▼ 0.50% · 3.625%
HK$16,447
−HK$1,031/mo
▼ 0.25% · 3.875%
HK$16,958
−HK$520/mo
Today · 4.125%
HK$17,478
baseline
▲ 0.50% · 4.625%
HK$18,542
+HK$1,064/mo
Deposit HK$3.61M · loan HK$3.61M · min. income ≈ HK$34,956/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$216,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,297
−HK$988/mo
▼ 0.25% · 3.875%
HK$18,788
−HK$497/mo
Today · 4.125%
HK$19,285
baseline
▲ 0.50% · 4.625%
HK$20,302
+HK$1,017/mo
Deposit HK$3.61M · loan HK$3.61M · min. income ≈ HK$38,570/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$216,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,092
−HK$1,134/mo
▼ 0.25% · 3.875%
HK$18,654
−HK$572/mo
Today · 4.125%
HK$19,226
baseline
▲ 0.50% · 4.625%
HK$20,396
+HK$1,170/mo
Deposit HK$3.25M · loan HK$3.97M · min. income ≈ HK$38,452/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$216,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,127
−HK$1,087/mo
▼ 0.25% · 3.875%
HK$20,666
−HK$548/mo
Today · 4.125%
HK$21,214
baseline
▲ 0.50% · 4.625%
HK$22,332
+HK$1,118/mo
Deposit HK$3.25M · loan HK$3.97M · min. income ≈ HK$42,428/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$216,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,736
−HK$1,238/mo
▼ 0.25% · 3.875%
HK$20,350
−HK$624/mo
Today · 4.125%
HK$20,974
baseline
▲ 0.50% · 4.625%
HK$22,250
+HK$1,276/mo
Deposit HK$2.89M · loan HK$4.33M · min. income ≈ HK$41,948/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$216,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,956
−HK$1,187/mo
▼ 0.25% · 3.875%
HK$22,545
−HK$598/mo
Today · 4.125%
HK$23,143
baseline
▲ 0.50% · 4.625%
HK$24,362
+HK$1,219/mo
Deposit HK$2.89M · loan HK$4.33M · min. income ≈ HK$46,286/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$216,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,381
−HK$1,341/mo
▼ 0.25% · 3.875%
HK$22,046
−HK$676/mo
Today · 4.125%
HK$22,722
baseline
▲ 0.50% · 4.625%
HK$24,104
+HK$1,382/mo
Deposit HK$2.52M · loan HK$4.69M · min. income ≈ HK$45,444/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$216,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,786
−HK$1,285/mo
▼ 0.25% · 3.875%
HK$24,424
−HK$647/mo
Today · 4.125%
HK$25,071
baseline
▲ 0.50% · 4.625%
HK$26,393
+HK$1,322/mo
Deposit HK$2.52M · loan HK$4.69M · min. income ≈ HK$50,142/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$216,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,026
−HK$1,443/mo
▼ 0.25% · 3.875%
HK$23,742
−HK$727/mo
Today · 4.125%
HK$24,469
baseline
▲ 0.50% · 4.625%
HK$25,958
+HK$1,489/mo
Deposit HK$2.16M · loan HK$5.05M · min. income ≈ HK$48,938/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$216,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,616
−HK$1,384/mo
▼ 0.25% · 3.875%
HK$26,303
−HK$697/mo
Today · 4.125%
HK$27,000
baseline
▲ 0.50% · 4.625%
HK$28,423
+HK$1,423/mo
Deposit HK$2.16M · loan HK$5.05M · min. income ≈ HK$54,000/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$216,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,670
−HK$1,547/mo
▼ 0.25% · 3.875%
HK$25,438
−HK$779/mo
Today · 4.125%
HK$26,217
baseline
▲ 0.50% · 4.625%
HK$27,813
+HK$1,596/mo
Deposit HK$1.80M · loan HK$5.41M · min. income ≈ HK$52,434/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$216,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,445
−HK$1,483/mo
▼ 0.25% · 3.875%
HK$28,181
−HK$747/mo
Today · 4.125%
HK$28,928
baseline
▲ 0.50% · 4.625%
HK$30,453
+HK$1,525/mo
Deposit HK$1.80M · loan HK$5.41M · min. income ≈ HK$57,856/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$216,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,315
−HK$1,650/mo
▼ 0.25% · 3.875%
HK$27,133
−HK$832/mo
Today · 4.125%
HK$27,965
baseline
▲ 0.50% · 4.625%
HK$29,667
+HK$1,702/mo
Deposit HK$1.44M · loan HK$5.77M · min. income ≈ HK$55,930/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$216,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,275
−HK$1,582/mo
▼ 0.25% · 3.875%
HK$30,060
−HK$797/mo
Today · 4.125%
HK$30,857
baseline
▲ 0.50% · 4.625%
HK$32,483
+HK$1,626/mo
Deposit HK$1.44M · loan HK$5.77M · min. income ≈ HK$61,714/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$216,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,960
−HK$1,753/mo
▼ 0.25% · 3.875%
HK$28,829
−HK$884/mo
Today · 4.125%
HK$29,713
baseline
▲ 0.50% · 4.625%
HK$31,521
+HK$1,808/mo
Deposit HK$1.08M · loan HK$6.13M · min. income ≈ HK$59,426/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$216,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,105
−HK$1,680/mo
▼ 0.25% · 3.875%
HK$31,939
−HK$846/mo
Today · 4.125%
HK$32,785
baseline
▲ 0.50% · 4.625%
HK$34,513
+HK$1,728/mo
Deposit HK$1.08M · loan HK$6.13M · min. income ≈ HK$65,570/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$216,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,604
−HK$1,857/mo
▼ 0.25% · 3.875%
HK$30,525
−HK$936/mo
Today · 4.125%
HK$31,461
baseline
▲ 0.50% · 4.625%
HK$33,375
+HK$1,914/mo
Deposit HK$721K · loan HK$6.49M · min. income ≈ HK$62,922/mo (50% DSR)
Upfront cash ≈ HK$938K (deposit + AVD stamp duty HK$216,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,935
−HK$1,779/mo
▼ 0.25% · 3.875%
HK$33,818
−HK$896/mo
Today · 4.125%
HK$34,714
baseline
▲ 0.50% · 4.625%
HK$36,544
+HK$1,830/mo
Deposit HK$721K · loan HK$6.49M · min. income ≈ HK$69,428/mo (50% DSR)
Upfront cash ≈ HK$938K (deposit + AVD stamp duty HK$216,382 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).