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Crescira AVM · estimated value Medium confidence
HK$23.88M
≈ HK$28,163 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$7.16M, with repayments around HK$81,022/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$76,241
−HK$4,781/mo
▼ 0.25% · 3.875%
HK$78,612
−HK$2,410/mo
Today · 4.125%
HK$81,022
baseline
▲ 0.50% · 4.625%
HK$85,951
+HK$4,929/mo

Deposit HK$7.16M · loan HK$16.72M · min. income ≈ HK$162,044/mo (50% DSR)

Upfront cash ≈ HK$8.18M (deposit + AVD stamp duty HK$1,014,994 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
20/F
Flat
A
Saleable Area
848 ft²
Gross Area
1,220 ft²
Efficiency
70%
District
Southern District · Hong Kong Island
School net (POA)
18

Transaction History

Date Price Gain / loss
1999-09-21 HK$10.20M +13.6%
1999-06-03 HK$8.98M −49.3%
1997-08-07 HK$17.70M +15.1%
1997-01-09 HK$15.38M +7.6%
1996-12-19 HK$14.30M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Ocean Park
≈ 23 min walk · 1,810 m
(quite far — consider other transport options)
Education
0
schools within 1 km (0 within 500 m)
Daily convenience
2
within 1 km (0 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
3
parks, libraries, sports within 1 km

Green space & leisure — 3 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com