▼ 0.50% · 3.625%
HK$17,409
−HK$1,092/mo
▼ 0.25% · 3.875%
HK$17,951
−HK$550/mo
Today · 4.125%
HK$18,501
baseline
▲ 0.50% · 4.625%
HK$19,627
+HK$1,126/mo
Deposit HK$3.82M · loan HK$3.82M · min. income ≈ HK$37,002/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$229,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,368
−HK$1,046/mo
▼ 0.25% · 3.875%
HK$19,887
−HK$527/mo
Today · 4.125%
HK$20,414
baseline
▲ 0.50% · 4.625%
HK$21,490
+HK$1,076/mo
Deposit HK$3.82M · loan HK$3.82M · min. income ≈ HK$40,828/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$229,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,150
−HK$1,201/mo
▼ 0.25% · 3.875%
HK$19,746
−HK$605/mo
Today · 4.125%
HK$20,351
baseline
▲ 0.50% · 4.625%
HK$21,589
+HK$1,238/mo
Deposit HK$3.44M · loan HK$4.20M · min. income ≈ HK$40,702/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$229,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,304
−HK$1,151/mo
▼ 0.25% · 3.875%
HK$21,876
−HK$579/mo
Today · 4.125%
HK$22,455
baseline
▲ 0.50% · 4.625%
HK$23,639
+HK$1,184/mo
Deposit HK$3.44M · loan HK$4.20M · min. income ≈ HK$44,910/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$229,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,891
−HK$1,310/mo
▼ 0.25% · 3.875%
HK$21,541
−HK$660/mo
Today · 4.125%
HK$22,201
baseline
▲ 0.50% · 4.625%
HK$23,552
+HK$1,351/mo
Deposit HK$3.05M · loan HK$4.58M · min. income ≈ HK$44,402/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$229,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,241
−HK$1,256/mo
▼ 0.25% · 3.875%
HK$23,864
−HK$633/mo
Today · 4.125%
HK$24,497
baseline
▲ 0.50% · 4.625%
HK$25,788
+HK$1,291/mo
Deposit HK$3.05M · loan HK$4.58M · min. income ≈ HK$48,994/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$229,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,632
−HK$1,419/mo
▼ 0.25% · 3.875%
HK$23,336
−HK$715/mo
Today · 4.125%
HK$24,051
baseline
▲ 0.50% · 4.625%
HK$25,515
+HK$1,464/mo
Deposit HK$2.67M · loan HK$4.96M · min. income ≈ HK$48,102/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$229,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,178
−HK$1,360/mo
▼ 0.25% · 3.875%
HK$25,853
−HK$685/mo
Today · 4.125%
HK$26,538
baseline
▲ 0.50% · 4.625%
HK$27,937
+HK$1,399/mo
Deposit HK$2.67M · loan HK$4.96M · min. income ≈ HK$53,076/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$229,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,373
−HK$1,528/mo
▼ 0.25% · 3.875%
HK$25,131
−HK$770/mo
Today · 4.125%
HK$25,901
baseline
▲ 0.50% · 4.625%
HK$27,477
+HK$1,576/mo
Deposit HK$2.29M · loan HK$5.34M · min. income ≈ HK$51,802/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$229,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,115
−HK$1,464/mo
▼ 0.25% · 3.875%
HK$27,842
−HK$737/mo
Today · 4.125%
HK$28,579
baseline
▲ 0.50% · 4.625%
HK$30,086
+HK$1,507/mo
Deposit HK$2.29M · loan HK$5.34M · min. income ≈ HK$57,158/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$229,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,114
−HK$1,637/mo
▼ 0.25% · 3.875%
HK$26,926
−HK$825/mo
Today · 4.125%
HK$27,751
baseline
▲ 0.50% · 4.625%
HK$29,440
+HK$1,689/mo
Deposit HK$1.91M · loan HK$5.73M · min. income ≈ HK$55,502/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$229,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,051
−HK$1,570/mo
▼ 0.25% · 3.875%
HK$29,830
−HK$791/mo
Today · 4.125%
HK$30,621
baseline
▲ 0.50% · 4.625%
HK$32,235
+HK$1,614/mo
Deposit HK$1.91M · loan HK$5.73M · min. income ≈ HK$61,242/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$229,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,855
−HK$1,746/mo
▼ 0.25% · 3.875%
HK$28,721
−HK$880/mo
Today · 4.125%
HK$29,601
baseline
▲ 0.50% · 4.625%
HK$31,403
+HK$1,802/mo
Deposit HK$1.53M · loan HK$6.11M · min. income ≈ HK$59,202/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$229,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,988
−HK$1,674/mo
▼ 0.25% · 3.875%
HK$31,819
−HK$843/mo
Today · 4.125%
HK$32,662
baseline
▲ 0.50% · 4.625%
HK$34,384
+HK$1,722/mo
Deposit HK$1.53M · loan HK$6.11M · min. income ≈ HK$65,324/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$229,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,596
−HK$1,856/mo
▼ 0.25% · 3.875%
HK$30,516
−HK$936/mo
Today · 4.125%
HK$31,452
baseline
▲ 0.50% · 4.625%
HK$33,365
+HK$1,913/mo
Deposit HK$1.15M · loan HK$6.49M · min. income ≈ HK$62,904/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$229,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,925
−HK$1,779/mo
▼ 0.25% · 3.875%
HK$33,808
−HK$896/mo
Today · 4.125%
HK$34,704
baseline
▲ 0.50% · 4.625%
HK$36,533
+HK$1,829/mo
Deposit HK$1.15M · loan HK$6.49M · min. income ≈ HK$69,408/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$229,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,337
−HK$1,965/mo
▼ 0.25% · 3.875%
HK$32,311
−HK$991/mo
Today · 4.125%
HK$33,302
baseline
▲ 0.50% · 4.625%
HK$35,328
+HK$2,026/mo
Deposit HK$763K · loan HK$6.87M · min. income ≈ HK$66,604/mo (50% DSR)
Upfront cash ≈ HK$993K (deposit + AVD stamp duty HK$229,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,862
−HK$1,883/mo
▼ 0.25% · 3.875%
HK$35,797
−HK$948/mo
Today · 4.125%
HK$36,745
baseline
▲ 0.50% · 4.625%
HK$38,682
+HK$1,937/mo
Deposit HK$763K · loan HK$6.87M · min. income ≈ HK$73,490/mo (50% DSR)
Upfront cash ≈ HK$993K (deposit + AVD stamp duty HK$229,043 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).