Skip to content
Crescira AVM · estimated value ● Medium confidence
HK$17.23M
≈ HK$24,066 / ft² saleable · updated 2026-09-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$5.17M, with repayments around HK$58,459/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$55,010
−HK$3,449/mo
▼ 0.25% · 3.875%
HK$56,721
−HK$1,738/mo
Today · 4.125%
HK$58,459
baseline
▲ 0.50% · 4.625%
HK$62,016
+HK$3,557/mo

Deposit HK$5.17M · loan HK$12.06M · min. income ≈ HK$116,918/mo (50% DSR)

Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$646,187 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
12/F
Flat
A
Saleable Area
716 ft²
Gross Area
998 ft²
Efficiency
72%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2017-05-15 HK$22.80M +14.6%
4.5y
2012-11-20 HK$19.90M +145.7%
13.9y
1999-02-02 HK$8.10M −44.4%
1.2y
1998-03-21 HK$14.58M +0.0%
1997-12-04 HK$14.58M +64.1%
1.3y
1996-08-21 HK$8.88M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Central
≈ 14 min walk · 1,065 m
Education
14
schools within 1 km (1 within 500 m)
Daily convenience
20
within 1 km (5 within 500 m)
Health
1
hospitals/clinics within 1 km
Recreation
33
parks, libraries, sports within 1 km

Family-friendly — 14 schools within a 1 km walk.

Everyday convenience — 20 shopping and daily-needs spots nearby.

Healthcare close by — 1 hospital/clinics within 1 km.

Green space & leisure — 33 parks, libraries and sports venues nearby.

Location

Other appraised units in this building