▼ 0.50% · 3.625%
HK$15,744
−HK$987/mo
▼ 0.25% · 3.875%
HK$16,234
−HK$497/mo
Today · 4.125%
HK$16,731
baseline
▲ 0.50% · 4.625%
HK$17,749
+HK$1,018/mo
Deposit HK$3.45M · loan HK$3.45M · min. income ≈ HK$33,462/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$207,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,515
−HK$946/mo
▼ 0.25% · 3.875%
HK$17,985
−HK$476/mo
Today · 4.125%
HK$18,461
baseline
▲ 0.50% · 4.625%
HK$19,434
+HK$973/mo
Deposit HK$3.45M · loan HK$3.45M · min. income ≈ HK$36,922/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$207,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,318
−HK$1,086/mo
▼ 0.25% · 3.875%
HK$17,857
−HK$547/mo
Today · 4.125%
HK$18,404
baseline
▲ 0.50% · 4.625%
HK$19,524
+HK$1,120/mo
Deposit HK$3.11M · loan HK$3.80M · min. income ≈ HK$36,808/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$207,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,267
−HK$1,041/mo
▼ 0.25% · 3.875%
HK$19,783
−HK$525/mo
Today · 4.125%
HK$20,308
baseline
▲ 0.50% · 4.625%
HK$21,378
+HK$1,070/mo
Deposit HK$3.11M · loan HK$3.80M · min. income ≈ HK$40,616/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$207,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,893
−HK$1,185/mo
▼ 0.25% · 3.875%
HK$19,481
−HK$597/mo
Today · 4.125%
HK$20,078
baseline
▲ 0.50% · 4.625%
HK$21,299
+HK$1,221/mo
Deposit HK$2.76M · loan HK$4.14M · min. income ≈ HK$40,156/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$207,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,018
−HK$1,136/mo
▼ 0.25% · 3.875%
HK$21,582
−HK$572/mo
Today · 4.125%
HK$22,154
baseline
▲ 0.50% · 4.625%
HK$23,321
+HK$1,167/mo
Deposit HK$2.76M · loan HK$4.14M · min. income ≈ HK$44,308/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$207,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,467
−HK$1,284/mo
▼ 0.25% · 3.875%
HK$21,104
−HK$647/mo
Today · 4.125%
HK$21,751
baseline
▲ 0.50% · 4.625%
HK$23,074
+HK$1,323/mo
Deposit HK$2.42M · loan HK$4.49M · min. income ≈ HK$43,502/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$207,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,770
−HK$1,230/mo
▼ 0.25% · 3.875%
HK$23,380
−HK$620/mo
Today · 4.125%
HK$24,000
baseline
▲ 0.50% · 4.625%
HK$25,265
+HK$1,265/mo
Deposit HK$2.42M · loan HK$4.49M · min. income ≈ HK$48,000/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$207,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,042
−HK$1,382/mo
▼ 0.25% · 3.875%
HK$22,727
−HK$697/mo
Today · 4.125%
HK$23,424
baseline
▲ 0.50% · 4.625%
HK$24,849
+HK$1,425/mo
Deposit HK$2.07M · loan HK$4.83M · min. income ≈ HK$46,848/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$207,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,521
−HK$1,325/mo
▼ 0.25% · 3.875%
HK$25,179
−HK$667/mo
Today · 4.125%
HK$25,846
baseline
▲ 0.50% · 4.625%
HK$27,208
+HK$1,362/mo
Deposit HK$2.07M · loan HK$4.83M · min. income ≈ HK$51,692/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$207,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,616
−HK$1,481/mo
▼ 0.25% · 3.875%
HK$24,351
−HK$746/mo
Today · 4.125%
HK$25,097
baseline
▲ 0.50% · 4.625%
HK$26,624
+HK$1,527/mo
Deposit HK$1.73M · loan HK$5.18M · min. income ≈ HK$50,194/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$207,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,273
−HK$1,419/mo
▼ 0.25% · 3.875%
HK$26,977
−HK$715/mo
Today · 4.125%
HK$27,692
baseline
▲ 0.50% · 4.625%
HK$29,152
+HK$1,460/mo
Deposit HK$1.73M · loan HK$5.18M · min. income ≈ HK$55,384/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$207,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,190
−HK$1,580/mo
▼ 0.25% · 3.875%
HK$25,974
−HK$796/mo
Today · 4.125%
HK$26,770
baseline
▲ 0.50% · 4.625%
HK$28,399
+HK$1,629/mo
Deposit HK$1.38M · loan HK$5.52M · min. income ≈ HK$53,540/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$207,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,024
−HK$1,514/mo
▼ 0.25% · 3.875%
HK$28,776
−HK$762/mo
Today · 4.125%
HK$29,538
baseline
▲ 0.50% · 4.625%
HK$31,095
+HK$1,557/mo
Deposit HK$1.38M · loan HK$5.52M · min. income ≈ HK$59,076/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$207,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,765
−HK$1,678/mo
▼ 0.25% · 3.875%
HK$27,597
−HK$846/mo
Today · 4.125%
HK$28,443
baseline
▲ 0.50% · 4.625%
HK$30,174
+HK$1,731/mo
Deposit HK$1.04M · loan HK$5.87M · min. income ≈ HK$56,886/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$207,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,776
−HK$1,608/mo
▼ 0.25% · 3.875%
HK$30,574
−HK$810/mo
Today · 4.125%
HK$31,384
baseline
▲ 0.50% · 4.625%
HK$33,039
+HK$1,655/mo
Deposit HK$1.04M · loan HK$5.87M · min. income ≈ HK$62,768/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$207,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,339
−HK$1,777/mo
▼ 0.25% · 3.875%
HK$29,221
−HK$895/mo
Today · 4.125%
HK$30,116
baseline
▲ 0.50% · 4.625%
HK$31,949
+HK$1,833/mo
Deposit HK$690K · loan HK$6.21M · min. income ≈ HK$60,232/mo (50% DSR)
Upfront cash ≈ HK$898K (deposit + AVD stamp duty HK$207,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,527
−HK$1,703/mo
▼ 0.25% · 3.875%
HK$32,373
−HK$857/mo
Today · 4.125%
HK$33,230
baseline
▲ 0.50% · 4.625%
HK$34,982
+HK$1,752/mo
Deposit HK$690K · loan HK$6.21M · min. income ≈ HK$66,460/mo (50% DSR)
Upfront cash ≈ HK$898K (deposit + AVD stamp duty HK$207,136 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).