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At today's rate and a 70% mortgage, the deposit on this unit is about HK$3.02M, with repayments around HK$34,138/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$3.02M · loan HK$7.04M · min. income ≈ HK$68,276/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$376,254 · Scale 2, in force from 26 Feb 2026)
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Kennedy Town Station Station.
Family-friendly — 28 schools within a 1 km walk.
Everyday convenience — 31 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 46 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 17/F
- Flat
- F
- Saleable Area
- 470 Saleable ft²
- Gross Area
- 638 ft²
- Efficiency
- 74%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-08-24 | HK$10.60M | +6.5% 2.6y · 3.0%/yr |
| 2020-01-10 | HK$9.95M | +41.1% 3.4y · 12.0%/yr |
| 2016-09-08 | HK$7.05M | +113.6% 9.3y · 12.0%/yr |
| 2007-05-23 | HK$3.30M | +6.8% |
| 2005-02-04 | HK$3.09M | — |