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Crescira AVM · estimated value Medium confidence
HK$22.55M
≈ HK$26,590 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$6.76M, with repayments around HK$76,495/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$71,982
−HK$4,513/mo
▼ 0.25% · 3.875%
HK$74,221
−HK$2,274/mo
Today · 4.125%
HK$76,495
baseline
▲ 0.50% · 4.625%
HK$81,150
+HK$4,655/mo

Deposit HK$6.76M · loan HK$15.78M · min. income ≈ HK$152,990/mo (50% DSR)

Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$958,293 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
1/F
Flat
A
Saleable Area
848 ft²
Gross Area
1,220 ft²
Efficiency
70%
District
Southern District · Hong Kong Island
School net (POA)
18

Transaction History

Date Price Gain / loss
2011-07-07 HK$19.50M +114.8%
2007-01-27 HK$9.08M +27.9%
2002-08-29 HK$7.10M −9.3%
1999-06-01 HK$7.83M −44.1%
1997-03-01 HK$14.00M +12.0%
1997-01-10 HK$12.50M +8.7%
1996-11-21 HK$11.50M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Ocean Park
≈ 23 min walk · 1,810 m
(quite far — consider other transport options)
Education
0
schools within 1 km (0 within 500 m)
Daily convenience
2
within 1 km (0 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
3
parks, libraries, sports within 1 km

Green space & leisure — 3 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com