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Crescira AVM · estimated value ● Medium confidence
HK$25.80M
≈ HK$30,420 / ft² saleable · updated 2026-09-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$7.74M, with repayments around HK$87,513/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$82,349
−HK$5,164/mo
▼ 0.25% · 3.875%
HK$84,911
−HK$2,602/mo
Today · 4.125%
HK$87,513
baseline
▲ 0.50% · 4.625%
HK$92,838
+HK$5,325/mo

Deposit HK$7.74M · loan HK$18.06M · min. income ≈ HK$175,026/mo (50% DSR)

Upfront cash ≈ HK$8.84M (deposit + AVD stamp duty HK$1,096,318 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
19/F
Flat
A
Saleable Area
848 ft²
Gross Area
1,220 ft²
Efficiency
70%
District
Southern District · Hong Kong Island
School net (POA)
18

Transaction History

Date Price Gain / loss
2024-08-02 HK$19.38M −17.1%
6.5y
2018-02-15 HK$23.38M +133.8%
12.1y
2006-01-12 HK$10.00M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Ocean Park
≈ 23 min walk · 1,810 m
(quite far — consider other transport options)
Education
0
schools within 1 km (0 within 500 m)
Daily convenience
2
within 1 km (0 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
3
parks, libraries, sports within 1 km

Green space & leisure — 3 parks, libraries and sports venues nearby.

Location

Other appraised units in this building