▼ 0.50% · 3.625%
HK$7,185
−HK$451/mo
▼ 0.25% · 3.875%
HK$7,408
−HK$228/mo
Today · 4.125%
HK$7,636
baseline
▲ 0.50% · 4.625%
HK$8,100
+HK$464/mo
Deposit HK$1.58M · loan HK$1.58M · min. income ≈ HK$15,272/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,993
−HK$432/mo
▼ 0.25% · 3.875%
HK$8,208
−HK$217/mo
Today · 4.125%
HK$8,425
baseline
▲ 0.50% · 4.625%
HK$8,869
+HK$444/mo
Deposit HK$1.58M · loan HK$1.58M · min. income ≈ HK$16,850/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,903
−HK$496/mo
▼ 0.25% · 3.875%
HK$8,149
−HK$250/mo
Today · 4.125%
HK$8,399
baseline
▲ 0.50% · 4.625%
HK$8,910
+HK$511/mo
Deposit HK$1.42M · loan HK$1.73M · min. income ≈ HK$16,798/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,793
−HK$475/mo
▼ 0.25% · 3.875%
HK$9,028
−HK$240/mo
Today · 4.125%
HK$9,268
baseline
▲ 0.50% · 4.625%
HK$9,756
+HK$488/mo
Deposit HK$1.42M · loan HK$1.73M · min. income ≈ HK$18,536/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,622
−HK$541/mo
▼ 0.25% · 3.875%
HK$8,890
−HK$273/mo
Today · 4.125%
HK$9,163
baseline
▲ 0.50% · 4.625%
HK$9,720
+HK$557/mo
Deposit HK$1.26M · loan HK$1.89M · min. income ≈ HK$18,326/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,592
−HK$518/mo
▼ 0.25% · 3.875%
HK$9,849
−HK$261/mo
Today · 4.125%
HK$10,110
baseline
▲ 0.50% · 4.625%
HK$10,643
+HK$533/mo
Deposit HK$1.26M · loan HK$1.89M · min. income ≈ HK$20,220/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,340
−HK$586/mo
▼ 0.25% · 3.875%
HK$9,631
−HK$295/mo
Today · 4.125%
HK$9,926
baseline
▲ 0.50% · 4.625%
HK$10,530
+HK$604/mo
Deposit HK$1.10M · loan HK$2.05M · min. income ≈ HK$19,852/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,391
−HK$562/mo
▼ 0.25% · 3.875%
HK$10,670
−HK$283/mo
Today · 4.125%
HK$10,953
baseline
▲ 0.50% · 4.625%
HK$11,530
+HK$577/mo
Deposit HK$1.10M · loan HK$2.05M · min. income ≈ HK$21,906/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,059
−HK$631/mo
▼ 0.25% · 3.875%
HK$10,372
−HK$318/mo
Today · 4.125%
HK$10,690
baseline
▲ 0.50% · 4.625%
HK$11,340
+HK$650/mo
Deposit HK$945K · loan HK$2.21M · min. income ≈ HK$21,380/mo (50% DSR)
Upfront cash ≈ HK$945K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,190
−HK$605/mo
▼ 0.25% · 3.875%
HK$11,491
−HK$304/mo
Today · 4.125%
HK$11,795
baseline
▲ 0.50% · 4.625%
HK$12,417
+HK$622/mo
Deposit HK$945K · loan HK$2.21M · min. income ≈ HK$23,590/mo (50% DSR)
Upfront cash ≈ HK$945K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,777
−HK$676/mo
▼ 0.25% · 3.875%
HK$11,113
−HK$340/mo
Today · 4.125%
HK$11,453
baseline
▲ 0.50% · 4.625%
HK$12,150
+HK$697/mo
Deposit HK$788K · loan HK$2.36M · min. income ≈ HK$22,906/mo (50% DSR)
Upfront cash ≈ HK$788K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,990
−HK$648/mo
▼ 0.25% · 3.875%
HK$12,311
−HK$327/mo
Today · 4.125%
HK$12,638
baseline
▲ 0.50% · 4.625%
HK$13,304
+HK$666/mo
Deposit HK$788K · loan HK$2.36M · min. income ≈ HK$25,276/mo (50% DSR)
Upfront cash ≈ HK$788K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,496
−HK$721/mo
▼ 0.25% · 3.875%
HK$11,854
−HK$363/mo
Today · 4.125%
HK$12,217
baseline
▲ 0.50% · 4.625%
HK$12,960
+HK$743/mo
Deposit HK$630K · loan HK$2.52M · min. income ≈ HK$24,434/mo (50% DSR)
Upfront cash ≈ HK$630K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,789
−HK$691/mo
▼ 0.25% · 3.875%
HK$13,132
−HK$348/mo
Today · 4.125%
HK$13,480
baseline
▲ 0.50% · 4.625%
HK$14,191
+HK$711/mo
Deposit HK$630K · loan HK$2.52M · min. income ≈ HK$26,960/mo (50% DSR)
Upfront cash ≈ HK$630K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,214
−HK$766/mo
▼ 0.25% · 3.875%
HK$12,594
−HK$386/mo
Today · 4.125%
HK$12,980
baseline
▲ 0.50% · 4.625%
HK$13,770
+HK$790/mo
Deposit HK$473K · loan HK$2.68M · min. income ≈ HK$25,960/mo (50% DSR)
Upfront cash ≈ HK$473K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,588
−HK$735/mo
▼ 0.25% · 3.875%
HK$13,953
−HK$370/mo
Today · 4.125%
HK$14,323
baseline
▲ 0.50% · 4.625%
HK$15,078
+HK$755/mo
Deposit HK$473K · loan HK$2.68M · min. income ≈ HK$28,646/mo (50% DSR)
Upfront cash ≈ HK$473K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,933
−HK$811/mo
▼ 0.25% · 3.875%
HK$13,335
−HK$409/mo
Today · 4.125%
HK$13,744
baseline
▲ 0.50% · 4.625%
HK$14,580
+HK$836/mo
Deposit HK$315K · loan HK$2.84M · min. income ≈ HK$27,488/mo (50% DSR)
Upfront cash ≈ HK$315K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,388
−HK$777/mo
▼ 0.25% · 3.875%
HK$14,774
−HK$391/mo
Today · 4.125%
HK$15,165
baseline
▲ 0.50% · 4.625%
HK$15,964
+HK$799/mo
Deposit HK$315K · loan HK$2.84M · min. income ≈ HK$30,330/mo (50% DSR)
Upfront cash ≈ HK$315K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).