▼ 0.50% · 3.625%
HK$19,775
−HK$1,240/mo
▼ 0.25% · 3.875%
HK$20,390
−HK$625/mo
Today · 4.125%
HK$21,015
baseline
▲ 0.50% · 4.625%
HK$22,294
+HK$1,279/mo
Deposit HK$4.34M · loan HK$4.34M · min. income ≈ HK$42,030/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$260,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,999
−HK$1,189/mo
▼ 0.25% · 3.875%
HK$22,589
−HK$599/mo
Today · 4.125%
HK$23,188
baseline
▲ 0.50% · 4.625%
HK$24,410
+HK$1,222/mo
Deposit HK$4.34M · loan HK$4.34M · min. income ≈ HK$46,376/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$260,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,752
−HK$1,364/mo
▼ 0.25% · 3.875%
HK$22,429
−HK$687/mo
Today · 4.125%
HK$23,116
baseline
▲ 0.50% · 4.625%
HK$24,523
+HK$1,407/mo
Deposit HK$3.90M · loan HK$4.77M · min. income ≈ HK$46,232/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$260,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,199
−HK$1,308/mo
▼ 0.25% · 3.875%
HK$24,848
−HK$659/mo
Today · 4.125%
HK$25,507
baseline
▲ 0.50% · 4.625%
HK$26,851
+HK$1,344/mo
Deposit HK$3.90M · loan HK$4.77M · min. income ≈ HK$51,014/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$260,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,730
−HK$1,488/mo
▼ 0.25% · 3.875%
HK$24,468
−HK$750/mo
Today · 4.125%
HK$25,218
baseline
▲ 0.50% · 4.625%
HK$26,752
+HK$1,534/mo
Deposit HK$3.47M · loan HK$5.20M · min. income ≈ HK$50,436/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$260,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,399
−HK$1,426/mo
▼ 0.25% · 3.875%
HK$27,107
−HK$718/mo
Today · 4.125%
HK$27,825
baseline
▲ 0.50% · 4.625%
HK$29,292
+HK$1,467/mo
Deposit HK$3.47M · loan HK$5.20M · min. income ≈ HK$55,650/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$260,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,707
−HK$1,612/mo
▼ 0.25% · 3.875%
HK$26,507
−HK$812/mo
Today · 4.125%
HK$27,319
baseline
▲ 0.50% · 4.625%
HK$28,982
+HK$1,663/mo
Deposit HK$3.04M · loan HK$5.64M · min. income ≈ HK$54,638/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$260,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,599
−HK$1,545/mo
▼ 0.25% · 3.875%
HK$29,366
−HK$778/mo
Today · 4.125%
HK$30,144
baseline
▲ 0.50% · 4.625%
HK$31,733
+HK$1,589/mo
Deposit HK$3.04M · loan HK$5.64M · min. income ≈ HK$60,288/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$260,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,685
−HK$1,736/mo
▼ 0.25% · 3.875%
HK$28,546
−HK$875/mo
Today · 4.125%
HK$29,421
baseline
▲ 0.50% · 4.625%
HK$31,211
+HK$1,790/mo
Deposit HK$2.60M · loan HK$6.07M · min. income ≈ HK$58,842/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$260,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,799
−HK$1,664/mo
▼ 0.25% · 3.875%
HK$31,625
−HK$838/mo
Today · 4.125%
HK$32,463
baseline
▲ 0.50% · 4.625%
HK$34,174
+HK$1,711/mo
Deposit HK$2.60M · loan HK$6.07M · min. income ≈ HK$64,926/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$260,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,662
−HK$1,860/mo
▼ 0.25% · 3.875%
HK$30,585
−HK$937/mo
Today · 4.125%
HK$31,522
baseline
▲ 0.50% · 4.625%
HK$33,440
+HK$1,918/mo
Deposit HK$2.17M · loan HK$6.50M · min. income ≈ HK$63,044/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$260,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,999
−HK$1,783/mo
▼ 0.25% · 3.875%
HK$33,884
−HK$898/mo
Today · 4.125%
HK$34,782
baseline
▲ 0.50% · 4.625%
HK$36,615
+HK$1,833/mo
Deposit HK$2.17M · loan HK$6.50M · min. income ≈ HK$69,564/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$260,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,640
−HK$1,984/mo
▼ 0.25% · 3.875%
HK$32,624
−HK$1,000/mo
Today · 4.125%
HK$33,624
baseline
▲ 0.50% · 4.625%
HK$35,670
+HK$2,046/mo
Deposit HK$1.73M · loan HK$6.94M · min. income ≈ HK$67,248/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$260,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,199
−HK$1,902/mo
▼ 0.25% · 3.875%
HK$36,143
−HK$958/mo
Today · 4.125%
HK$37,101
baseline
▲ 0.50% · 4.625%
HK$39,056
+HK$1,955/mo
Deposit HK$1.73M · loan HK$6.94M · min. income ≈ HK$74,202/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$260,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,617
−HK$2,108/mo
▼ 0.25% · 3.875%
HK$34,663
−HK$1,062/mo
Today · 4.125%
HK$35,725
baseline
▲ 0.50% · 4.625%
HK$37,899
+HK$2,174/mo
Deposit HK$1.30M · loan HK$7.37M · min. income ≈ HK$71,450/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$260,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,399
−HK$2,020/mo
▼ 0.25% · 3.875%
HK$38,402
−HK$1,017/mo
Today · 4.125%
HK$39,419
baseline
▲ 0.50% · 4.625%
HK$41,497
+HK$2,078/mo
Deposit HK$1.30M · loan HK$7.37M · min. income ≈ HK$78,838/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$260,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,595
−HK$2,232/mo
▼ 0.25% · 3.875%
HK$36,702
−HK$1,125/mo
Today · 4.125%
HK$37,827
baseline
▲ 0.50% · 4.625%
HK$40,129
+HK$2,302/mo
Deposit HK$867K · loan HK$7.80M · min. income ≈ HK$75,654/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$260,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,599
−HK$2,139/mo
▼ 0.25% · 3.875%
HK$40,661
−HK$1,077/mo
Today · 4.125%
HK$41,738
baseline
▲ 0.50% · 4.625%
HK$43,938
+HK$2,200/mo
Deposit HK$867K · loan HK$7.80M · min. income ≈ HK$83,476/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$260,167 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).