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Crescira AVM · estimated value Medium confidence
HK$26.27M
≈ HK$26,405 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$7.88M, with repayments around HK$89,132/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$83,873
−HK$5,259/mo
▼ 0.25% · 3.875%
HK$86,482
−HK$2,650/mo
Today · 4.125%
HK$89,132
baseline
▲ 0.50% · 4.625%
HK$94,556
+HK$5,424/mo

Deposit HK$7.88M · loan HK$18.39M · min. income ≈ HK$178,264/mo (50% DSR)

Upfront cash ≈ HK$9.00M (deposit + AVD stamp duty HK$1,116,602 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
8/F
Flat
C
Saleable Area
995 ft²
Gross Area
1,373 ft²
Efficiency
72%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2013-12-17 HK$25.80M +51.8%
2007-12-11 HK$17.00M +26.9%
2007-04-12 HK$13.40M +39.6%
2001-05-25 HK$9.60M −52.0%
1997-10-21 HK$20.00M +19.8%
1997-03-24 HK$16.70M +22.0%
1996-11-29 HK$13.69M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Central
≈ 14 min walk · 1,065 m
Education
14
schools within 1 km (1 within 500 m)
Daily convenience
20
within 1 km (5 within 500 m)
Health
1
hospitals/clinics within 1 km
Recreation
33
parks, libraries, sports within 1 km

Family-friendly — 14 schools within a 1 km walk.

Everyday convenience — 20 shopping and daily-needs spots nearby.

Healthcare close by — 1 hospital/clinics within 1 km.

Green space & leisure — 33 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com