▼ 0.50% · 3.625%
HK$22,162
−HK$1,389/mo
▼ 0.25% · 3.875%
HK$22,851
−HK$700/mo
Today · 4.125%
HK$23,551
baseline
▲ 0.50% · 4.625%
HK$24,985
+HK$1,434/mo
Deposit HK$4.86M · loan HK$4.86M · min. income ≈ HK$47,102/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$341,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,655
−HK$1,332/mo
▼ 0.25% · 3.875%
HK$25,316
−HK$671/mo
Today · 4.125%
HK$25,987
baseline
▲ 0.50% · 4.625%
HK$27,357
+HK$1,370/mo
Deposit HK$4.86M · loan HK$4.86M · min. income ≈ HK$51,974/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$341,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,378
−HK$1,529/mo
▼ 0.25% · 3.875%
HK$25,136
−HK$771/mo
Today · 4.125%
HK$25,907
baseline
▲ 0.50% · 4.625%
HK$27,483
+HK$1,576/mo
Deposit HK$4.37M · loan HK$5.35M · min. income ≈ HK$51,814/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$341,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,120
−HK$1,465/mo
▼ 0.25% · 3.875%
HK$27,848
−HK$737/mo
Today · 4.125%
HK$28,585
baseline
▲ 0.50% · 4.625%
HK$30,092
+HK$1,507/mo
Deposit HK$4.37M · loan HK$5.35M · min. income ≈ HK$57,170/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$341,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,594
−HK$1,668/mo
▼ 0.25% · 3.875%
HK$27,421
−HK$841/mo
Today · 4.125%
HK$28,262
baseline
▲ 0.50% · 4.625%
HK$29,981
+HK$1,719/mo
Deposit HK$3.89M · loan HK$5.83M · min. income ≈ HK$56,524/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$341,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,586
−HK$1,598/mo
▼ 0.25% · 3.875%
HK$30,379
−HK$805/mo
Today · 4.125%
HK$31,184
baseline
▲ 0.50% · 4.625%
HK$32,828
+HK$1,644/mo
Deposit HK$3.89M · loan HK$5.83M · min. income ≈ HK$62,368/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$341,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,810
−HK$1,807/mo
▼ 0.25% · 3.875%
HK$29,706
−HK$911/mo
Today · 4.125%
HK$30,617
baseline
▲ 0.50% · 4.625%
HK$32,480
+HK$1,863/mo
Deposit HK$3.40M · loan HK$6.32M · min. income ≈ HK$61,234/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$341,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,051
−HK$1,732/mo
▼ 0.25% · 3.875%
HK$32,911
−HK$872/mo
Today · 4.125%
HK$33,783
baseline
▲ 0.50% · 4.625%
HK$35,563
+HK$1,780/mo
Deposit HK$3.40M · loan HK$6.32M · min. income ≈ HK$67,566/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$341,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,026
−HK$1,946/mo
▼ 0.25% · 3.875%
HK$31,992
−HK$980/mo
Today · 4.125%
HK$32,972
baseline
▲ 0.50% · 4.625%
HK$34,978
+HK$2,006/mo
Deposit HK$2.92M · loan HK$6.80M · min. income ≈ HK$65,944/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$341,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,517
−HK$1,864/mo
▼ 0.25% · 3.875%
HK$35,442
−HK$939/mo
Today · 4.125%
HK$36,381
baseline
▲ 0.50% · 4.625%
HK$38,299
+HK$1,918/mo
Deposit HK$2.92M · loan HK$6.80M · min. income ≈ HK$72,762/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$341,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,243
−HK$2,084/mo
▼ 0.25% · 3.875%
HK$34,277
−HK$1,050/mo
Today · 4.125%
HK$35,327
baseline
▲ 0.50% · 4.625%
HK$37,477
+HK$2,150/mo
Deposit HK$2.43M · loan HK$7.29M · min. income ≈ HK$70,654/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$341,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,982
−HK$1,998/mo
▼ 0.25% · 3.875%
HK$37,974
−HK$1,006/mo
Today · 4.125%
HK$38,980
baseline
▲ 0.50% · 4.625%
HK$41,035
+HK$2,055/mo
Deposit HK$2.43M · loan HK$7.29M · min. income ≈ HK$77,960/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$341,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,459
−HK$2,223/mo
▼ 0.25% · 3.875%
HK$36,562
−HK$1,120/mo
Today · 4.125%
HK$37,682
baseline
▲ 0.50% · 4.625%
HK$39,975
+HK$2,293/mo
Deposit HK$1.94M · loan HK$7.78M · min. income ≈ HK$75,364/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$341,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,448
−HK$2,131/mo
▼ 0.25% · 3.875%
HK$40,506
−HK$1,073/mo
Today · 4.125%
HK$41,579
baseline
▲ 0.50% · 4.625%
HK$43,770
+HK$2,191/mo
Deposit HK$1.94M · loan HK$7.78M · min. income ≈ HK$83,158/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$341,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,675
−HK$2,363/mo
▼ 0.25% · 3.875%
HK$38,847
−HK$1,191/mo
Today · 4.125%
HK$40,038
baseline
▲ 0.50% · 4.625%
HK$42,474
+HK$2,436/mo
Deposit HK$1.46M · loan HK$8.26M · min. income ≈ HK$80,076/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$341,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,913
−HK$2,264/mo
▼ 0.25% · 3.875%
HK$43,037
−HK$1,140/mo
Today · 4.125%
HK$44,177
baseline
▲ 0.50% · 4.625%
HK$46,506
+HK$2,329/mo
Deposit HK$1.46M · loan HK$8.26M · min. income ≈ HK$88,354/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$341,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,891
−HK$2,502/mo
▼ 0.25% · 3.875%
HK$41,132
−HK$1,261/mo
Today · 4.125%
HK$42,393
baseline
▲ 0.50% · 4.625%
HK$44,972
+HK$2,579/mo
Deposit HK$972K · loan HK$8.75M · min. income ≈ HK$84,786/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$341,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,379
−HK$2,397/mo
▼ 0.25% · 3.875%
HK$45,569
−HK$1,207/mo
Today · 4.125%
HK$46,776
baseline
▲ 0.50% · 4.625%
HK$49,242
+HK$2,466/mo
Deposit HK$972K · loan HK$8.75M · min. income ≈ HK$93,552/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$341,898 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).