▼ 0.50% · 3.625%
HK$19,214
−HK$1,205/mo
▼ 0.25% · 3.875%
HK$19,812
−HK$607/mo
Today · 4.125%
HK$20,419
baseline
▲ 0.50% · 4.625%
HK$21,662
+HK$1,243/mo
Deposit HK$4.21M · loan HK$4.21M · min. income ≈ HK$40,838/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$252,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,376
−HK$1,155/mo
▼ 0.25% · 3.875%
HK$21,949
−HK$582/mo
Today · 4.125%
HK$22,531
baseline
▲ 0.50% · 4.625%
HK$23,718
+HK$1,187/mo
Deposit HK$4.21M · loan HK$4.21M · min. income ≈ HK$45,062/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$252,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,136
−HK$1,325/mo
▼ 0.25% · 3.875%
HK$21,793
−HK$668/mo
Today · 4.125%
HK$22,461
baseline
▲ 0.50% · 4.625%
HK$23,828
+HK$1,367/mo
Deposit HK$3.79M · loan HK$4.63M · min. income ≈ HK$44,922/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$252,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,513
−HK$1,271/mo
▼ 0.25% · 3.875%
HK$24,144
−HK$640/mo
Today · 4.125%
HK$24,784
baseline
▲ 0.50% · 4.625%
HK$26,090
+HK$1,306/mo
Deposit HK$3.79M · loan HK$4.63M · min. income ≈ HK$49,568/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$252,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,057
−HK$1,446/mo
▼ 0.25% · 3.875%
HK$23,774
−HK$729/mo
Today · 4.125%
HK$24,503
baseline
▲ 0.50% · 4.625%
HK$25,994
+HK$1,491/mo
Deposit HK$3.37M · loan HK$5.06M · min. income ≈ HK$49,006/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$252,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,651
−HK$1,386/mo
▼ 0.25% · 3.875%
HK$26,339
−HK$698/mo
Today · 4.125%
HK$27,037
baseline
▲ 0.50% · 4.625%
HK$28,462
+HK$1,425/mo
Deposit HK$3.37M · loan HK$5.06M · min. income ≈ HK$54,074/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$252,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,979
−HK$1,566/mo
▼ 0.25% · 3.875%
HK$25,756
−HK$789/mo
Today · 4.125%
HK$26,545
baseline
▲ 0.50% · 4.625%
HK$28,160
+HK$1,615/mo
Deposit HK$2.95M · loan HK$5.48M · min. income ≈ HK$53,090/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$252,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,789
−HK$1,501/mo
▼ 0.25% · 3.875%
HK$28,534
−HK$756/mo
Today · 4.125%
HK$29,290
baseline
▲ 0.50% · 4.625%
HK$30,834
+HK$1,544/mo
Deposit HK$2.95M · loan HK$5.48M · min. income ≈ HK$58,580/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$252,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,900
−HK$1,687/mo
▼ 0.25% · 3.875%
HK$27,737
−HK$850/mo
Today · 4.125%
HK$28,587
baseline
▲ 0.50% · 4.625%
HK$30,326
+HK$1,739/mo
Deposit HK$2.53M · loan HK$5.90M · min. income ≈ HK$57,174/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$252,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,926
−HK$1,617/mo
▼ 0.25% · 3.875%
HK$30,729
−HK$814/mo
Today · 4.125%
HK$31,543
baseline
▲ 0.50% · 4.625%
HK$33,206
+HK$1,663/mo
Deposit HK$2.53M · loan HK$5.90M · min. income ≈ HK$63,086/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$252,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,822
−HK$1,807/mo
▼ 0.25% · 3.875%
HK$29,718
−HK$911/mo
Today · 4.125%
HK$30,629
baseline
▲ 0.50% · 4.625%
HK$32,493
+HK$1,864/mo
Deposit HK$2.11M · loan HK$6.32M · min. income ≈ HK$61,258/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$252,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,064
−HK$1,732/mo
▼ 0.25% · 3.875%
HK$32,924
−HK$872/mo
Today · 4.125%
HK$33,796
baseline
▲ 0.50% · 4.625%
HK$35,577
+HK$1,781/mo
Deposit HK$2.11M · loan HK$6.32M · min. income ≈ HK$67,592/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$252,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,743
−HK$1,928/mo
▼ 0.25% · 3.875%
HK$31,699
−HK$972/mo
Today · 4.125%
HK$32,671
baseline
▲ 0.50% · 4.625%
HK$34,659
+HK$1,988/mo
Deposit HK$1.69M · loan HK$6.74M · min. income ≈ HK$65,342/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$252,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,201
−HK$1,848/mo
▼ 0.25% · 3.875%
HK$35,119
−HK$930/mo
Today · 4.125%
HK$36,049
baseline
▲ 0.50% · 4.625%
HK$37,949
+HK$1,900/mo
Deposit HK$1.69M · loan HK$6.74M · min. income ≈ HK$72,098/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$252,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,664
−HK$2,049/mo
▼ 0.25% · 3.875%
HK$33,681
−HK$1,032/mo
Today · 4.125%
HK$34,713
baseline
▲ 0.50% · 4.625%
HK$36,825
+HK$2,112/mo
Deposit HK$1.26M · loan HK$7.16M · min. income ≈ HK$69,426/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$252,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,339
−HK$1,963/mo
▼ 0.25% · 3.875%
HK$37,313
−HK$989/mo
Today · 4.125%
HK$38,302
baseline
▲ 0.50% · 4.625%
HK$40,321
+HK$2,019/mo
Deposit HK$1.26M · loan HK$7.16M · min. income ≈ HK$76,604/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$252,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,586
−HK$2,169/mo
▼ 0.25% · 3.875%
HK$35,662
−HK$1,093/mo
Today · 4.125%
HK$36,755
baseline
▲ 0.50% · 4.625%
HK$38,991
+HK$2,236/mo
Deposit HK$843K · loan HK$7.58M · min. income ≈ HK$73,510/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$252,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,476
−HK$2,079/mo
▼ 0.25% · 3.875%
HK$39,508
−HK$1,047/mo
Today · 4.125%
HK$40,555
baseline
▲ 0.50% · 4.625%
HK$42,693
+HK$2,138/mo
Deposit HK$843K · loan HK$7.58M · min. income ≈ HK$81,110/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$252,793 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).