▼ 0.50% · 3.625%
HK$22,051
−HK$1,382/mo
▼ 0.25% · 3.875%
HK$22,737
−HK$696/mo
Today · 4.125%
HK$23,433
baseline
▲ 0.50% · 4.625%
HK$24,859
+HK$1,426/mo
Deposit HK$4.84M · loan HK$4.84M · min. income ≈ HK$46,866/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$337,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,531
−HK$1,325/mo
▼ 0.25% · 3.875%
HK$25,189
−HK$667/mo
Today · 4.125%
HK$25,856
baseline
▲ 0.50% · 4.625%
HK$27,219
+HK$1,363/mo
Deposit HK$4.84M · loan HK$4.84M · min. income ≈ HK$51,712/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$337,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,256
−HK$1,521/mo
▼ 0.25% · 3.875%
HK$25,010
−HK$767/mo
Today · 4.125%
HK$25,777
baseline
▲ 0.50% · 4.625%
HK$27,345
+HK$1,568/mo
Deposit HK$4.35M · loan HK$5.32M · min. income ≈ HK$51,554/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$337,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,984
−HK$1,458/mo
▼ 0.25% · 3.875%
HK$27,708
−HK$734/mo
Today · 4.125%
HK$28,442
baseline
▲ 0.50% · 4.625%
HK$29,941
+HK$1,499/mo
Deposit HK$4.35M · loan HK$5.32M · min. income ≈ HK$56,884/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$337,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,461
−HK$1,659/mo
▼ 0.25% · 3.875%
HK$27,284
−HK$836/mo
Today · 4.125%
HK$28,120
baseline
▲ 0.50% · 4.625%
HK$29,831
+HK$1,711/mo
Deposit HK$3.87M · loan HK$5.80M · min. income ≈ HK$56,240/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$337,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,437
−HK$1,591/mo
▼ 0.25% · 3.875%
HK$30,227
−HK$801/mo
Today · 4.125%
HK$31,028
baseline
▲ 0.50% · 4.625%
HK$32,663
+HK$1,635/mo
Deposit HK$3.87M · loan HK$5.80M · min. income ≈ HK$62,056/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$337,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,666
−HK$1,797/mo
▼ 0.25% · 3.875%
HK$29,558
−HK$905/mo
Today · 4.125%
HK$30,463
baseline
▲ 0.50% · 4.625%
HK$32,317
+HK$1,854/mo
Deposit HK$3.38M · loan HK$6.29M · min. income ≈ HK$60,926/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$337,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,890
−HK$1,723/mo
▼ 0.25% · 3.875%
HK$32,746
−HK$867/mo
Today · 4.125%
HK$33,613
baseline
▲ 0.50% · 4.625%
HK$35,385
+HK$1,772/mo
Deposit HK$3.38M · loan HK$6.29M · min. income ≈ HK$67,226/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$337,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,871
−HK$1,936/mo
▼ 0.25% · 3.875%
HK$31,831
−HK$976/mo
Today · 4.125%
HK$32,807
baseline
▲ 0.50% · 4.625%
HK$34,803
+HK$1,996/mo
Deposit HK$2.90M · loan HK$6.77M · min. income ≈ HK$65,614/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$337,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,344
−HK$1,855/mo
▼ 0.25% · 3.875%
HK$35,265
−HK$934/mo
Today · 4.125%
HK$36,199
baseline
▲ 0.50% · 4.625%
HK$38,107
+HK$1,908/mo
Deposit HK$2.90M · loan HK$6.77M · min. income ≈ HK$72,398/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$337,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,076
−HK$2,074/mo
▼ 0.25% · 3.875%
HK$34,105
−HK$1,045/mo
Today · 4.125%
HK$35,150
baseline
▲ 0.50% · 4.625%
HK$37,289
+HK$2,139/mo
Deposit HK$2.42M · loan HK$7.25M · min. income ≈ HK$70,300/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$337,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,797
−HK$1,988/mo
▼ 0.25% · 3.875%
HK$37,784
−HK$1,001/mo
Today · 4.125%
HK$38,785
baseline
▲ 0.50% · 4.625%
HK$40,829
+HK$2,044/mo
Deposit HK$2.42M · loan HK$7.25M · min. income ≈ HK$77,570/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$337,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,281
−HK$2,212/mo
▼ 0.25% · 3.875%
HK$36,378
−HK$1,115/mo
Today · 4.125%
HK$37,493
baseline
▲ 0.50% · 4.625%
HK$39,775
+HK$2,282/mo
Deposit HK$1.93M · loan HK$7.74M · min. income ≈ HK$74,986/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$337,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,250
−HK$2,120/mo
▼ 0.25% · 3.875%
HK$40,302
−HK$1,068/mo
Today · 4.125%
HK$41,370
baseline
▲ 0.50% · 4.625%
HK$43,551
+HK$2,181/mo
Deposit HK$1.93M · loan HK$7.74M · min. income ≈ HK$82,740/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$337,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,486
−HK$2,351/mo
▼ 0.25% · 3.875%
HK$38,652
−HK$1,185/mo
Today · 4.125%
HK$39,837
baseline
▲ 0.50% · 4.625%
HK$42,261
+HK$2,424/mo
Deposit HK$1.45M · loan HK$8.22M · min. income ≈ HK$79,674/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$337,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,703
−HK$2,253/mo
▼ 0.25% · 3.875%
HK$42,821
−HK$1,135/mo
Today · 4.125%
HK$43,956
baseline
▲ 0.50% · 4.625%
HK$46,273
+HK$2,317/mo
Deposit HK$1.45M · loan HK$8.22M · min. income ≈ HK$87,912/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$337,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,691
−HK$2,489/mo
▼ 0.25% · 3.875%
HK$40,926
−HK$1,254/mo
Today · 4.125%
HK$42,180
baseline
▲ 0.50% · 4.625%
HK$44,747
+HK$2,567/mo
Deposit HK$967K · loan HK$8.70M · min. income ≈ HK$84,360/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$337,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,156
−HK$2,386/mo
▼ 0.25% · 3.875%
HK$45,340
−HK$1,202/mo
Today · 4.125%
HK$46,542
baseline
▲ 0.50% · 4.625%
HK$48,995
+HK$2,453/mo
Deposit HK$967K · loan HK$8.70M · min. income ≈ HK$93,084/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$337,025 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).