▼ 0.50% · 3.625%
HK$21,846
−HK$1,370/mo
▼ 0.25% · 3.875%
HK$22,526
−HK$690/mo
Today · 4.125%
HK$23,216
baseline
▲ 0.50% · 4.625%
HK$24,629
+HK$1,413/mo
Deposit HK$4.79M · loan HK$4.79M · min. income ≈ HK$46,432/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$328,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,304
−HK$1,313/mo
▼ 0.25% · 3.875%
HK$24,956
−HK$661/mo
Today · 4.125%
HK$25,617
baseline
▲ 0.50% · 4.625%
HK$26,967
+HK$1,350/mo
Deposit HK$4.79M · loan HK$4.79M · min. income ≈ HK$51,234/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$328,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,031
−HK$1,507/mo
▼ 0.25% · 3.875%
HK$24,779
−HK$759/mo
Today · 4.125%
HK$25,538
baseline
▲ 0.50% · 4.625%
HK$27,092
+HK$1,554/mo
Deposit HK$4.31M · loan HK$5.27M · min. income ≈ HK$51,076/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$328,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,734
−HK$1,445/mo
▼ 0.25% · 3.875%
HK$27,451
−HK$728/mo
Today · 4.125%
HK$28,179
baseline
▲ 0.50% · 4.625%
HK$29,664
+HK$1,485/mo
Deposit HK$4.31M · loan HK$5.27M · min. income ≈ HK$56,358/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$328,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,216
−HK$1,644/mo
▼ 0.25% · 3.875%
HK$27,031
−HK$829/mo
Today · 4.125%
HK$27,860
baseline
▲ 0.50% · 4.625%
HK$29,555
+HK$1,695/mo
Deposit HK$3.83M · loan HK$5.75M · min. income ≈ HK$55,720/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$328,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,165
−HK$1,575/mo
▼ 0.25% · 3.875%
HK$29,947
−HK$793/mo
Today · 4.125%
HK$30,740
baseline
▲ 0.50% · 4.625%
HK$32,361
+HK$1,621/mo
Deposit HK$3.83M · loan HK$5.75M · min. income ≈ HK$61,480/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$328,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,400
−HK$1,781/mo
▼ 0.25% · 3.875%
HK$29,284
−HK$897/mo
Today · 4.125%
HK$30,181
baseline
▲ 0.50% · 4.625%
HK$32,018
+HK$1,837/mo
Deposit HK$3.35M · loan HK$6.23M · min. income ≈ HK$60,362/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$328,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,595
−HK$1,707/mo
▼ 0.25% · 3.875%
HK$32,443
−HK$859/mo
Today · 4.125%
HK$33,302
baseline
▲ 0.50% · 4.625%
HK$35,058
+HK$1,756/mo
Deposit HK$3.35M · loan HK$6.23M · min. income ≈ HK$66,604/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$328,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,585
−HK$1,918/mo
▼ 0.25% · 3.875%
HK$31,536
−HK$967/mo
Today · 4.125%
HK$32,503
baseline
▲ 0.50% · 4.625%
HK$34,481
+HK$1,978/mo
Deposit HK$2.87M · loan HK$6.71M · min. income ≈ HK$65,006/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$328,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,026
−HK$1,838/mo
▼ 0.25% · 3.875%
HK$34,938
−HK$926/mo
Today · 4.125%
HK$35,864
baseline
▲ 0.50% · 4.625%
HK$37,754
+HK$1,890/mo
Deposit HK$2.87M · loan HK$6.71M · min. income ≈ HK$71,728/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$328,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,770
−HK$2,055/mo
▼ 0.25% · 3.875%
HK$33,789
−HK$1,036/mo
Today · 4.125%
HK$34,825
baseline
▲ 0.50% · 4.625%
HK$36,944
+HK$2,119/mo
Deposit HK$2.40M · loan HK$7.19M · min. income ≈ HK$69,650/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$328,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,456
−HK$1,970/mo
▼ 0.25% · 3.875%
HK$37,434
−HK$992/mo
Today · 4.125%
HK$38,426
baseline
▲ 0.50% · 4.625%
HK$40,451
+HK$2,025/mo
Deposit HK$2.40M · loan HK$7.19M · min. income ≈ HK$76,852/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$328,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,954
−HK$2,192/mo
▼ 0.25% · 3.875%
HK$36,042
−HK$1,104/mo
Today · 4.125%
HK$37,146
baseline
▲ 0.50% · 4.625%
HK$39,407
+HK$2,261/mo
Deposit HK$1.92M · loan HK$7.66M · min. income ≈ HK$74,292/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$328,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,886
−HK$2,101/mo
▼ 0.25% · 3.875%
HK$39,929
−HK$1,058/mo
Today · 4.125%
HK$40,987
baseline
▲ 0.50% · 4.625%
HK$43,148
+HK$2,161/mo
Deposit HK$1.92M · loan HK$7.66M · min. income ≈ HK$81,974/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$328,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,139
−HK$2,329/mo
▼ 0.25% · 3.875%
HK$38,294
−HK$1,174/mo
Today · 4.125%
HK$39,468
baseline
▲ 0.50% · 4.625%
HK$41,869
+HK$2,401/mo
Deposit HK$1.44M · loan HK$8.14M · min. income ≈ HK$78,936/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$328,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,317
−HK$2,232/mo
▼ 0.25% · 3.875%
HK$42,425
−HK$1,124/mo
Today · 4.125%
HK$43,549
baseline
▲ 0.50% · 4.625%
HK$45,845
+HK$2,296/mo
Deposit HK$1.44M · loan HK$8.14M · min. income ≈ HK$87,098/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$328,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,324
−HK$2,466/mo
▼ 0.25% · 3.875%
HK$40,547
−HK$1,243/mo
Today · 4.125%
HK$41,790
baseline
▲ 0.50% · 4.625%
HK$44,332
+HK$2,542/mo
Deposit HK$958K · loan HK$8.62M · min. income ≈ HK$83,580/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$328,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,747
−HK$2,364/mo
▼ 0.25% · 3.875%
HK$44,920
−HK$1,191/mo
Today · 4.125%
HK$46,111
baseline
▲ 0.50% · 4.625%
HK$48,541
+HK$2,430/mo
Deposit HK$958K · loan HK$8.62M · min. income ≈ HK$92,222/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$328,071 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).