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At today's rate and a 90% mortgage, the deposit on this unit is about HK$303K, with repayments around HK$13,217/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$303K · loan HK$2.73M · min. income ≈ HK$26,434/mo (50% DSR)
Upfront cash ≈ HK$303K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 1 min walk to Mass Transit Railway Sai Wan Ho Station Station.
Family-friendly — 77 schools within a 1 km walk.
Everyday convenience — 65 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 80 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 23/F
- Flat
- 25
- Saleable Area
- 352 Saleable ft²
- Gross Area
- 465 ft²
- Efficiency
- 76%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 16
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-01-27 | HK$3.00M | −31.5% 4.7y · −7.0%/yr |
| 2021-05-07 | HK$4.38M | +51.0% 7.0y · 7.0%/yr |
| 2014-06-11 | HK$2.90M | +110.1% |
| 2009-05-26 | HK$1.38M | +19.0% |
| 2008-11-27 | HK$1.16M | −7.2% |
| 2007-11-07 | HK$1.25M | +30.2% |
| 1999-06-02 | HK$960K | — |