▼ 0.50% · 3.625%
HK$19,106
−HK$1,198/mo
▼ 0.25% · 3.875%
HK$19,701
−HK$603/mo
Today · 4.125%
HK$20,304
baseline
▲ 0.50% · 4.625%
HK$21,540
+HK$1,236/mo
Deposit HK$4.19M · loan HK$4.19M · min. income ≈ HK$40,608/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$251,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,256
−HK$1,148/mo
▼ 0.25% · 3.875%
HK$21,826
−HK$578/mo
Today · 4.125%
HK$22,404
baseline
▲ 0.50% · 4.625%
HK$23,585
+HK$1,181/mo
Deposit HK$4.19M · loan HK$4.19M · min. income ≈ HK$44,808/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$251,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,017
−HK$1,318/mo
▼ 0.25% · 3.875%
HK$21,671
−HK$664/mo
Today · 4.125%
HK$22,335
baseline
▲ 0.50% · 4.625%
HK$23,694
+HK$1,359/mo
Deposit HK$3.77M · loan HK$4.61M · min. income ≈ HK$44,670/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$251,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,381
−HK$1,263/mo
▼ 0.25% · 3.875%
HK$24,008
−HK$636/mo
Today · 4.125%
HK$24,644
baseline
▲ 0.50% · 4.625%
HK$25,943
+HK$1,299/mo
Deposit HK$3.77M · loan HK$4.61M · min. income ≈ HK$49,288/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$251,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,928
−HK$1,437/mo
▼ 0.25% · 3.875%
HK$23,641
−HK$724/mo
Today · 4.125%
HK$24,365
baseline
▲ 0.50% · 4.625%
HK$25,848
+HK$1,483/mo
Deposit HK$3.35M · loan HK$5.03M · min. income ≈ HK$48,730/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$251,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,507
−HK$1,378/mo
▼ 0.25% · 3.875%
HK$26,191
−HK$694/mo
Today · 4.125%
HK$26,885
baseline
▲ 0.50% · 4.625%
HK$28,302
+HK$1,417/mo
Deposit HK$3.35M · loan HK$5.03M · min. income ≈ HK$53,770/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$251,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,838
−HK$1,558/mo
▼ 0.25% · 3.875%
HK$25,611
−HK$785/mo
Today · 4.125%
HK$26,396
baseline
▲ 0.50% · 4.625%
HK$28,002
+HK$1,606/mo
Deposit HK$2.93M · loan HK$5.45M · min. income ≈ HK$52,792/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$251,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,632
−HK$1,493/mo
▼ 0.25% · 3.875%
HK$28,373
−HK$752/mo
Today · 4.125%
HK$29,125
baseline
▲ 0.50% · 4.625%
HK$30,660
+HK$1,535/mo
Deposit HK$2.93M · loan HK$5.45M · min. income ≈ HK$58,250/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$251,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,749
−HK$1,677/mo
▼ 0.25% · 3.875%
HK$27,581
−HK$845/mo
Today · 4.125%
HK$28,426
baseline
▲ 0.50% · 4.625%
HK$30,156
+HK$1,730/mo
Deposit HK$2.51M · loan HK$5.87M · min. income ≈ HK$56,852/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$251,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,758
−HK$1,607/mo
▼ 0.25% · 3.875%
HK$30,556
−HK$809/mo
Today · 4.125%
HK$31,365
baseline
▲ 0.50% · 4.625%
HK$33,019
+HK$1,654/mo
Deposit HK$2.51M · loan HK$5.87M · min. income ≈ HK$62,730/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$251,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,659
−HK$1,798/mo
▼ 0.25% · 3.875%
HK$29,551
−HK$906/mo
Today · 4.125%
HK$30,457
baseline
▲ 0.50% · 4.625%
HK$32,310
+HK$1,853/mo
Deposit HK$2.09M · loan HK$6.28M · min. income ≈ HK$60,914/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$251,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,883
−HK$1,723/mo
▼ 0.25% · 3.875%
HK$32,738
−HK$868/mo
Today · 4.125%
HK$33,606
baseline
▲ 0.50% · 4.625%
HK$35,377
+HK$1,771/mo
Deposit HK$2.09M · loan HK$6.28M · min. income ≈ HK$67,212/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$251,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,570
−HK$1,917/mo
▼ 0.25% · 3.875%
HK$31,521
−HK$966/mo
Today · 4.125%
HK$32,487
baseline
▲ 0.50% · 4.625%
HK$34,464
+HK$1,977/mo
Deposit HK$1.68M · loan HK$6.70M · min. income ≈ HK$64,974/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$251,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,009
−HK$1,837/mo
▼ 0.25% · 3.875%
HK$34,921
−HK$925/mo
Today · 4.125%
HK$35,846
baseline
▲ 0.50% · 4.625%
HK$37,736
+HK$1,890/mo
Deposit HK$1.68M · loan HK$6.70M · min. income ≈ HK$71,692/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$251,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,481
−HK$2,036/mo
▼ 0.25% · 3.875%
HK$33,491
−HK$1,026/mo
Today · 4.125%
HK$34,517
baseline
▲ 0.50% · 4.625%
HK$36,618
+HK$2,101/mo
Deposit HK$1.26M · loan HK$7.12M · min. income ≈ HK$69,034/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$251,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,134
−HK$1,953/mo
▼ 0.25% · 3.875%
HK$37,103
−HK$984/mo
Today · 4.125%
HK$38,087
baseline
▲ 0.50% · 4.625%
HK$40,094
+HK$2,007/mo
Deposit HK$1.26M · loan HK$7.12M · min. income ≈ HK$76,174/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$251,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,391
−HK$2,157/mo
▼ 0.25% · 3.875%
HK$35,461
−HK$1,087/mo
Today · 4.125%
HK$36,548
baseline
▲ 0.50% · 4.625%
HK$38,772
+HK$2,224/mo
Deposit HK$838K · loan HK$7.54M · min. income ≈ HK$73,096/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$251,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,260
−HK$2,067/mo
▼ 0.25% · 3.875%
HK$39,286
−HK$1,041/mo
Today · 4.125%
HK$40,327
baseline
▲ 0.50% · 4.625%
HK$42,453
+HK$2,126/mo
Deposit HK$838K · loan HK$7.54M · min. income ≈ HK$80,654/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$251,370 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).