈ HK$67,046/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$358,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,093
−HK$1,896/mo
▼ 0.25% · 3.875%
HK$36,034
−HK$955/mo
Today · 4.125%
HK$36,989
baseline
▲ 0.50% · 4.625%
HK$38,939
+HK$1,950/mo
Deposit HK$2.96M · loan HK$6.92M · min. income ≈ HK$73,978/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$358,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,798
−HK$2,119/mo
▼ 0.25% · 3.875%
HK$34,849
−HK$1,068/mo
Today · 4.125%
HK$35,917
baseline
▲ 0.50% · 4.625%
HK$38,103
+HK$2,186/mo
Deposit HK$2.47M · loan HK$7.41M · min. income ≈ HK$71,834/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$358,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,600
−HK$2,031/mo
▼ 0.25% · 3.875%
HK$38,608
−HK$1,023/mo
Today · 4.125%
HK$39,631
baseline
▲ 0.50% · 4.625%
HK$41,720
+HK$2,089/mo
Deposit HK$2.47M · loan HK$7.41M · min. income ≈ HK$79,262/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$358,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,051
−HK$2,261/mo
▼ 0.25% · 3.875%
HK$37,173
−HK$1,139/mo
Today · 4.125%
HK$38,312
baseline
▲ 0.50% · 4.625%
HK$40,643
+HK$2,331/mo
Deposit HK$1.98M · loan HK$7.91M · min. income ≈ HK$76,624/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$358,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,107
−HK$2,166/mo
▼ 0.25% · 3.875%
HK$41,182
−HK$1,091/mo
Today · 4.125%
HK$42,273
baseline
▲ 0.50% · 4.625%
HK$44,502
+HK$2,229/mo
Deposit HK$1.98M · loan HK$7.91M · min. income ≈ HK$84,546/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$358,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,304
−HK$2,402/mo
▼ 0.25% · 3.875%
HK$39,496
−HK$1,210/mo
Today · 4.125%
HK$40,706
baseline
▲ 0.50% · 4.625%
HK$43,183
+HK$2,477/mo
Deposit HK$1.48M · loan HK$8.40M · min. income ≈ HK$81,412/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$358,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,613
−HK$2,302/mo
▼ 0.25% · 3.875%
HK$43,756
−HK$1,159/mo
Today · 4.125%
HK$44,915
baseline
▲ 0.50% · 4.625%
HK$47,283
+HK$2,368/mo
Deposit HK$1.48M · loan HK$8.40M · min. income ≈ HK$89,830/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$358,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,558
−HK$2,543/mo
▼ 0.25% · 3.875%
HK$41,819
−HK$1,282/mo
Today · 4.125%
HK$43,101
baseline
▲ 0.50% · 4.625%
HK$45,723
+HK$2,622/mo
Deposit HK$988K · loan HK$8.89M · min. income ≈ HK$86,202/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$358,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,120
−HK$2,438/mo
▼ 0.25% · 3.875%
HK$46,330
−HK$1,228/mo
Today · 4.125%
HK$47,558
baseline
▲ 0.50% · 4.625%
HK$50,064
+HK$2,506/mo
Deposit HK$988K · loan HK$8.89M · min. income ≈ HK$95,116/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$358,134 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).