▼ 0.50% · 3.625%
HK$21,138
−HK$1,325/mo
▼ 0.25% · 3.875%
HK$21,795
−HK$668/mo
Today · 4.125%
HK$22,463
baseline
▲ 0.50% · 4.625%
HK$23,830
+HK$1,367/mo
Deposit HK$4.63M · loan HK$4.63M · min. income ≈ HK$44,926/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$296,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,515
−HK$1,271/mo
▼ 0.25% · 3.875%
HK$24,146
−HK$640/mo
Today · 4.125%
HK$24,786
baseline
▲ 0.50% · 4.625%
HK$26,092
+HK$1,306/mo
Deposit HK$4.63M · loan HK$4.63M · min. income ≈ HK$49,572/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$296,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,251
−HK$1,459/mo
▼ 0.25% · 3.875%
HK$23,975
−HK$735/mo
Today · 4.125%
HK$24,710
baseline
▲ 0.50% · 4.625%
HK$26,213
+HK$1,503/mo
Deposit HK$4.17M · loan HK$5.10M · min. income ≈ HK$49,420/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$296,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,867
−HK$1,398/mo
▼ 0.25% · 3.875%
HK$26,561
−HK$704/mo
Today · 4.125%
HK$27,265
baseline
▲ 0.50% · 4.625%
HK$28,702
+HK$1,437/mo
Deposit HK$4.17M · loan HK$5.10M · min. income ≈ HK$54,530/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$296,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,365
−HK$1,591/mo
▼ 0.25% · 3.875%
HK$26,154
−HK$802/mo
Today · 4.125%
HK$26,956
baseline
▲ 0.50% · 4.625%
HK$28,596
+HK$1,640/mo
Deposit HK$3.71M · loan HK$5.56M · min. income ≈ HK$53,912/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$296,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,219
−HK$1,524/mo
▼ 0.25% · 3.875%
HK$28,975
−HK$768/mo
Today · 4.125%
HK$29,743
baseline
▲ 0.50% · 4.625%
HK$31,311
+HK$1,568/mo
Deposit HK$3.71M · loan HK$5.56M · min. income ≈ HK$59,486/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$296,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,479
−HK$1,723/mo
▼ 0.25% · 3.875%
HK$28,334
−HK$868/mo
Today · 4.125%
HK$29,202
baseline
▲ 0.50% · 4.625%
HK$30,979
+HK$1,777/mo
Deposit HK$3.24M · loan HK$6.03M · min. income ≈ HK$58,404/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$296,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,570
−HK$1,652/mo
▼ 0.25% · 3.875%
HK$31,390
−HK$832/mo
Today · 4.125%
HK$32,222
baseline
▲ 0.50% · 4.625%
HK$33,920
+HK$1,698/mo
Deposit HK$3.24M · loan HK$6.03M · min. income ≈ HK$64,444/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$296,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,593
−HK$1,856/mo
▼ 0.25% · 3.875%
HK$30,513
−HK$936/mo
Today · 4.125%
HK$31,449
baseline
▲ 0.50% · 4.625%
HK$33,362
+HK$1,913/mo
Deposit HK$2.78M · loan HK$6.49M · min. income ≈ HK$62,898/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$296,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,922
−HK$1,778/mo
▼ 0.25% · 3.875%
HK$33,805
−HK$895/mo
Today · 4.125%
HK$34,700
baseline
▲ 0.50% · 4.625%
HK$36,529
+HK$1,829/mo
Deposit HK$2.78M · loan HK$6.49M · min. income ≈ HK$69,400/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$296,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,707
−HK$1,988/mo
▼ 0.25% · 3.875%
HK$32,693
−HK$1,002/mo
Today · 4.125%
HK$33,695
baseline
▲ 0.50% · 4.625%
HK$35,745
+HK$2,050/mo
Deposit HK$2.32M · loan HK$6.95M · min. income ≈ HK$67,390/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$296,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,273
−HK$1,906/mo
▼ 0.25% · 3.875%
HK$36,219
−HK$960/mo
Today · 4.125%
HK$37,179
baseline
▲ 0.50% · 4.625%
HK$39,139
+HK$1,960/mo
Deposit HK$2.32M · loan HK$6.95M · min. income ≈ HK$74,358/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$296,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,820
−HK$2,121/mo
▼ 0.25% · 3.875%
HK$34,872
−HK$1,069/mo
Today · 4.125%
HK$35,941
baseline
▲ 0.50% · 4.625%
HK$38,128
+HK$2,187/mo
Deposit HK$1.85M · loan HK$7.42M · min. income ≈ HK$71,882/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$296,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,625
−HK$2,033/mo
▼ 0.25% · 3.875%
HK$38,634
−HK$1,024/mo
Today · 4.125%
HK$39,658
baseline
▲ 0.50% · 4.625%
HK$41,748
+HK$2,090/mo
Deposit HK$1.85M · loan HK$7.42M · min. income ≈ HK$79,316/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$296,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,934
−HK$2,253/mo
▼ 0.25% · 3.875%
HK$37,052
−HK$1,135/mo
Today · 4.125%
HK$38,187
baseline
▲ 0.50% · 4.625%
HK$40,511
+HK$2,324/mo
Deposit HK$1.39M · loan HK$7.88M · min. income ≈ HK$76,374/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$296,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,976
−HK$2,160/mo
▼ 0.25% · 3.875%
HK$41,048
−HK$1,088/mo
Today · 4.125%
HK$42,136
baseline
▲ 0.50% · 4.625%
HK$44,357
+HK$2,221/mo
Deposit HK$1.39M · loan HK$7.88M · min. income ≈ HK$84,272/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$296,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,048
−HK$2,386/mo
▼ 0.25% · 3.875%
HK$39,231
−HK$1,203/mo
Today · 4.125%
HK$40,434
baseline
▲ 0.50% · 4.625%
HK$42,894
+HK$2,460/mo
Deposit HK$927K · loan HK$8.34M · min. income ≈ HK$80,868/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$296,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,328
−HK$2,287/mo
▼ 0.25% · 3.875%
HK$43,463
−HK$1,152/mo
Today · 4.125%
HK$44,615
baseline
▲ 0.50% · 4.625%
HK$46,966
+HK$2,351/mo
Deposit HK$927K · loan HK$8.34M · min. income ≈ HK$89,230/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$296,989 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).