▼ 0.50% · 3.625%
HK$17,985
−HK$1,128/mo
▼ 0.25% · 3.875%
HK$18,545
−HK$568/mo
Today · 4.125%
HK$19,113
baseline
▲ 0.50% · 4.625%
HK$20,276
+HK$1,163/mo
Deposit HK$3.94M · loan HK$3.94M · min. income ≈ HK$38,226/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$236,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,008
−HK$1,081/mo
▼ 0.25% · 3.875%
HK$20,545
−HK$544/mo
Today · 4.125%
HK$21,089
baseline
▲ 0.50% · 4.625%
HK$22,201
+HK$1,112/mo
Deposit HK$3.94M · loan HK$3.94M · min. income ≈ HK$42,178/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$236,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,784
−HK$1,240/mo
▼ 0.25% · 3.875%
HK$20,399
−HK$625/mo
Today · 4.125%
HK$21,024
baseline
▲ 0.50% · 4.625%
HK$22,304
+HK$1,280/mo
Deposit HK$3.55M · loan HK$4.34M · min. income ≈ HK$42,048/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$236,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,009
−HK$1,189/mo
▼ 0.25% · 3.875%
HK$22,599
−HK$599/mo
Today · 4.125%
HK$23,198
baseline
▲ 0.50% · 4.625%
HK$24,421
+HK$1,223/mo
Deposit HK$3.55M · loan HK$4.34M · min. income ≈ HK$46,396/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$236,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,582
−HK$1,354/mo
▼ 0.25% · 3.875%
HK$22,254
−HK$682/mo
Today · 4.125%
HK$22,936
baseline
▲ 0.50% · 4.625%
HK$24,331
+HK$1,395/mo
Deposit HK$3.15M · loan HK$4.73M · min. income ≈ HK$45,872/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$236,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,010
−HK$1,297/mo
▼ 0.25% · 3.875%
HK$24,654
−HK$653/mo
Today · 4.125%
HK$25,307
baseline
▲ 0.50% · 4.625%
HK$26,641
+HK$1,334/mo
Deposit HK$3.15M · loan HK$4.73M · min. income ≈ HK$50,614/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$236,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,381
−HK$1,466/mo
▼ 0.25% · 3.875%
HK$24,108
−HK$739/mo
Today · 4.125%
HK$24,847
baseline
▲ 0.50% · 4.625%
HK$26,359
+HK$1,512/mo
Deposit HK$2.76M · loan HK$5.13M · min. income ≈ HK$49,694/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$236,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,011
−HK$1,405/mo
▼ 0.25% · 3.875%
HK$26,708
−HK$708/mo
Today · 4.125%
HK$27,416
baseline
▲ 0.50% · 4.625%
HK$28,861
+HK$1,445/mo
Deposit HK$2.76M · loan HK$5.13M · min. income ≈ HK$54,832/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$236,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,179
−HK$1,579/mo
▼ 0.25% · 3.875%
HK$25,962
−HK$796/mo
Today · 4.125%
HK$26,758
baseline
▲ 0.50% · 4.625%
HK$28,386
+HK$1,628/mo
Deposit HK$2.37M · loan HK$5.52M · min. income ≈ HK$53,516/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$236,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,012
−HK$1,513/mo
▼ 0.25% · 3.875%
HK$28,763
−HK$762/mo
Today · 4.125%
HK$29,525
baseline
▲ 0.50% · 4.625%
HK$31,081
+HK$1,556/mo
Deposit HK$2.37M · loan HK$5.52M · min. income ≈ HK$59,050/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$236,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,978
−HK$1,692/mo
▼ 0.25% · 3.875%
HK$27,817
−HK$853/mo
Today · 4.125%
HK$28,670
baseline
▲ 0.50% · 4.625%
HK$30,414
+HK$1,744/mo
Deposit HK$1.97M · loan HK$5.92M · min. income ≈ HK$57,340/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$236,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,012
−HK$1,622/mo
▼ 0.25% · 3.875%
HK$30,817
−HK$817/mo
Today · 4.125%
HK$31,634
baseline
▲ 0.50% · 4.625%
HK$33,301
+HK$1,667/mo
Deposit HK$1.97M · loan HK$5.92M · min. income ≈ HK$63,268/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$236,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,776
−HK$1,805/mo
▼ 0.25% · 3.875%
HK$29,671
−HK$910/mo
Today · 4.125%
HK$30,581
baseline
▲ 0.50% · 4.625%
HK$32,442
+HK$1,861/mo
Deposit HK$1.58M · loan HK$6.31M · min. income ≈ HK$61,162/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$236,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,013
−HK$1,730/mo
▼ 0.25% · 3.875%
HK$32,872
−HK$871/mo
Today · 4.125%
HK$33,743
baseline
▲ 0.50% · 4.625%
HK$35,522
+HK$1,779/mo
Deposit HK$1.58M · loan HK$6.31M · min. income ≈ HK$67,486/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$236,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,575
−HK$1,917/mo
▼ 0.25% · 3.875%
HK$31,526
−HK$966/mo
Today · 4.125%
HK$32,492
baseline
▲ 0.50% · 4.625%
HK$34,469
+HK$1,977/mo
Deposit HK$1.18M · loan HK$6.70M · min. income ≈ HK$64,984/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$236,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,014
−HK$1,838/mo
▼ 0.25% · 3.875%
HK$34,926
−HK$926/mo
Today · 4.125%
HK$35,852
baseline
▲ 0.50% · 4.625%
HK$37,742
+HK$1,890/mo
Deposit HK$1.18M · loan HK$6.70M · min. income ≈ HK$71,704/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$236,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,373
−HK$2,030/mo
▼ 0.25% · 3.875%
HK$33,380
−HK$1,023/mo
Today · 4.125%
HK$34,403
baseline
▲ 0.50% · 4.625%
HK$36,497
+HK$2,094/mo
Deposit HK$789K · loan HK$7.10M · min. income ≈ HK$68,806/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$236,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,015
−HK$1,946/mo
▼ 0.25% · 3.875%
HK$36,981
−HK$980/mo
Today · 4.125%
HK$37,961
baseline
▲ 0.50% · 4.625%
HK$39,962
+HK$2,001/mo
Deposit HK$789K · loan HK$7.10M · min. income ≈ HK$75,922/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$236,621 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).