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Home Central and Western District Valverde

12/F B

in Valverde

Central and Western District · Hong Kong Island

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Floor
7/F A 716 ft² 7/F B 995 ft² 7/F C 995 ft² 8/F A 716 ft² 8/F B 995 ft² 8/F C 995 ft² 9/F A 716 ft² 9/F B 995 ft² 9/F C 995 ft² 10/F A 716 ft² 10/F B 995 ft² 10/F C 995 ft² 11/F A 716 ft² 11/F B 995 ft² 11/F C 995 ft² 12/F A 716 ft² 12/F B 995 ft² 12/F C 995 ft² 15/F A 721 ft² 15/F B 1,010 ft² 15/F C 1,010 ft² 16/F A 721 ft² 16/F B 1,010 ft² 16/F C 1,010 ft² 17/F A 721 ft² 17/F B 1,010 ft² 17/F C 1,010 ft² 18/F A 721 ft² 18/F B 1,010 ft² 18/F C 1,010 ft² 19/F A 721 ft² 19/F B 1,010 ft² 19/F C 1,010 ft² 20/F A 721 ft² 20/F B 1,010 ft² 20/F C 1,010 ft² 21/F A 727 ft² 21/F B 1,026 ft² 21/F C 1,026 ft² 22/F A 727 ft² 22/F B 1,026 ft² 22/F C 1,026 ft² 23/F A 727 ft² 23/F B 1,026 ft² 23/F C 1,026 ft² 25/F A 783 ft² 25/F B 1,026 ft² 25/F C 1,026 ft² 26/F A 783 ft² 26/F B 1,026 ft² 26/F C 1,026 ft² 27/F A 783 ft² 27/F B 1,026 ft² 27/F C 1,026 ft² 28/F A 788 ft² 28/F B 1,042 ft² 28/F C 1,042 ft² 29/F A 788 ft² 29/F B 1,042 ft² 29/F C 1,042 ft² 30/F A 788 ft² 30/F B 1,042 ft² 30/F C 1,042 ft² 31/F A 788 ft² 31/F B 1,042 ft² 31/F C 1,042 ft² 32/F A 788 ft² 32/F B 1,060 ft² 32/F C 1,060 ft² 33/F A 788 ft² 33/F B 1,060 ft² 33/F C 1,060 ft² 35/F A 792 ft² 35/F B 1,070 ft² 35/F C 1,070 ft² 36/F A 1,665 ft² 36/F B 1,071 ft² 36/F C 1,071 ft² 37/F B 1,070 ft² 37/F C 1,071 ft² 38/F B 2,863 ft² 38/F C 2,863 ft²
Crescira AVM · estimated value ● Medium confidence
HK$26.05M
≈ HK$26,181 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 70% mortgage, the deposit on this unit is about HK$7.81M, with repayments around HK$88,376/mo for the first 5 years.

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Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$83,161
−HK$5,215/mo
▼ 0.25% · 3.875%
HK$85,747
−HK$2,629/mo
Today · 4.125%
HK$88,376
baseline
▲ 0.50% · 4.625%
HK$93,753
+HK$5,377/mo

Deposit HK$7.81M · loan HK$18.23M · min. income ≈ HK$176,752/mo (50% DSR)

Upfront cash ≈ HK$8.92M (deposit + AVD stamp duty HK$1,107,122 · Scale 2, in force from 26 Feb 2026)

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway Central Station
≈ 14 min walk · 1,058 m
Education
14
schools within 1 km (1 within 500 m)
Daily convenience
19
within 1 km (5 within 500 m)
Health
1
hospitals/clinics within 1 km
Recreation
33
parks, libraries, sports within 1 km

Family-friendly — 14 schools within a 1 km walk.

Everyday convenience — 19 shopping and daily-needs spots nearby.

Healthcare close by — 1 hospital/clinics within 1 km.

Green space & leisure — 33 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
12/F
Flat
B
Saleable Area
995 Saleable ft²
Gross Area
1,355 ft²
Efficiency
73%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2003-08-22 HK$7.30M −53.0%
1997-01-03 HK$15.54M —

Other appraised units in this building

7/F A
716 ft²
HK$15.96M
7/F B
995 ft²
HK$24.71M
7/F C
995 ft²
HK$24.42M
8/F A
716 ft²
HK$15.60M
8/F B
995 ft²
HK$24.21M
8/F C
995 ft²
HK$23.93M
Data sourced from Renavon.com