▼ 0.50% · 3.625%
HK$16,675
−HK$1,045/mo
▼ 0.25% · 3.875%
HK$17,193
−HK$527/mo
Today · 4.125%
HK$17,720
baseline
▲ 0.50% · 4.625%
HK$18,799
+HK$1,079/mo
Deposit HK$3.66M · loan HK$3.66M · min. income ≈ HK$35,440/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$219,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,550
−HK$1,003/mo
▼ 0.25% · 3.875%
HK$19,048
−HK$505/mo
Today · 4.125%
HK$19,553
baseline
▲ 0.50% · 4.625%
HK$20,583
+HK$1,030/mo
Deposit HK$3.66M · loan HK$3.66M · min. income ≈ HK$39,106/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$219,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,342
−HK$1,150/mo
▼ 0.25% · 3.875%
HK$18,913
−HK$579/mo
Today · 4.125%
HK$19,492
baseline
▲ 0.50% · 4.625%
HK$20,678
+HK$1,186/mo
Deposit HK$3.29M · loan HK$4.02M · min. income ≈ HK$38,984/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$219,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,405
−HK$1,103/mo
▼ 0.25% · 3.875%
HK$20,953
−HK$555/mo
Today · 4.125%
HK$21,508
baseline
▲ 0.50% · 4.625%
HK$22,642
+HK$1,134/mo
Deposit HK$3.29M · loan HK$4.02M · min. income ≈ HK$43,016/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$219,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,010
−HK$1,254/mo
▼ 0.25% · 3.875%
HK$20,632
−HK$632/mo
Today · 4.125%
HK$21,264
baseline
▲ 0.50% · 4.625%
HK$22,558
+HK$1,294/mo
Deposit HK$2.93M · loan HK$4.39M · min. income ≈ HK$42,528/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$219,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,260
−HK$1,203/mo
▼ 0.25% · 3.875%
HK$22,857
−HK$606/mo
Today · 4.125%
HK$23,463
baseline
▲ 0.50% · 4.625%
HK$24,700
+HK$1,237/mo
Deposit HK$2.93M · loan HK$4.39M · min. income ≈ HK$46,926/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$219,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,677
−HK$1,359/mo
▼ 0.25% · 3.875%
HK$22,351
−HK$685/mo
Today · 4.125%
HK$23,036
baseline
▲ 0.50% · 4.625%
HK$24,438
+HK$1,402/mo
Deposit HK$2.56M · loan HK$4.75M · min. income ≈ HK$46,072/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$219,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,115
−HK$1,303/mo
▼ 0.25% · 3.875%
HK$24,762
−HK$656/mo
Today · 4.125%
HK$25,418
baseline
▲ 0.50% · 4.625%
HK$26,758
+HK$1,340/mo
Deposit HK$2.56M · loan HK$4.75M · min. income ≈ HK$50,836/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$219,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,344
−HK$1,464/mo
▼ 0.25% · 3.875%
HK$24,071
−HK$737/mo
Today · 4.125%
HK$24,808
baseline
▲ 0.50% · 4.625%
HK$26,318
+HK$1,510/mo
Deposit HK$2.19M · loan HK$5.12M · min. income ≈ HK$49,616/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$219,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,971
−HK$1,403/mo
▼ 0.25% · 3.875%
HK$26,667
−HK$707/mo
Today · 4.125%
HK$27,374
baseline
▲ 0.50% · 4.625%
HK$28,817
+HK$1,443/mo
Deposit HK$2.19M · loan HK$5.12M · min. income ≈ HK$54,748/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$219,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,012
−HK$1,568/mo
▼ 0.25% · 3.875%
HK$25,790
−HK$790/mo
Today · 4.125%
HK$26,580
baseline
▲ 0.50% · 4.625%
HK$28,198
+HK$1,618/mo
Deposit HK$1.83M · loan HK$5.48M · min. income ≈ HK$53,160/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$219,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,826
−HK$1,503/mo
▼ 0.25% · 3.875%
HK$28,572
−HK$757/mo
Today · 4.125%
HK$29,329
baseline
▲ 0.50% · 4.625%
HK$30,875
+HK$1,546/mo
Deposit HK$1.83M · loan HK$5.48M · min. income ≈ HK$58,658/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$219,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,679
−HK$1,673/mo
▼ 0.25% · 3.875%
HK$27,509
−HK$843/mo
Today · 4.125%
HK$28,352
baseline
▲ 0.50% · 4.625%
HK$30,078
+HK$1,726/mo
Deposit HK$1.46M · loan HK$5.85M · min. income ≈ HK$56,704/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$219,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,681
−HK$1,603/mo
▼ 0.25% · 3.875%
HK$30,477
−HK$807/mo
Today · 4.125%
HK$31,284
baseline
▲ 0.50% · 4.625%
HK$32,933
+HK$1,649/mo
Deposit HK$1.46M · loan HK$5.85M · min. income ≈ HK$62,568/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$219,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,347
−HK$1,777/mo
▼ 0.25% · 3.875%
HK$29,229
−HK$895/mo
Today · 4.125%
HK$30,124
baseline
▲ 0.50% · 4.625%
HK$31,957
+HK$1,833/mo
Deposit HK$1.10M · loan HK$6.22M · min. income ≈ HK$60,248/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$219,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,536
−HK$1,703/mo
▼ 0.25% · 3.875%
HK$32,381
−HK$858/mo
Today · 4.125%
HK$33,239
baseline
▲ 0.50% · 4.625%
HK$34,991
+HK$1,752/mo
Deposit HK$1.10M · loan HK$6.22M · min. income ≈ HK$66,478/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$219,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,014
−HK$1,883/mo
▼ 0.25% · 3.875%
HK$30,948
−HK$949/mo
Today · 4.125%
HK$31,897
baseline
▲ 0.50% · 4.625%
HK$33,837
+HK$1,940/mo
Deposit HK$731K · loan HK$6.58M · min. income ≈ HK$63,794/mo (50% DSR)
Upfront cash ≈ HK$951K (deposit + AVD stamp duty HK$219,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,391
−HK$1,804/mo
▼ 0.25% · 3.875%
HK$34,286
−HK$909/mo
Today · 4.125%
HK$35,195
baseline
▲ 0.50% · 4.625%
HK$37,050
+HK$1,855/mo
Deposit HK$731K · loan HK$6.58M · min. income ≈ HK$70,390/mo (50% DSR)
Upfront cash ≈ HK$951K (deposit + AVD stamp duty HK$219,379 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).