▼ 0.50% · 3.625%
HK$17,276
−HK$1,084/mo
▼ 0.25% · 3.875%
HK$17,814
−HK$546/mo
Today · 4.125%
HK$18,360
baseline
▲ 0.50% · 4.625%
HK$19,477
+HK$1,117/mo
Deposit HK$3.79M · loan HK$3.79M · min. income ≈ HK$36,720/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$227,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,220
−HK$1,038/mo
▼ 0.25% · 3.875%
HK$19,735
−HK$523/mo
Today · 4.125%
HK$20,258
baseline
▲ 0.50% · 4.625%
HK$21,326
+HK$1,068/mo
Deposit HK$3.79M · loan HK$3.79M · min. income ≈ HK$40,516/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$227,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,004
−HK$1,192/mo
▼ 0.25% · 3.875%
HK$19,595
−HK$601/mo
Today · 4.125%
HK$20,196
baseline
▲ 0.50% · 4.625%
HK$21,424
+HK$1,228/mo
Deposit HK$3.41M · loan HK$4.17M · min. income ≈ HK$40,392/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$227,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,142
−HK$1,142/mo
▼ 0.25% · 3.875%
HK$21,709
−HK$575/mo
Today · 4.125%
HK$22,284
baseline
▲ 0.50% · 4.625%
HK$23,458
+HK$1,174/mo
Deposit HK$3.41M · loan HK$4.17M · min. income ≈ HK$44,568/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$227,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,731
−HK$1,301/mo
▼ 0.25% · 3.875%
HK$21,376
−HK$656/mo
Today · 4.125%
HK$22,032
baseline
▲ 0.50% · 4.625%
HK$23,372
+HK$1,340/mo
Deposit HK$3.03M · loan HK$4.55M · min. income ≈ HK$44,064/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$227,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,064
−HK$1,246/mo
▼ 0.25% · 3.875%
HK$23,682
−HK$628/mo
Today · 4.125%
HK$24,310
baseline
▲ 0.50% · 4.625%
HK$25,591
+HK$1,281/mo
Deposit HK$3.03M · loan HK$4.55M · min. income ≈ HK$48,620/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$227,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,459
−HK$1,408/mo
▼ 0.25% · 3.875%
HK$23,158
−HK$709/mo
Today · 4.125%
HK$23,867
baseline
▲ 0.50% · 4.625%
HK$25,320
+HK$1,453/mo
Deposit HK$2.65M · loan HK$4.92M · min. income ≈ HK$47,734/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$227,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,986
−HK$1,349/mo
▼ 0.25% · 3.875%
HK$25,656
−HK$679/mo
Today · 4.125%
HK$26,335
baseline
▲ 0.50% · 4.625%
HK$27,724
+HK$1,389/mo
Deposit HK$2.65M · loan HK$4.92M · min. income ≈ HK$52,670/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$227,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,187
−HK$1,516/mo
▼ 0.25% · 3.875%
HK$24,939
−HK$764/mo
Today · 4.125%
HK$25,703
baseline
▲ 0.50% · 4.625%
HK$27,267
+HK$1,564/mo
Deposit HK$2.27M · loan HK$5.30M · min. income ≈ HK$51,406/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$227,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,907
−HK$1,454/mo
▼ 0.25% · 3.875%
HK$27,629
−HK$732/mo
Today · 4.125%
HK$28,361
baseline
▲ 0.50% · 4.625%
HK$29,856
+HK$1,495/mo
Deposit HK$2.27M · loan HK$5.30M · min. income ≈ HK$56,722/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$227,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,914
−HK$1,625/mo
▼ 0.25% · 3.875%
HK$26,720
−HK$819/mo
Today · 4.125%
HK$27,539
baseline
▲ 0.50% · 4.625%
HK$29,215
+HK$1,676/mo
Deposit HK$1.89M · loan HK$5.68M · min. income ≈ HK$55,078/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$227,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,829
−HK$1,558/mo
▼ 0.25% · 3.875%
HK$29,603
−HK$784/mo
Today · 4.125%
HK$30,387
baseline
▲ 0.50% · 4.625%
HK$31,989
+HK$1,602/mo
Deposit HK$1.89M · loan HK$5.68M · min. income ≈ HK$60,774/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$227,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,642
−HK$1,733/mo
▼ 0.25% · 3.875%
HK$28,502
−HK$873/mo
Today · 4.125%
HK$29,375
baseline
▲ 0.50% · 4.625%
HK$31,163
+HK$1,788/mo
Deposit HK$1.52M · loan HK$6.06M · min. income ≈ HK$58,750/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$227,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,751
−HK$1,662/mo
▼ 0.25% · 3.875%
HK$31,576
−HK$837/mo
Today · 4.125%
HK$32,413
baseline
▲ 0.50% · 4.625%
HK$34,121
+HK$1,708/mo
Deposit HK$1.52M · loan HK$6.06M · min. income ≈ HK$64,826/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$227,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,370
−HK$1,841/mo
▼ 0.25% · 3.875%
HK$30,283
−HK$928/mo
Today · 4.125%
HK$31,211
baseline
▲ 0.50% · 4.625%
HK$33,110
+HK$1,899/mo
Deposit HK$1.14M · loan HK$6.44M · min. income ≈ HK$62,422/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$227,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,673
−HK$1,766/mo
▼ 0.25% · 3.875%
HK$33,550
−HK$889/mo
Today · 4.125%
HK$34,439
baseline
▲ 0.50% · 4.625%
HK$36,254
+HK$1,815/mo
Deposit HK$1.14M · loan HK$6.44M · min. income ≈ HK$68,878/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$227,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,097
−HK$1,950/mo
▼ 0.25% · 3.875%
HK$32,065
−HK$982/mo
Today · 4.125%
HK$33,047
baseline
▲ 0.50% · 4.625%
HK$35,058
+HK$2,011/mo
Deposit HK$758K · loan HK$6.82M · min. income ≈ HK$66,094/mo (50% DSR)
Upfront cash ≈ HK$985K (deposit + AVD stamp duty HK$227,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,595
−HK$1,869/mo
▼ 0.25% · 3.875%
HK$35,523
−HK$941/mo
Today · 4.125%
HK$36,464
baseline
▲ 0.50% · 4.625%
HK$38,387
+HK$1,923/mo
Deposit HK$758K · loan HK$6.82M · min. income ≈ HK$72,928/mo (50% DSR)
Upfront cash ≈ HK$985K (deposit + AVD stamp duty HK$227,294 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).