▼ 0.50% · 3.625%
HK$16,696
−HK$1,047/mo
▼ 0.25% · 3.875%
HK$17,216
−HK$527/mo
Today · 4.125%
HK$17,743
baseline
▲ 0.50% · 4.625%
HK$18,823
+HK$1,080/mo
Deposit HK$3.66M · loan HK$3.66M · min. income ≈ HK$35,486/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$219,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,575
−HK$1,003/mo
▼ 0.25% · 3.875%
HK$19,073
−HK$505/mo
Today · 4.125%
HK$19,578
baseline
▲ 0.50% · 4.625%
HK$20,610
+HK$1,032/mo
Deposit HK$3.66M · loan HK$3.66M · min. income ≈ HK$39,156/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$219,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,366
−HK$1,152/mo
▼ 0.25% · 3.875%
HK$18,937
−HK$581/mo
Today · 4.125%
HK$19,518
baseline
▲ 0.50% · 4.625%
HK$20,705
+HK$1,187/mo
Deposit HK$3.29M · loan HK$4.03M · min. income ≈ HK$39,036/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$219,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,432
−HK$1,104/mo
▼ 0.25% · 3.875%
HK$20,980
−HK$556/mo
Today · 4.125%
HK$21,536
baseline
▲ 0.50% · 4.625%
HK$22,671
+HK$1,135/mo
Deposit HK$3.29M · loan HK$4.03M · min. income ≈ HK$43,072/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$219,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,036
−HK$1,256/mo
▼ 0.25% · 3.875%
HK$20,659
−HK$633/mo
Today · 4.125%
HK$21,292
baseline
▲ 0.50% · 4.625%
HK$22,588
+HK$1,296/mo
Deposit HK$2.93M · loan HK$4.39M · min. income ≈ HK$42,584/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$219,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,290
−HK$1,204/mo
▼ 0.25% · 3.875%
HK$22,887
−HK$607/mo
Today · 4.125%
HK$23,494
baseline
▲ 0.50% · 4.625%
HK$24,732
+HK$1,238/mo
Deposit HK$2.93M · loan HK$4.39M · min. income ≈ HK$46,988/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$219,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,705
−HK$1,361/mo
▼ 0.25% · 3.875%
HK$22,381
−HK$685/mo
Today · 4.125%
HK$23,066
baseline
▲ 0.50% · 4.625%
HK$24,470
+HK$1,404/mo
Deposit HK$2.56M · loan HK$4.76M · min. income ≈ HK$46,132/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$219,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,147
−HK$1,305/mo
▼ 0.25% · 3.875%
HK$24,795
−HK$657/mo
Today · 4.125%
HK$25,452
baseline
▲ 0.50% · 4.625%
HK$26,793
+HK$1,341/mo
Deposit HK$2.56M · loan HK$4.76M · min. income ≈ HK$50,904/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$219,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,375
−HK$1,466/mo
▼ 0.25% · 3.875%
HK$24,102
−HK$739/mo
Today · 4.125%
HK$24,841
baseline
▲ 0.50% · 4.625%
HK$26,352
+HK$1,511/mo
Deposit HK$2.20M · loan HK$5.13M · min. income ≈ HK$49,682/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$219,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,004
−HK$1,405/mo
▼ 0.25% · 3.875%
HK$26,702
−HK$707/mo
Today · 4.125%
HK$27,409
baseline
▲ 0.50% · 4.625%
HK$28,854
+HK$1,445/mo
Deposit HK$2.20M · loan HK$5.13M · min. income ≈ HK$54,818/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$219,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,045
−HK$1,570/mo
▼ 0.25% · 3.875%
HK$25,824
−HK$791/mo
Today · 4.125%
HK$26,615
baseline
▲ 0.50% · 4.625%
HK$28,235
+HK$1,620/mo
Deposit HK$1.83M · loan HK$5.49M · min. income ≈ HK$53,230/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$219,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,862
−HK$1,505/mo
▼ 0.25% · 3.875%
HK$28,609
−HK$758/mo
Today · 4.125%
HK$29,367
baseline
▲ 0.50% · 4.625%
HK$30,915
+HK$1,548/mo
Deposit HK$1.83M · loan HK$5.49M · min. income ≈ HK$58,734/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$219,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,714
−HK$1,676/mo
▼ 0.25% · 3.875%
HK$27,545
−HK$845/mo
Today · 4.125%
HK$28,390
baseline
▲ 0.50% · 4.625%
HK$30,117
+HK$1,727/mo
Deposit HK$1.46M · loan HK$5.86M · min. income ≈ HK$56,780/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$219,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,719
−HK$1,606/mo
▼ 0.25% · 3.875%
HK$30,516
−HK$809/mo
Today · 4.125%
HK$31,325
baseline
▲ 0.50% · 4.625%
HK$32,976
+HK$1,651/mo
Deposit HK$1.46M · loan HK$5.86M · min. income ≈ HK$62,650/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$219,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,384
−HK$1,780/mo
▼ 0.25% · 3.875%
HK$29,267
−HK$897/mo
Today · 4.125%
HK$30,164
baseline
▲ 0.50% · 4.625%
HK$31,999
+HK$1,835/mo
Deposit HK$1.10M · loan HK$6.22M · min. income ≈ HK$60,328/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$219,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,577
−HK$1,706/mo
▼ 0.25% · 3.875%
HK$32,424
−HK$859/mo
Today · 4.125%
HK$33,283
baseline
▲ 0.50% · 4.625%
HK$35,037
+HK$1,754/mo
Deposit HK$1.10M · loan HK$6.22M · min. income ≈ HK$66,566/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$219,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,054
−HK$1,884/mo
▼ 0.25% · 3.875%
HK$30,988
−HK$950/mo
Today · 4.125%
HK$31,938
baseline
▲ 0.50% · 4.625%
HK$33,882
+HK$1,944/mo
Deposit HK$732K · loan HK$6.59M · min. income ≈ HK$63,876/mo (50% DSR)
Upfront cash ≈ HK$952K (deposit + AVD stamp duty HK$219,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,434
−HK$1,807/mo
▼ 0.25% · 3.875%
HK$34,331
−HK$910/mo
Today · 4.125%
HK$35,241
baseline
▲ 0.50% · 4.625%
HK$37,098
+HK$1,857/mo
Deposit HK$732K · loan HK$6.59M · min. income ≈ HK$70,482/mo (50% DSR)
Upfront cash ≈ HK$952K (deposit + AVD stamp duty HK$219,666 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).