▼ 0.50% · 3.625%
HK$20,574
−HK$1,290/mo
▼ 0.25% · 3.875%
HK$21,214
−HK$650/mo
Today · 4.125%
HK$21,864
baseline
▲ 0.50% · 4.625%
HK$23,194
+HK$1,330/mo
Deposit HK$4.51M · loan HK$4.51M · min. income ≈ HK$43,728/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$272,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,888
−HK$1,237/mo
▼ 0.25% · 3.875%
HK$23,502
−HK$623/mo
Today · 4.125%
HK$24,125
baseline
▲ 0.50% · 4.625%
HK$25,396
+HK$1,271/mo
Deposit HK$4.51M · loan HK$4.51M · min. income ≈ HK$48,250/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$272,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,631
−HK$1,419/mo
▼ 0.25% · 3.875%
HK$23,335
−HK$715/mo
Today · 4.125%
HK$24,050
baseline
▲ 0.50% · 4.625%
HK$25,514
+HK$1,464/mo
Deposit HK$4.06M · loan HK$4.96M · min. income ≈ HK$48,100/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$272,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,177
−HK$1,360/mo
▼ 0.25% · 3.875%
HK$25,852
−HK$685/mo
Today · 4.125%
HK$26,537
baseline
▲ 0.50% · 4.625%
HK$27,936
+HK$1,399/mo
Deposit HK$4.06M · loan HK$4.96M · min. income ≈ HK$53,074/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$272,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,688
−HK$1,549/mo
▼ 0.25% · 3.875%
HK$25,456
−HK$781/mo
Today · 4.125%
HK$26,237
baseline
▲ 0.50% · 4.625%
HK$27,833
+HK$1,596/mo
Deposit HK$3.61M · loan HK$5.41M · min. income ≈ HK$52,474/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$272,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,466
−HK$1,483/mo
▼ 0.25% · 3.875%
HK$28,202
−HK$747/mo
Today · 4.125%
HK$28,949
baseline
▲ 0.50% · 4.625%
HK$30,475
+HK$1,526/mo
Deposit HK$3.61M · loan HK$5.41M · min. income ≈ HK$57,898/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$272,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,746
−HK$1,677/mo
▼ 0.25% · 3.875%
HK$27,578
−HK$845/mo
Today · 4.125%
HK$28,423
baseline
▲ 0.50% · 4.625%
HK$30,152
+HK$1,729/mo
Deposit HK$3.16M · loan HK$5.86M · min. income ≈ HK$56,846/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$272,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,754
−HK$1,608/mo
▼ 0.25% · 3.875%
HK$30,552
−HK$810/mo
Today · 4.125%
HK$31,362
baseline
▲ 0.50% · 4.625%
HK$33,015
+HK$1,653/mo
Deposit HK$3.16M · loan HK$5.86M · min. income ≈ HK$62,724/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$272,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,803
−HK$1,806/mo
▼ 0.25% · 3.875%
HK$29,699
−HK$910/mo
Today · 4.125%
HK$30,609
baseline
▲ 0.50% · 4.625%
HK$32,472
+HK$1,863/mo
Deposit HK$2.71M · loan HK$6.32M · min. income ≈ HK$61,218/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$272,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,043
−HK$1,731/mo
▼ 0.25% · 3.875%
HK$32,903
−HK$871/mo
Today · 4.125%
HK$33,774
baseline
▲ 0.50% · 4.625%
HK$35,555
+HK$1,781/mo
Deposit HK$2.71M · loan HK$6.32M · min. income ≈ HK$67,548/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$272,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,860
−HK$1,936/mo
▼ 0.25% · 3.875%
HK$31,820
−HK$976/mo
Today · 4.125%
HK$32,796
baseline
▲ 0.50% · 4.625%
HK$34,791
+HK$1,995/mo
Deposit HK$2.26M · loan HK$6.77M · min. income ≈ HK$65,592/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$272,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,332
−HK$1,855/mo
▼ 0.25% · 3.875%
HK$35,253
−HK$934/mo
Today · 4.125%
HK$36,187
baseline
▲ 0.50% · 4.625%
HK$38,094
+HK$1,907/mo
Deposit HK$2.26M · loan HK$6.77M · min. income ≈ HK$72,374/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$272,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,918
−HK$2,064/mo
▼ 0.25% · 3.875%
HK$33,942
−HK$1,040/mo
Today · 4.125%
HK$34,982
baseline
▲ 0.50% · 4.625%
HK$37,111
+HK$2,129/mo
Deposit HK$1.80M · loan HK$7.22M · min. income ≈ HK$69,964/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$272,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,621
−HK$1,978/mo
▼ 0.25% · 3.875%
HK$37,603
−HK$996/mo
Today · 4.125%
HK$38,599
baseline
▲ 0.50% · 4.625%
HK$40,634
+HK$2,035/mo
Deposit HK$1.80M · loan HK$7.22M · min. income ≈ HK$77,198/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$272,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,975
−HK$2,193/mo
▼ 0.25% · 3.875%
HK$36,063
−HK$1,105/mo
Today · 4.125%
HK$37,168
baseline
▲ 0.50% · 4.625%
HK$39,430
+HK$2,262/mo
Deposit HK$1.35M · loan HK$7.67M · min. income ≈ HK$74,336/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$272,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,910
−HK$2,102/mo
▼ 0.25% · 3.875%
HK$39,953
−HK$1,059/mo
Today · 4.125%
HK$41,012
baseline
▲ 0.50% · 4.625%
HK$43,173
+HK$2,161/mo
Deposit HK$1.35M · loan HK$7.67M · min. income ≈ HK$82,024/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$272,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,033
−HK$2,322/mo
▼ 0.25% · 3.875%
HK$38,184
−HK$1,171/mo
Today · 4.125%
HK$39,355
baseline
▲ 0.50% · 4.625%
HK$41,749
+HK$2,394/mo
Deposit HK$902K · loan HK$8.12M · min. income ≈ HK$78,710/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$272,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,198
−HK$2,226/mo
▼ 0.25% · 3.875%
HK$42,303
−HK$1,121/mo
Today · 4.125%
HK$43,424
baseline
▲ 0.50% · 4.625%
HK$45,713
+HK$2,289/mo
Deposit HK$902K · loan HK$8.12M · min. income ≈ HK$86,848/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$272,251 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).