▼ 0.50% · 3.625%
HK$21,062
−HK$1,320/mo
▼ 0.25% · 3.875%
HK$21,717
−HK$665/mo
Today · 4.125%
HK$22,382
baseline
▲ 0.50% · 4.625%
HK$23,744
+HK$1,362/mo
Deposit HK$4.62M · loan HK$4.62M · min. income ≈ HK$44,764/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$293,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,431
−HK$1,266/mo
▼ 0.25% · 3.875%
HK$24,059
−HK$638/mo
Today · 4.125%
HK$24,697
baseline
▲ 0.50% · 4.625%
HK$25,998
+HK$1,301/mo
Deposit HK$4.62M · loan HK$4.62M · min. income ≈ HK$49,394/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$293,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,168
−HK$1,453/mo
▼ 0.25% · 3.875%
HK$23,888
−HK$733/mo
Today · 4.125%
HK$24,621
baseline
▲ 0.50% · 4.625%
HK$26,119
+HK$1,498/mo
Deposit HK$4.16M · loan HK$5.08M · min. income ≈ HK$49,242/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$293,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,774
−HK$1,392/mo
▼ 0.25% · 3.875%
HK$26,465
−HK$701/mo
Today · 4.125%
HK$27,166
baseline
▲ 0.50% · 4.625%
HK$28,598
+HK$1,432/mo
Deposit HK$4.16M · loan HK$5.08M · min. income ≈ HK$54,332/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$293,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,274
−HK$1,585/mo
▼ 0.25% · 3.875%
HK$26,060
−HK$799/mo
Today · 4.125%
HK$26,859
baseline
▲ 0.50% · 4.625%
HK$28,493
+HK$1,634/mo
Deposit HK$3.69M · loan HK$5.54M · min. income ≈ HK$53,718/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$293,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,117
−HK$1,519/mo
▼ 0.25% · 3.875%
HK$28,871
−HK$765/mo
Today · 4.125%
HK$29,636
baseline
▲ 0.50% · 4.625%
HK$31,198
+HK$1,562/mo
Deposit HK$3.69M · loan HK$5.54M · min. income ≈ HK$59,272/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$293,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,380
−HK$1,717/mo
▼ 0.25% · 3.875%
HK$28,232
−HK$865/mo
Today · 4.125%
HK$29,097
baseline
▲ 0.50% · 4.625%
HK$30,867
+HK$1,770/mo
Deposit HK$3.23M · loan HK$6.00M · min. income ≈ HK$58,194/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$293,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,460
−HK$1,646/mo
▼ 0.25% · 3.875%
HK$31,277
−HK$829/mo
Today · 4.125%
HK$32,106
baseline
▲ 0.50% · 4.625%
HK$33,798
+HK$1,692/mo
Deposit HK$3.23M · loan HK$6.00M · min. income ≈ HK$64,212/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$293,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,486
−HK$1,849/mo
▼ 0.25% · 3.875%
HK$30,403
−HK$932/mo
Today · 4.125%
HK$31,335
baseline
▲ 0.50% · 4.625%
HK$33,242
+HK$1,907/mo
Deposit HK$2.77M · loan HK$6.47M · min. income ≈ HK$62,670/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$293,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,803
−HK$1,772/mo
▼ 0.25% · 3.875%
HK$33,683
−HK$892/mo
Today · 4.125%
HK$34,575
baseline
▲ 0.50% · 4.625%
HK$36,398
+HK$1,823/mo
Deposit HK$2.77M · loan HK$6.47M · min. income ≈ HK$69,150/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$293,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,592
−HK$1,981/mo
▼ 0.25% · 3.875%
HK$32,575
−HK$998/mo
Today · 4.125%
HK$33,573
baseline
▲ 0.50% · 4.625%
HK$35,616
+HK$2,043/mo
Deposit HK$2.31M · loan HK$6.93M · min. income ≈ HK$67,146/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$293,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,146
−HK$1,899/mo
▼ 0.25% · 3.875%
HK$36,089
−HK$956/mo
Today · 4.125%
HK$37,045
baseline
▲ 0.50% · 4.625%
HK$38,998
+HK$1,953/mo
Deposit HK$2.31M · loan HK$6.93M · min. income ≈ HK$74,090/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$293,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,698
−HK$2,114/mo
▼ 0.25% · 3.875%
HK$34,747
−HK$1,065/mo
Today · 4.125%
HK$35,812
baseline
▲ 0.50% · 4.625%
HK$37,991
+HK$2,179/mo
Deposit HK$1.85M · loan HK$7.39M · min. income ≈ HK$71,624/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$293,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,489
−HK$2,026/mo
▼ 0.25% · 3.875%
HK$38,495
−HK$1,020/mo
Today · 4.125%
HK$39,515
baseline
▲ 0.50% · 4.625%
HK$41,597
+HK$2,082/mo
Deposit HK$1.85M · loan HK$7.39M · min. income ≈ HK$79,030/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$293,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,805
−HK$2,245/mo
▼ 0.25% · 3.875%
HK$36,918
−HK$1,132/mo
Today · 4.125%
HK$38,050
baseline
▲ 0.50% · 4.625%
HK$40,365
+HK$2,315/mo
Deposit HK$1.39M · loan HK$7.85M · min. income ≈ HK$76,100/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$293,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,832
−HK$2,152/mo
▼ 0.25% · 3.875%
HK$40,901
−HK$1,083/mo
Today · 4.125%
HK$41,984
baseline
▲ 0.50% · 4.625%
HK$44,197
+HK$2,213/mo
Deposit HK$1.39M · loan HK$7.85M · min. income ≈ HK$83,968/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$293,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,911
−HK$2,377/mo
▼ 0.25% · 3.875%
HK$39,090
−HK$1,198/mo
Today · 4.125%
HK$40,288
baseline
▲ 0.50% · 4.625%
HK$42,740
+HK$2,452/mo
Deposit HK$924K · loan HK$8.31M · min. income ≈ HK$80,576/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$293,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,175
−HK$2,279/mo
▼ 0.25% · 3.875%
HK$43,306
−HK$1,148/mo
Today · 4.125%
HK$44,454
baseline
▲ 0.50% · 4.625%
HK$46,797
+HK$2,343/mo
Deposit HK$924K · loan HK$8.31M · min. income ≈ HK$88,908/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$293,648 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).