▼ 0.50% · 3.625%
HK$22,260
−HK$1,396/mo
▼ 0.25% · 3.875%
HK$22,953
−HK$703/mo
Today · 4.125%
HK$23,656
baseline
▲ 0.50% · 4.625%
HK$25,096
+HK$1,440/mo
Deposit HK$4.88M · loan HK$4.88M · min. income ≈ HK$47,312/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$346,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,765
−HK$1,338/mo
▼ 0.25% · 3.875%
HK$25,429
−HK$674/mo
Today · 4.125%
HK$26,103
baseline
▲ 0.50% · 4.625%
HK$27,478
+HK$1,375/mo
Deposit HK$4.88M · loan HK$4.88M · min. income ≈ HK$52,206/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$346,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,487
−HK$1,535/mo
▼ 0.25% · 3.875%
HK$25,248
−HK$774/mo
Today · 4.125%
HK$26,022
baseline
▲ 0.50% · 4.625%
HK$27,605
+HK$1,583/mo
Deposit HK$4.39M · loan HK$5.37M · min. income ≈ HK$52,044/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$346,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,241
−HK$1,472/mo
▼ 0.25% · 3.875%
HK$27,972
−HK$741/mo
Today · 4.125%
HK$28,713
baseline
▲ 0.50% · 4.625%
HK$30,226
+HK$1,513/mo
Deposit HK$4.39M · loan HK$5.37M · min. income ≈ HK$57,426/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$346,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,713
−HK$1,675/mo
▼ 0.25% · 3.875%
HK$27,543
−HK$845/mo
Today · 4.125%
HK$28,388
baseline
▲ 0.50% · 4.625%
HK$30,115
+HK$1,727/mo
Deposit HK$3.90M · loan HK$5.86M · min. income ≈ HK$56,776/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$346,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,717
−HK$1,606/mo
▼ 0.25% · 3.875%
HK$30,514
−HK$809/mo
Today · 4.125%
HK$31,323
baseline
▲ 0.50% · 4.625%
HK$32,974
+HK$1,651/mo
Deposit HK$3.90M · loan HK$5.86M · min. income ≈ HK$62,646/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$346,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,939
−HK$1,814/mo
▼ 0.25% · 3.875%
HK$29,839
−HK$914/mo
Today · 4.125%
HK$30,753
baseline
▲ 0.50% · 4.625%
HK$32,625
+HK$1,872/mo
Deposit HK$3.42M · loan HK$6.35M · min. income ≈ HK$61,506/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$346,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,194
−HK$1,739/mo
▼ 0.25% · 3.875%
HK$33,057
−HK$876/mo
Today · 4.125%
HK$33,933
baseline
▲ 0.50% · 4.625%
HK$35,722
+HK$1,789/mo
Deposit HK$3.42M · loan HK$6.35M · min. income ≈ HK$67,866/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$346,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,165
−HK$1,954/mo
▼ 0.25% · 3.875%
HK$32,134
−HK$985/mo
Today · 4.125%
HK$33,119
baseline
▲ 0.50% · 4.625%
HK$35,134
+HK$2,015/mo
Deposit HK$2.93M · loan HK$6.83M · min. income ≈ HK$66,238/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$346,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,670
−HK$1,874/mo
▼ 0.25% · 3.875%
HK$35,600
−HK$944/mo
Today · 4.125%
HK$36,544
baseline
▲ 0.50% · 4.625%
HK$38,470
+HK$1,926/mo
Deposit HK$2.93M · loan HK$6.83M · min. income ≈ HK$73,088/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$346,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,391
−HK$2,094/mo
▼ 0.25% · 3.875%
HK$34,429
−HK$1,056/mo
Today · 4.125%
HK$35,485
baseline
▲ 0.50% · 4.625%
HK$37,644
+HK$2,159/mo
Deposit HK$2.44M · loan HK$7.32M · min. income ≈ HK$70,970/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$346,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,147
−HK$2,007/mo
▼ 0.25% · 3.875%
HK$38,143
−HK$1,011/mo
Today · 4.125%
HK$39,154
baseline
▲ 0.50% · 4.625%
HK$41,218
+HK$2,064/mo
Deposit HK$2.44M · loan HK$7.32M · min. income ≈ HK$78,308/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$346,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,617
−HK$2,233/mo
▼ 0.25% · 3.875%
HK$36,725
−HK$1,125/mo
Today · 4.125%
HK$37,850
baseline
▲ 0.50% · 4.625%
HK$40,153
+HK$2,303/mo
Deposit HK$1.95M · loan HK$7.81M · min. income ≈ HK$75,700/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$346,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,623
−HK$2,141/mo
▼ 0.25% · 3.875%
HK$40,686
−HK$1,078/mo
Today · 4.125%
HK$41,764
baseline
▲ 0.50% · 4.625%
HK$43,965
+HK$2,201/mo
Deposit HK$1.95M · loan HK$7.81M · min. income ≈ HK$83,528/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$346,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,843
−HK$2,373/mo
▼ 0.25% · 3.875%
HK$39,020
−HK$1,196/mo
Today · 4.125%
HK$40,216
baseline
▲ 0.50% · 4.625%
HK$42,663
+HK$2,447/mo
Deposit HK$1.46M · loan HK$8.30M · min. income ≈ HK$80,432/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$346,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,100
−HK$2,274/mo
▼ 0.25% · 3.875%
HK$43,229
−HK$1,145/mo
Today · 4.125%
HK$44,374
baseline
▲ 0.50% · 4.625%
HK$46,713
+HK$2,339/mo
Deposit HK$1.46M · loan HK$8.30M · min. income ≈ HK$88,748/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$346,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,069
−HK$2,513/mo
▼ 0.25% · 3.875%
HK$41,315
−HK$1,267/mo
Today · 4.125%
HK$42,582
baseline
▲ 0.50% · 4.625%
HK$45,173
+HK$2,591/mo
Deposit HK$976K · loan HK$8.79M · min. income ≈ HK$85,164/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$346,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,576
−HK$2,409/mo
▼ 0.25% · 3.875%
HK$45,772
−HK$1,213/mo
Today · 4.125%
HK$46,985
baseline
▲ 0.50% · 4.625%
HK$49,461
+HK$2,476/mo
Deposit HK$976K · loan HK$8.79M · min. income ≈ HK$93,970/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$346,227 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).