▼ 0.50% · 3.625%
HK$18,039
−HK$1,131/mo
▼ 0.25% · 3.875%
HK$18,600
−HK$570/mo
Today · 4.125%
HK$19,170
baseline
▲ 0.50% · 4.625%
HK$20,337
+HK$1,167/mo
Deposit HK$3.96M · loan HK$3.96M · min. income ≈ HK$38,340/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$237,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,068
−HK$1,085/mo
▼ 0.25% · 3.875%
HK$20,607
−HK$546/mo
Today · 4.125%
HK$21,153
baseline
▲ 0.50% · 4.625%
HK$22,268
+HK$1,115/mo
Deposit HK$3.96M · loan HK$3.96M · min. income ≈ HK$42,306/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$237,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,843
−HK$1,244/mo
▼ 0.25% · 3.875%
HK$20,460
−HK$627/mo
Today · 4.125%
HK$21,087
baseline
▲ 0.50% · 4.625%
HK$22,370
+HK$1,283/mo
Deposit HK$3.56M · loan HK$4.35M · min. income ≈ HK$42,174/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$237,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,075
−HK$1,193/mo
▼ 0.25% · 3.875%
HK$22,667
−HK$601/mo
Today · 4.125%
HK$23,268
baseline
▲ 0.50% · 4.625%
HK$24,494
+HK$1,226/mo
Deposit HK$3.56M · loan HK$4.35M · min. income ≈ HK$46,536/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$237,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,647
−HK$1,357/mo
▼ 0.25% · 3.875%
HK$22,320
−HK$684/mo
Today · 4.125%
HK$23,004
baseline
▲ 0.50% · 4.625%
HK$24,404
+HK$1,400/mo
Deposit HK$3.16M · loan HK$4.75M · min. income ≈ HK$46,008/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$237,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,082
−HK$1,301/mo
▼ 0.25% · 3.875%
HK$24,728
−HK$655/mo
Today · 4.125%
HK$25,383
baseline
▲ 0.50% · 4.625%
HK$26,721
+HK$1,338/mo
Deposit HK$3.16M · loan HK$4.75M · min. income ≈ HK$50,766/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$237,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,451
−HK$1,470/mo
▼ 0.25% · 3.875%
HK$24,180
−HK$741/mo
Today · 4.125%
HK$24,921
baseline
▲ 0.50% · 4.625%
HK$26,438
+HK$1,517/mo
Deposit HK$2.77M · loan HK$5.14M · min. income ≈ HK$49,842/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$237,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,089
−HK$1,409/mo
▼ 0.25% · 3.875%
HK$26,789
−HK$709/mo
Today · 4.125%
HK$27,498
baseline
▲ 0.50% · 4.625%
HK$28,948
+HK$1,450/mo
Deposit HK$2.77M · loan HK$5.14M · min. income ≈ HK$54,996/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$237,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,255
−HK$1,583/mo
▼ 0.25% · 3.875%
HK$26,040
−HK$798/mo
Today · 4.125%
HK$26,838
baseline
▲ 0.50% · 4.625%
HK$28,472
+HK$1,634/mo
Deposit HK$2.37M · loan HK$5.54M · min. income ≈ HK$53,676/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$237,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,096
−HK$1,518/mo
▼ 0.25% · 3.875%
HK$28,849
−HK$765/mo
Today · 4.125%
HK$29,614
baseline
▲ 0.50% · 4.625%
HK$31,175
+HK$1,561/mo
Deposit HK$2.37M · loan HK$5.54M · min. income ≈ HK$59,228/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$237,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,059
−HK$1,696/mo
▼ 0.25% · 3.875%
HK$27,900
−HK$855/mo
Today · 4.125%
HK$28,755
baseline
▲ 0.50% · 4.625%
HK$30,505
+HK$1,750/mo
Deposit HK$1.98M · loan HK$5.93M · min. income ≈ HK$57,510/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$237,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,103
−HK$1,626/mo
▼ 0.25% · 3.875%
HK$30,910
−HK$819/mo
Today · 4.125%
HK$31,729
baseline
▲ 0.50% · 4.625%
HK$33,401
+HK$1,672/mo
Deposit HK$1.98M · loan HK$5.93M · min. income ≈ HK$63,458/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$237,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,863
−HK$1,810/mo
▼ 0.25% · 3.875%
HK$29,760
−HK$913/mo
Today · 4.125%
HK$30,673
baseline
▲ 0.50% · 4.625%
HK$32,539
+HK$1,866/mo
Deposit HK$1.58M · loan HK$6.33M · min. income ≈ HK$61,346/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$237,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,109
−HK$1,735/mo
▼ 0.25% · 3.875%
HK$32,970
−HK$874/mo
Today · 4.125%
HK$33,844
baseline
▲ 0.50% · 4.625%
HK$35,628
+HK$1,784/mo
Deposit HK$1.58M · loan HK$6.33M · min. income ≈ HK$67,688/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$237,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,666
−HK$1,924/mo
▼ 0.25% · 3.875%
HK$31,620
−HK$970/mo
Today · 4.125%
HK$32,590
baseline
▲ 0.50% · 4.625%
HK$34,573
+HK$1,983/mo
Deposit HK$1.19M · loan HK$6.72M · min. income ≈ HK$65,180/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$237,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,116
−HK$1,843/mo
▼ 0.25% · 3.875%
HK$35,031
−HK$928/mo
Today · 4.125%
HK$35,959
baseline
▲ 0.50% · 4.625%
HK$37,855
+HK$1,896/mo
Deposit HK$1.19M · loan HK$6.72M · min. income ≈ HK$71,918/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$237,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,470
−HK$2,037/mo
▼ 0.25% · 3.875%
HK$33,480
−HK$1,027/mo
Today · 4.125%
HK$34,507
baseline
▲ 0.50% · 4.625%
HK$36,606
+HK$2,099/mo
Deposit HK$791K · loan HK$7.12M · min. income ≈ HK$69,014/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$237,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,123
−HK$1,952/mo
▼ 0.25% · 3.875%
HK$37,092
−HK$983/mo
Today · 4.125%
HK$38,075
baseline
▲ 0.50% · 4.625%
HK$40,082
+HK$2,007/mo
Deposit HK$791K · loan HK$7.12M · min. income ≈ HK$76,150/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$237,331 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).