Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$309K, with repayments around HK$13,487/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$309K · loan HK$2.78M · min. income ≈ HK$26,974/mo (50% DSR)
Upfront cash ≈ HK$309K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 1 min walk to Mass Transit Railway Sai Wan Ho Station Station.
Family-friendly — 77 schools within a 1 km walk.
Everyday convenience — 65 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 80 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 25/F
- Flat
- 55
- Saleable Area
- 352 Saleable ft²
- Gross Area
- 465 ft²
- Efficiency
- 76%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 16
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-06-13 | HK$4.00M | −5.9% 24.5y · 7.0%/yr |
| 2021-10-06 | HK$4.25M | +0.0% 0.5y |
| 2021-03-17 | HK$4.25M | +193.1% 23.2y · 8.0%/yr |
| 1998-01-09 | HK$1.45M | — |