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Crescira AVM · estimated value ● Medium confidence
HK$22.40M
≈ HK$26,414 / ft² saleable · updated 2026-10-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$6.72M, with repayments around HK$75,990/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$71,506
−HK$4,484/mo
▼ 0.25% · 3.875%
HK$73,730
−HK$2,260/mo
Today · 4.125%
HK$75,990
baseline
▲ 0.50% · 4.625%
HK$80,614
+HK$4,624/mo

Deposit HK$6.72M · loan HK$15.68M · min. income ≈ HK$151,980/mo (50% DSR)

Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$951,961 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
8/F
Flat
A
Saleable Area
848 ft²
Gross Area
1,220 ft²
Efficiency
70%
District
Southern District · Hong Kong Island
School net (POA)
18

Transaction History

Date Price Gain / loss
2011-02-22 HK$17.80M +78.0%
4.6y
2006-07-28 HK$10.00M +4.7%
10.4y
1996-03-29 HK$9.55M +16.5%
0.3y
1995-12-07 HK$8.20M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Ocean Park
≈ 23 min walk · 1,810 m
(quite far — consider other transport options)
Education
0
schools within 1 km (0 within 500 m)
Daily convenience
2
within 1 km (0 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
3
parks, libraries, sports within 1 km

Green space & leisure — 3 parks, libraries and sports venues nearby.

Location

Other appraised units in this building