▼ 0.50% · 3.625%
HK$22,728
−HK$1,425/mo
▼ 0.25% · 3.875%
HK$23,435
−HK$718/mo
Today · 4.125%
HK$24,153
baseline
▲ 0.50% · 4.625%
HK$25,623
+HK$1,470/mo
Deposit HK$4.98M · loan HK$4.98M · min. income ≈ HK$48,306/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$366,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,285
−HK$1,366/mo
▼ 0.25% · 3.875%
HK$25,963
−HK$688/mo
Today · 4.125%
HK$26,651
baseline
▲ 0.50% · 4.625%
HK$28,055
+HK$1,404/mo
Deposit HK$4.98M · loan HK$4.98M · min. income ≈ HK$53,302/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$366,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,001
−HK$1,567/mo
▼ 0.25% · 3.875%
HK$25,778
−HK$790/mo
Today · 4.125%
HK$26,568
baseline
▲ 0.50% · 4.625%
HK$28,185
+HK$1,617/mo
Deposit HK$4.49M · loan HK$5.48M · min. income ≈ HK$53,136/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$366,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,813
−HK$1,503/mo
▼ 0.25% · 3.875%
HK$28,559
−HK$757/mo
Today · 4.125%
HK$29,316
baseline
▲ 0.50% · 4.625%
HK$30,861
+HK$1,545/mo
Deposit HK$4.49M · loan HK$5.48M · min. income ≈ HK$58,632/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$366,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,273
−HK$1,711/mo
▼ 0.25% · 3.875%
HK$28,122
−HK$862/mo
Today · 4.125%
HK$28,984
baseline
▲ 0.50% · 4.625%
HK$30,747
+HK$1,763/mo
Deposit HK$3.99M · loan HK$5.98M · min. income ≈ HK$57,968/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$366,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,341
−HK$1,640/mo
▼ 0.25% · 3.875%
HK$31,155
−HK$826/mo
Today · 4.125%
HK$31,981
baseline
▲ 0.50% · 4.625%
HK$33,666
+HK$1,685/mo
Deposit HK$3.99M · loan HK$5.98M · min. income ≈ HK$63,962/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$366,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,546
−HK$1,853/mo
▼ 0.25% · 3.875%
HK$30,465
−HK$934/mo
Today · 4.125%
HK$31,399
baseline
▲ 0.50% · 4.625%
HK$33,310
+HK$1,911/mo
Deposit HK$3.49M · loan HK$6.48M · min. income ≈ HK$62,798/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$366,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,870
−HK$1,776/mo
▼ 0.25% · 3.875%
HK$33,751
−HK$895/mo
Today · 4.125%
HK$34,646
baseline
▲ 0.50% · 4.625%
HK$36,472
+HK$1,826/mo
Deposit HK$3.49M · loan HK$6.48M · min. income ≈ HK$69,292/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$366,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,819
−HK$1,995/mo
▼ 0.25% · 3.875%
HK$32,809
−HK$1,005/mo
Today · 4.125%
HK$33,814
baseline
▲ 0.50% · 4.625%
HK$35,872
+HK$2,058/mo
Deposit HK$2.99M · loan HK$6.98M · min. income ≈ HK$67,628/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$366,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,398
−HK$1,913/mo
▼ 0.25% · 3.875%
HK$36,348
−HK$963/mo
Today · 4.125%
HK$37,311
baseline
▲ 0.50% · 4.625%
HK$39,278
+HK$1,967/mo
Deposit HK$2.99M · loan HK$6.98M · min. income ≈ HK$74,622/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$366,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,092
−HK$2,138/mo
▼ 0.25% · 3.875%
HK$35,152
−HK$1,078/mo
Today · 4.125%
HK$36,230
baseline
▲ 0.50% · 4.625%
HK$38,434
+HK$2,204/mo
Deposit HK$2.49M · loan HK$7.48M · min. income ≈ HK$72,460/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$366,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,927
−HK$2,049/mo
▼ 0.25% · 3.875%
HK$38,944
−HK$1,032/mo
Today · 4.125%
HK$39,976
baseline
▲ 0.50% · 4.625%
HK$42,083
+HK$2,107/mo
Deposit HK$2.49M · loan HK$7.48M · min. income ≈ HK$79,952/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$366,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,365
−HK$2,280/mo
▼ 0.25% · 3.875%
HK$37,496
−HK$1,149/mo
Today · 4.125%
HK$38,645
baseline
▲ 0.50% · 4.625%
HK$40,996
+HK$2,351/mo
Deposit HK$1.99M · loan HK$7.97M · min. income ≈ HK$77,290/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$366,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,455
−HK$2,186/mo
▼ 0.25% · 3.875%
HK$41,540
−HK$1,101/mo
Today · 4.125%
HK$42,641
baseline
▲ 0.50% · 4.625%
HK$44,889
+HK$2,248/mo
Deposit HK$1.99M · loan HK$7.97M · min. income ≈ HK$85,282/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$366,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,637
−HK$2,423/mo
▼ 0.25% · 3.875%
HK$39,839
−HK$1,221/mo
Today · 4.125%
HK$41,060
baseline
▲ 0.50% · 4.625%
HK$43,559
+HK$2,499/mo
Deposit HK$1.50M · loan HK$8.47M · min. income ≈ HK$82,120/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$366,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,984
−HK$2,322/mo
▼ 0.25% · 3.875%
HK$44,137
−HK$1,169/mo
Today · 4.125%
HK$45,306
baseline
▲ 0.50% · 4.625%
HK$47,694
+HK$2,388/mo
Deposit HK$1.50M · loan HK$8.47M · min. income ≈ HK$90,612/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$366,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,910
−HK$2,566/mo
▼ 0.25% · 3.875%
HK$42,183
−HK$1,293/mo
Today · 4.125%
HK$43,476
baseline
▲ 0.50% · 4.625%
HK$46,121
+HK$2,645/mo
Deposit HK$997K · loan HK$8.97M · min. income ≈ HK$86,952/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$366,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,512
−HK$2,459/mo
▼ 0.25% · 3.875%
HK$46,733
−HK$1,238/mo
Today · 4.125%
HK$47,971
baseline
▲ 0.50% · 4.625%
HK$50,500
+HK$2,529/mo
Deposit HK$997K · loan HK$8.97M · min. income ≈ HK$95,942/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$366,725 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).